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AARP Medicare Advantage from UHC AZ-0014 (HMO-POS)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for AARP Medicare Advantage from UHC AZ-0014 (HMO-POS). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) in 2025, please refer to our full plan details page.

AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Yavapai County. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC AZ-0014 (HMO-POS).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For AARP Medicare Advantage from UHC AZ-0014 (HMO-POS), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $42.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $340.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3800.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $35.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $140.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $65.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for AARP Medicare Advantage from UHC AZ-0014 (HMO-POS)

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Drug Coverage IconDrug Coverage

The AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan has a $340 deductible for prescription drugs. After the deductible, you will pay a copay or coinsurance depending on the drug tier and pharmacy used. For example, for standard generic drugs you will pay a $8 copay, and for preferred brand drugs you will pay a $100 copay. After your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan offers a wide range of benefits with varying cost-sharing. It includes no copay for primary care, preventive services, hearing exams, eye exams, and many dental services, along with no copay for home health and outpatient blood services. Copays apply for inpatient hospital stays, outpatient services, ambulance, emergency services, and other specialist services. The plan covers a range of services including hearing aids, vision eyewear, dental services, and medical equipment, with costs that vary. It also offers coverage for home infusion, dialysis, and skilled nursing facilities with copays or coinsurance. Additionally, the plan provides coverage for ambulance, emergency services, and other services such as OTC items and meal benefits.

Inpatient Hospital See details

Inpatient Hospital coverage includes acute and psychiatric care, with a $375 copay for days 1-7, and no copay for days 8-90. Additional days for Inpatient Hospital-Acute have no copay, but Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute are not covered, and Additional Days for Inpatient Hospital Psychiatric and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are also not covered.

Outpatient Services See details

Outpatient Services are covered by the AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan. Outpatient Hospital Services have a copay between $0 and $375, Observation Services have a copay of $375, Ambulatory Surgical Center (ASC) Services have no copay, Individual Sessions for Outpatient Substance Abuse have a copay between $0 and $25, Group Sessions for Outpatient Substance Abuse have a copay of $15, and Outpatient Blood Services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered under the AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan, with a $55 copay. Prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered. Ground and air ambulance services have a $290 copay, with no coinsurance, while transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan. Emergency Services have a $140 copay, while Urgently Needed Services have a copay between $0 and $65, and Worldwide Emergency Services have no copay for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.

Primary Care See details

The AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan covers primary care physician services with no copay, chiropractic services with a $20 copay, and occupational therapy services with a copay between $0 and $35. It also covers physician specialist services, mental health specialty services, podiatry services, other health care professional services, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services, each with varying copays.

Preventive Services See details

The AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan covers preventive services, including an annual physical exam with no copay. Additional preventive services are also covered, and some services such as Health Education, In-Home Safety Assessment, and others are not covered.

Hearing Services See details

Hearing exams are covered with no copay. Routine hearing exams are covered once per year with no copay, while fitting and evaluation for hearing aids are not covered. Prescription hearing aids are covered, with a copay between $199 and $1249. OTC hearing aids are covered with a copay between $99 and $829.

Vision Services See details

Vision services include eye exams and eyewear. Eye exams have no copay. Eyewear includes contact lenses, eyeglass lenses, and eyeglass frames, all of which have no copay, but has a combined maximum benefit of $200 every two years. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

Dental Services include coverage for Medicare Dental Services with 20% coinsurance, Oral Exams, Dental X-Rays, Other Diagnostic Dental Services, Prophylaxis (Cleaning), Fluoride Treatment, Other Preventive Dental Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, and Oral and Maxillofacial Surgery with no copay. Orthodontic and Implant Services are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay, with coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance ranges from 0% to 20%.

Dialysis Services See details

Dialysis Services are covered, but require prior authorization. You will pay 20% coinsurance.

Medical Equipment See details

Medical Equipment is covered, including Durable Medical Equipment with 20% coinsurance, Prosthetic Devices with 20% coinsurance, and Medical Supplies with 20% coinsurance. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including diagnostic procedures/tests with a $50 copay, and lab services with no copay. Diagnostic Radiological Services have a copay up to $250, while Therapeutic Radiological Services have up to 20% coinsurance, and Outpatient X-Ray Services have a $25 copay.

Home Health Services See details

Home Health Services are covered by the AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services. A copay is required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but require prior authorization. There is no copay for days 1-20, and a $203 copay for days 21-100. Additional days beyond Medicare-covered for SNF and Non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services include coverage for Over-the-Counter (OTC) Items and Meal Benefits, with a $0 copay for OTC items. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, and other services such as Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services are not covered.

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