A non-government entity
AARP Medicare Advantage from UHC TC-0002 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage from UHC TC-0002 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage from UHC TC-0002 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Tennessee and Virginia. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage from UHC TC-0002 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC TC-0002 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage from UHC TC-0002 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $355.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4200.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage from UHC TC-0002 (HMO-POS)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
The AARP Medicare Advantage from UHC TC-0002 (HMO-POS) plan has an annual prescription drug deductible of $355. Tier 1 preferred generic drugs are available with no copay for standard pharmacy fills and mail order deliveries. For Tier 2 generic drugs, standard pharmacy fills cost an $8 copay for a 1-month supply, while a 3-month supply through preferred mail order is available with no copay. For brand-name and specialty medications, costs are structured as coinsurance. Tier 3 preferred brand drugs require an 18% coinsurance, while Tier 4 non-preferred drugs carry a 41% coinsurance. Tier 5 specialty drugs require a 29% coinsurance for a 1-month supply at standard pharmacies and through mail order.
Additional Benefits
The AARP Medicare Advantage from UHC TC-0002 (HMO-POS) plan offers comprehensive medical coverage with predictable out-of-pocket costs and no coinsurance for many core services. Members enjoy no copay for primary care visits, preventive care, and home health services, while specialist visits carry a copay of up to $40. Inpatient hospital stays require a $350 daily copay for days 1 through 6, followed by no copay for days 7 through 90. Emergency room visits feature a $150 copay, which is waived if admitted, while urgent care services require a copay of up to $65. Routine hearing, vision, and preventive dental exams are covered with no copay, though devices like hearing aids and durable medical equipment require specific copays or a 20% coinsurance. Skilled nursing facility care also features no copay for the first 20 days, followed by a $218 daily copay up to day 100.
Inpatient Hospital See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) partially covers inpatient hospital services with no coinsurance, requiring a $350 daily copay for days 1 through 6 and no copay for days 7 through 90. Prior authorization is required, and while unlimited additional acute hospital days are covered with no copay, additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers outpatient hospital services with no coinsurance and copays ranging from $0 to $350, alongside observation services at a $350 daily copay. Ambulatory surgical center and outpatient blood services feature no copay and no coinsurance, while outpatient substance abuse services have no coinsurance and copays up to $25, with prior authorization required for most services.
Partial Hospitalization See details
Partial hospitalization is covered under the AARP Medicare Advantage from UHC TC-0002 (HMO-POS) plan with a $55.00 copay and no coinsurance. Prior authorization is required for this benefit.
Ambulance and Transportation Services See details
Ambulance and transportation services are partially covered by AARP Medicare Advantage from UHC TC-0002 (HMO-POS), which offers Medicare-covered ground and air ambulance services with a $275 copay and no coinsurance. Routine transportation services to plan-approved or any other health-related locations are not covered under this plan.
Emergency Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers emergency services with a $150 copay and no coinsurance, with the copay waived if you are admitted to the hospital within 24 hours. Urgently needed services feature a copay ranging from $0 to $65 with no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copay and no coinsurance.
Primary Care See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers primary care, telehealth, and opioid treatment with no copay and no coinsurance. Other covered services feature no coinsurance but require copays, including specialist visits ($0 to $40 copay), physical, occupational, and speech therapies ($35 copay), and podiatry ($40 copay), while chiropractic services are not covered.
Preventive Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) provides partially covered preventive services with no copay and no coinsurance for covered care, including annual physical exams, fitness benefits, and kidney disease education. However, several supplemental benefits such as health education, medical nutrition therapy, and personal emergency response systems are not covered under this plan.
Hearing Services See details
Hearing services are partially covered by AARP Medicare Advantage from UHC TC-0002 (HMO-POS), with fitting/evaluation for hearing aids and inner, outer, and over the ear prescription hearing aids excluded from coverage. Routine hearing exams are covered with no copay and no coinsurance, while covered prescription hearing aids require a $199.00 to $1,249.00 copay and OTC hearing aids require a $199.00 to $829.00 copay, both with no coinsurance.
Vision Services See details
Vision Services are partially covered by AARP Medicare Advantage from UHC TC-0002 (HMO-POS), offering routine eye exams and eyewear with no coinsurance and no copay, except for eyeglass lenses which carry a copay of $0.00 to $153.00. A $300 maximum benefit applies to eyewear every two years, while other eye exam services, upgrades, and eyeglasses (lenses and frames) are not covered.
Dental Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) partially covers dental services, offering preventive care with no copay and no coinsurance up to a $2,500 annual limit. Comprehensive dental services are available with no copay and 50% coinsurance, and Medicare-covered dental has no copay and 20% coinsurance, though implant services and orthodontics are not covered.
Home Infusion bundled Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers home infusion bundled services with no copay, subject to prior authorization. Under this benefit, Medicare Part B chemotherapy, radiation, and other drugs carry no coinsurance to 20% coinsurance, while Medicare Part B insulin drugs require a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered under the AARP Medicare Advantage from UHC TC-0002 (HMO-POS) plan with no copay and a 20% coinsurance. Prior authorization is required to receive these services.
Medical Equipment See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers durable medical equipment, prosthetics, and medical supplies with no copay and a 20% coinsurance. Diabetic supplies are covered with no copay, while diabetic therapeutic shoes and inserts require a 20% coinsurance, with prior authorization required for these equipment benefits.
Diagnostic and Radiological Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers diagnostic and radiological services with prior authorization. Diagnostic services have no coinsurance, requiring no copay for lab services and a $50 copay for diagnostic procedures and tests. Radiological services feature no copay for diagnostic radiology, a $30 copay for outpatient X-rays, and a 20% coinsurance for therapeutic radiological services.
Home Health Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) covers home health services with no copay and no coinsurance. Prior authorization is required to receive these covered services.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered under the AARP Medicare Advantage from UHC TC-0002 (HMO-POS) plan with no copay and no coinsurance, though prior authorization is required. While some services are covered, in practice, Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) services are not covered.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) services are covered by AARP Medicare Advantage from UHC TC-0002 (HMO-POS) with no coinsurance, requiring prior authorization but no prior three-day hospital stay. There is no copay for days 1 through 20 and a $218 copay for days 21 through 100, though additional days beyond the Medicare-covered limit are not covered.
Other Services See details
AARP Medicare Advantage from UHC TC-0002 (HMO-POS) partially covers other services, offering over-the-counter (OTC) items and chronic illness meal benefits with no copay and no coinsurance. Prior authorization is required for the meal benefit, and acupuncture is not covered.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved