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AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Ohio. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $51.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $355.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4200.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan features an annual drug deductible of $355. For Tier 1 preferred generic drugs, members enjoy no copay for 1-month and 3-month supplies at standard pharmacies, as well as 3-month mail-order supplies. Tier 2 generic medications cost a $10 copay for a 1-month supply at standard pharmacies, but members can get a 3-month supply with no copay through preferred mail order. Higher-tier prescription drugs are covered via coinsurance rather than flat copayments. Tier 3 preferred brand drugs require an 18% coinsurance for standard pharmacy and mail-order fills. Tier 4 non-preferred drugs require 41% coinsurance, while Tier 5 specialty drugs require 29% coinsurance for a 1-month supply.
Additional Benefits
The AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan offers comprehensive medical coverage with predictable costs, featuring no coinsurance for inpatient hospital stays and a daily copay of $375 for the first six days. Members enjoy no copays and no coinsurance for primary care visits, telehealth services, and routine preventive care, while specialist visits require a copay of up to $40. Outpatient hospital services and emergency care are also accessible, with emergency room visits carrying a $150 copay that is waived if admitted. This plan also includes valuable supplemental benefits, such as dental care with no copay for preventive services and up to 50% coinsurance for comprehensive care, alongside hearing and vision coverage featuring no copays for routine annual exams. Additionally, members benefit from no copays and no coinsurance for home health services, over-the-counter items, and chronic illness meals, though durable medical equipment requires a 20% coinsurance. Covered skilled nursing facility stays require no copay for the first 20 days and a $218 daily copay for days 21 through 100.
Inpatient Hospital See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers inpatient hospital services with no coinsurance, requiring a $375 copay per day for days 1-6 and no copay for days 7-90. Unlimited additional days for acute stays are covered with no copay, but psychiatric additional days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers outpatient services with no coinsurance, including outpatient hospital services with a $0 to $375 copay and ambulatory surgical center and blood services with no copay. Outpatient substance abuse services also feature no coinsurance, with copays ranging from $0 to $25 for individual sessions and a $15 copay for group sessions.
Partial Hospitalization See details
Partial hospitalization benefits are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with a $55.00 copay and no coinsurance. Prior authorization is required to access these services.
Ambulance and Transportation Services See details
Ambulance and transportation services are covered by the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan, featuring a $275 copay and no coinsurance for both ground and air ambulance services, which require prior authorization. While some transportation services are covered, trips to plan-approved or any other health-related locations are not covered.
Emergency Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers emergency services with a $150 copay (waived if admitted to the hospital within 24 hours) and no coinsurance, and urgently needed services with a copay ranging from $0 to $65 and no coinsurance. Worldwide emergency, urgent, and emergency transportation services are also covered with no copays and no coinsurance.
Primary Care See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) provides primary care and telehealth services with no copay and no coinsurance, while specialist visits range from a $0 to $40 copay with no coinsurance. Physical, occupational, and speech therapy require a $30 copay with no coinsurance, while chiropractic services are not covered in practice.
Preventive Services See details
Preventive Services are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with no copay and no coinsurance for annual physical exams, kidney disease education, and screenings. Additional preventive services are partially covered, offering fitness benefits and home safety devices with no copay and no coinsurance, but excluding health education, nutritional therapy, and in-home support.
Hearing Services See details
Hearing Services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), offering one annual routine hearing exam with no copay and no coinsurance, though fitting and evaluation exams are not covered. Prescription hearing aids are available with no coinsurance and copays ranging from $199.00 to $1,249.00 (limit 2 per year), but inner ear, outer ear, and over-the-ear prescription models are not covered. OTC hearing aids are also covered with no coinsurance and copays from $199.00 to $829.00 for up to two devices per year.
Vision Services See details
Vision services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), featuring no deductible, no coinsurance, and no copay for annual routine eye exams, contact lenses, and eyeglass frames. Eyeglass lenses are covered with a $0 to $153 copay and no coinsurance up to a $300 limit every two years, but other eye exams, upgrades, and combined eyeglasses (lenses and frames) are not covered.
Dental Services See details
Dental services are partially covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS), with implant services and orthodontics being excluded from coverage. Under this plan, preventive services feature no copay and no coinsurance up to a $5,000 yearly limit, Medicare-covered dental has no copay and 20% coinsurance, and comprehensive services require no copay and 50% coinsurance.
Home Infusion bundled Services See details
Home infusion bundled services are covered by AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) with no copay, though prior authorization is required. Under this benefit, Medicare Part B chemotherapy, radiation, and other drugs carry no coinsurance to 20% coinsurance, while insulin is covered with a $35 copay and up to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered by the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan with no copay and a 20% coinsurance. Prior authorization is required to receive these covered services.
Medical Equipment See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers durable medical equipment, prosthetics, medical supplies, and diabetic therapeutic shoes or inserts with no copay and a 20% coinsurance. Diabetic supplies are covered with no copay, and prior authorization is required for these medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered under the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan, with prior authorization required for services. Members will pay no copay and no coinsurance for lab services and diagnostic radiology, a $50 copay with no coinsurance for diagnostic tests, a $30 copay for outpatient X-rays, and 20% coinsurance for therapeutic radiology.
Home Health Services See details
Home health services are covered under the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are not covered under the AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) plan, as cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are all excluded from coverage.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) covers skilled nursing facility stays with no coinsurance, offering no copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required, a prior three-day hospital stay is not required, and additional days beyond the standard Medicare-covered limit are not covered.
Other Services See details
AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS) partially covers other services, providing over-the-counter (OTC) items and chronic illness meal benefits with no copay and no coinsurance. Acupuncture is not covered under this benefit, and prior authorization is required for the meal benefit.
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