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AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Ohio. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $49.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $355.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4200.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)
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Drug Coverage
The AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) prescription drug plan features an annual drug deductible of $355. Beneficiaries enjoy no copay for Tier 1 preferred generic drugs at standard pharmacies and through mail-order services. Tier 2 generic drugs are also highly affordable, requiring no copay for a three-month preferred mail-order supply or a $10 copay for a one-month standard pharmacy fill. For brand-name and specialty medications, costs are structured as coinsurance percentages. Tier 3 preferred brand drugs require an 18% coinsurance, while Tier 4 non-preferred drugs and Tier 5 specialty drugs carry a 41% and 29% coinsurance, respectively. These clear cost-sharing tiers help you accurately estimate your annual out-of-pocket prescription drug expenses.
Additional Benefits
The AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan offers comprehensive medical coverage with no copay and no coinsurance for primary care visits, covered preventive services, and home health care. Specialist visits require copays up to $40, while inpatient hospital stays incur a $425 daily copay for the first six days followed by no copay. Emergency room visits have a $150 copay, which is waived if you are admitted within 24 hours, and ambulance services require a $275 copay. Routine eye and hearing exams are available with no copay, alongside benefit allowances for eyewear and prescription hearing aids. Preventive dental care features no copay up to a $5,000 annual maximum, while comprehensive dental services and durable medical equipment require 50% and 20% coinsurance, respectively. Additionally, skilled nursing facility stays are covered with no copay for the first 20 days, followed by a $218 daily copay for days 21 through 100.
Inpatient Hospital See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers inpatient hospital services with no coinsurance, requiring a $425 daily copay for days 1 through 6 and no copay for days 7 through 90. Unlimited additional acute care days are covered at no copay, but upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers outpatient services with no coinsurance, including copays ranging from $0 to $425 for outpatient hospital and daily observation services. Ambulatory surgical center and outpatient blood services are covered with no copay and no coinsurance, while outpatient substance abuse services have copays of $0 to $25 per session.
Partial Hospitalization See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers partial hospitalization services with a $55.00 copay and no coinsurance. Prior authorization is required for this benefit.
Ambulance and Transportation Services See details
Ambulance and transportation services are covered under the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan, with a $275 copay and no coinsurance for both ground and air ambulance services. While some transportation services are covered, transportation to plan-approved health-related locations and any other health-related locations is not covered.
Emergency Services See details
Emergency services are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with a $150 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require a copay ranging from no copay to $65 with no coinsurance, while worldwide emergency, urgent, and transportation services are fully covered with no copays and no coinsurance.
Primary Care See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) provides primary care, telehealth, and opioid treatment services with no copay and no coinsurance. Specialist visits, physical therapy, occupational therapy, and podiatry require copays ranging from no copay to $40 with no coinsurance, though some chiropractic services are covered but routine chiropractic care and other chiropractic services are not covered.
Preventive Services See details
Preventive services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with no copay and no coinsurance for covered care, including annual physical exams, fitness benefits, and kidney disease education. However, several additional preventive sub-services are not covered, including health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, weight management, alternative therapies, therapeutic massage, adult day health, nutritional benefits, home-based palliative care, in-home support, caregiver support, smoking cessation, and telemonitoring.
Hearing Services See details
Hearing Services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), featuring one annual routine hearing exam with no copay, no coinsurance, and no deductible, though fitting and evaluation services are not covered. Up to two prescription hearing aids per year are covered with copays from $199.00 to $1,249.00 and no coinsurance, excluding inner ear, outer ear, and over the ear types. Up to two over-the-counter (OTC) hearing aids are also covered annually with no coinsurance and copays ranging from $199.00 to $829.00.
Vision Services See details
Vision services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with no coinsurance or deductibles, offering one routine eye exam annually with no copay, though other eye exam services are not covered. Eyewear benefits are also partially covered up to a $200 combined limit every two years, including contact lenses and eyeglass frames with no copay, and eyeglass lenses with a $0 to $153 copay, while upgrades and complete eyeglasses (lenses and frames) are not covered.
Dental Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) offers partially covered dental services, with implant services and orthodontics not covered under the plan. Preventive care is available with no copay and no coinsurance up to a $5,000 annual maximum, while Medicare-covered dental services require no copay and 20% coinsurance, and comprehensive services require no copay and 50% coinsurance.
Home Infusion bundled Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers home infusion bundled services with no copay and no coinsurance, though prior authorization is required. Associated Medicare Part B drugs, including chemotherapy and radiation, carry a coinsurance ranging from no coinsurance to 20%, while Part B insulin has a $35 copay and up to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan with no copay and a 20% coinsurance. Prior authorization is required to access these covered services.
Medical Equipment See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers durable medical equipment, prosthetics, and diabetic services with no copay and a 20% coinsurance. Prior authorization is required for these benefits, and diabetic supplies are limited to specified manufacturers.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), subject to prior authorization. Diagnostic tests require a $50 copay with no coinsurance, lab services have no copay and no coinsurance, outpatient X-rays require a $30 copay, and therapeutic radiology services carry a minimum 20% coinsurance.
Home Health Services See details
Home health services are covered under the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan with no copay and no coinsurance. Prior authorization is required to access this benefit.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with no copay and no coinsurance, although prior authorization is required. While some services are covered, standard cardiac, intensive cardiac, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization but no prior three-day inpatient hospital stay. There is no copay for days 1 through 20 and a $218 daily copay for days 21 through 100, though additional days beyond the Medicare-covered limit are not covered.
Other Services See details
Other services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), which offers over-the-counter (OTC) items and a chronic illness meal benefit with no copay and no coinsurance. Acupuncture is not covered under this plan, and prior authorization is required for the meal benefit.
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1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
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