Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage from UHC WI-0017 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage from UHC WI-0017 (HMO-POS) in 2025, please refer to our full plan details page.
AARP Medicare Advantage from UHC WI-0017 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Wisconsin. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that AARP Medicare Advantage from UHC WI-0017 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC WI-0017 (HMO-POS).
The cost of a Medicare Advantage Plan is made up of four main parts.
For AARP Medicare Advantage from UHC WI-0017 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $340.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan has a $340 deductible for prescription drugs. After the deductible, you will pay a copay or coinsurance depending on the drug tier and pharmacy used. For example, you will pay a $14 copay for preferred generic drugs at a standard pharmacy. For preferred brand drugs, the copay is $100, regardless of the pharmacy. For non-preferred drugs, you will pay 29% coinsurance. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you pay nothing for covered drugs.
The AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan offers a wide range of benefits with varying cost-sharing. This plan includes coverage for inpatient and outpatient services, with copays ranging from $0 to $310, depending on the service. Emergency services, including worldwide coverage, have copays between $0 and $125. This plan also covers primary care, preventive services, hearing, vision, and dental services. Many services, such as primary care visits, eye exams, and preventive services, have no copay. Other services, such as hearing aids, prescription drugs, and dental work, have copays or coinsurance.
Inpatient Hospital services, including acute and psychiatric care, are covered. For acute care, you will pay a $310 copay for days 1-6, and no copay for days 7-90, while additional days 91-999 have no copay; non-Medicare-covered stays and upgrades are not covered.
For psychiatric care, you will pay a $310 copay for days 1-5, and no copay for days 6-90; additional days and non-Medicare-covered stays are not covered.
Outpatient Services include coverage for Outpatient Hospital Services with a copay between $0 and $310, Observation Services with a $310 copay, Ambulatory Surgical Center (ASC) Services with no copay, Outpatient Substance Abuse Services with a copay between $0 and $20 for individual sessions and a $15 copay for group sessions, and Outpatient Blood Services with no copay.
Partial Hospitalization is covered with a $55 copay, and prior authorization is required.
Ambulance and Transportation Services are covered by AARP Medicare Advantage from UHC WI-0017 (HMO-POS). Ground and air ambulance services have a $290 copay, with no coinsurance, while transportation services to any health-related location are not covered.
Emergency Services, including urgently needed and worldwide emergency services, are covered. Emergency services have a $125 copay, and there is no coinsurance. Urgently needed services have a copay between $0 and $55, and no coinsurance. Worldwide emergency services have a $0 copay for worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation, with no coinsurance.
The AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan covers primary care services with no copay, chiropractic services with a $20 copay, and occupational therapy services with a copay of $0-$30. The plan also covers physician specialist services with a copay of $0-$45, mental health specialty services with a copay of $0-$20 for individual sessions and $15 for group sessions, and podiatry services with a $45 copay. Other health care professional services, psychiatric services with a copay of $0-$20 for individual sessions and $15 for group sessions, physical therapy and speech-language pathology services with a copay of $0-$30, additional telehealth benefits with no copay, and opioid treatment program services with no copay are also covered.
The AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan covers preventive services, including an annual physical exam with no copay. Additional preventive services, including fitness benefits, are also covered with no copay.
Hearing exams are covered with no copay, but fitting/evaluation for hearing aids is not covered. Prescription hearing aids are covered with a copay between $199 and $1249, and OTC hearing aids are covered with a copay between $99 and $829.
Vision services include eye exams and eyewear. Eye exams have no copay, and routine eye exams are covered once per year. Eyewear has no copay, with a combined maximum benefit of $300 every two years, and contact lenses are covered. Eyeglasses (lenses and frames) and upgrades are not covered.
Dental Services are covered, including oral exams, dental x-rays, prophylaxis (cleaning), fluoride treatment, and other preventive services with no copay, but with some visit limits. Medicare Dental Services are covered with a 20% coinsurance, and other services like orthodontics, restorative services, and more, are not covered.
Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay and coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, there is a coinsurance between 0% and 20%.
Dialysis Services are covered by the AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan and require prior authorization. The coinsurance for this service is 20%.
Medical Equipment, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment, is covered. DME and Prosthetic Devices have a 20% coinsurance, while Medical Supplies have a 20% coinsurance. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance. Durable Medical Equipment for use outside the home is not covered.
Diagnostic and Radiological Services include coverage for diagnostic procedures/tests with a $50 copay, lab services with no copay, diagnostic radiological services with a copay up to $210, therapeutic radiological services with 20% coinsurance, and outpatient X-ray services with a $25 copay. Prior authorization is required for all diagnostic and radiological services.
Home Health Services are covered under the AARP Medicare Advantage from UHC WI-0017 (HMO-POS) plan with no copay and no coinsurance, but Additional Hours of Care and Personal Care Services are not covered. Authorization is required.
Cardiac Rehabilitation Services are covered with prior authorization, but the plan does not cover any of the sub-services, including Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services. The cost-sharing details for these services are not provided.
Skilled Nursing Facility (SNF) services are covered, but require prior authorization. You will have no copay for days 1-20, and a $203 copay per day for days 21-100; there is no coinsurance.
Other Services include coverage for over-the-counter items and a meal benefit. Over-the-counter items have no copay, while the meal benefit also has no copay and requires prior authorization.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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