Humana Together in Health (PPO I-SNP)

Humana Together in Health (PPO I-SNP) is a PPO I-SNP plan offered by Humana Inc. available for enrollment in 2025 to people living in Tennessee. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Humana Together in Health (PPO I-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Humana Together in Health (PPO I-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Humana Together in Health (PPO I-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic drugs, you will pay an 18% coinsurance at standard pharmacies, but you can receive a three-month supply with no coinsurance when using preferred mail order. Tier 2 generic medications generally carry a 25% coinsurance, though you can also obtain a three-month supply with no coinsurance through preferred mail order. For higher-tier medications, including Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, you will pay a 25% coinsurance at standard pharmacies and through mail order. Utilizing preferred mail-order services for your generic prescriptions provides the greatest opportunity to minimize your out-of-pocket drug costs under this plan. This clear cost structure helps you plan your healthcare expenses effectively.

Additional Benefits

The Humana Together in Health (PPO I-SNP) plan offers comprehensive medical coverage, featuring no copays or coinsurance for primary care visits, physical therapy, home health services, and skilled nursing facility care for up to 100 days. Inpatient hospital stays require a daily copay of $611 for the first four days and no copay thereafter, while emergency room visits carry a $115 copay that is waived upon admission. Most outpatient hospital services, specialist visits, and durable medical equipment do not require a copay but are subject to a 20% coinsurance. For everyday wellness, the plan provides preventive dental services and routine vision eyewear with no copays and no coinsurance up to specified annual limits. Routine hearing exams and Medicare-covered dental care require no copay but carry a 20% coinsurance, while over-the-counter hearing aids and other OTC items are fully covered with no copay or coinsurance. Diagnostic lab services and select preventive screenings are also fully covered with no copay and no coinsurance.