A non-government entity
Humana USAA Honor Giveback (PPO)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Humana USAA Honor Giveback (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Humana USAA Honor Giveback (PPO) in 2026, please refer to our full plan details page.
Humana USAA Honor Giveback (PPO) is a PPO plan offered by Humana Inc. available for enrollment in 2025 to people living in Multi-State. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that Humana USAA Honor Giveback (PPO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Humana USAA Honor Giveback (PPO).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Humana USAA Honor Giveback (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $135.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
Drugs are not covered by this plan, so a prescription drug deductible is not applicable.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $10100.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10100.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for Humana USAA Honor Giveback (PPO)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
Prescription drugs are not covered by Humana USAA Honor Giveback (PPO).
Additional Benefits
The Humana USAA Honor Giveback (PPO) plan offers robust medical coverage featuring no copays for primary care visits, preventive care, lab tests, and home health services. For specialized care, members pay a $55 copay for specialist visits, while outpatient hospital services range from no copay up to a $350 copay. Inpatient hospital stays require a daily copay for the first seven days, after which there is no copay, and most general medical services under this plan feature no coinsurance. For additional health needs, the plan includes routine hearing and vision exams with no copay, alongside a $200 annual eyewear allowance and up to $1,500 in dental coverage with no copays for most services. Prescription hearing aids require a copay of $699 to $999, while medical equipment like durable medical equipment and diabetic supplies require a 10% to 20% coinsurance. Emergency care is available with a $130 copay, which is waived if you are admitted to the hospital.
Inpatient Hospital See details
Humana USAA Honor Giveback (PPO) partially covers inpatient hospital benefits with no coinsurance, requiring a $375 daily copay for days 1 to 7 of acute stays (no copay for days 8 to 999) and a $334 daily copay for days 1 to 7 of psychiatric stays (no copay for days 8 to 90). Upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
Outpatient services are covered by the Humana USAA Honor Giveback (PPO) with no coinsurance, featuring no copays for ambulatory surgical center visits, outpatient substance abuse sessions, and blood services. Patients will pay a copay of $0 to $350 for outpatient hospital services and a $375 copay per stay for observation services.
Partial Hospitalization See details
Humana USAA Honor Giveback (PPO) covers partial hospitalization benefits with a $35 copay and no coinsurance. Prior authorization is required to receive these covered services.
Ambulance and Transportation Services See details
Ambulance and Transportation Services are partially covered by the Humana USAA Honor Giveback (PPO) plan; some transportation services are covered, but transportation to plan-approved or any health-related locations is not covered in practice. Ground ambulance services require a $335 copay and no coinsurance, while air ambulance services require a 20% coinsurance and no copay.
Emergency Services See details
Humana USAA Honor Giveback (PPO) covers emergency services with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services are covered with a $50 copay and no coinsurance, while worldwide emergency, urgent, and transportation services require a $130 copay and no coinsurance.
Primary Care See details
Humana USAA Honor Giveback (PPO) offers partially covered primary care benefits with no coinsurance, featuring no copay for primary care, mental health, psychiatric, and opioid treatment services. Specialist visits require a $55 copay, therapy services cost a $30 copay, telehealth and other professional services range from a $0 to $55 copay, and routine chiropractic and podiatry services are not covered.
Preventive Services See details
Preventive services are partially covered under the Humana USAA Honor Giveback (PPO), offering no copay and no coinsurance for covered benefits like annual physical exams, kidney disease education, and glaucoma screenings. However, the plan does not cover health education, in-home safety assessments, PERS, medical nutrition therapy, medication reconciliation, readmission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, palliative care, in-home support, caregiver support, and additional smoking cessation counseling.
Hearing Services See details
Humana USAA Honor Giveback (PPO) covers routine hearing exams, fitting evaluations, and OTC hearing aids with no copay or coinsurance. Medicare-covered hearing exams require a $55 copay and no coinsurance, while prescription hearing aids are partially covered with a $699 to $999 copay and no coinsurance, excluding inner ear, outer ear, and over the ear models.
Vision Services See details
Vision services are partially covered by the Humana USAA Honor Giveback (PPO), which features routine eye exams with no copay and up to a $200 annual eyewear allowance with no copay or coinsurance. Other eye exams may have a copay of up to $55, and specific sub-services including eyeglass lenses, eyeglass frames, and upgrades are not covered.
Dental Services See details
Dental services are partially covered by the Humana USAA Honor Giveback (PPO) up to a $1,500 annual maximum, though fluoride treatment, maxillofacial prosthetics, implant services, and orthodontics are not covered. Covered Medicare dental services require a $55 copay and no coinsurance, while most other covered dental services have no copay and no coinsurance, except for removable and fixed prosthodontics which require a 30% coinsurance and no copay.
Home Infusion bundled Services See details
Humana USAA Honor Giveback (PPO) covers Home Infusion bundled Services, including chemotherapy, radiation, and other Part B drugs with no copay and coinsurance ranging from no coinsurance to 20%. Covered Medicare Part B insulin drugs require a $35 copay and coinsurance ranging from no coinsurance to 20%, with prior authorization required for services.
Dialysis Services See details
Humana USAA Honor Giveback (PPO) covers dialysis services with no copay and a 20% coinsurance. Prior authorization is required to receive these covered services.
Medical Equipment See details
Humana USAA Honor Giveback (PPO) covers durable medical equipment (DME) with a 20% coinsurance and no copay, and diabetic supplies with a 10% to 20% coinsurance and no copay. Prosthetic devices and medical supplies require a 15% to 20% coinsurance, while diabetic therapeutic shoes or inserts have a $10 copay.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered under the Humana USAA Honor Giveback (PPO) with no coinsurance, though prior authorization is required. Lab services and outpatient X-rays have no copay, while diagnostic procedures range from a $0 to $65 copay, diagnostic radiology ranges from a $0 to $335 copay, and therapeutic radiology requires a $50 copay.
Home Health Services See details
Home Health Services are covered by the Humana USAA Honor Giveback (PPO) with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Humana USAA Honor Giveback (PPO) does not cover cardiac rehabilitation services. This non-coverage applies to all related sub-services, including cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) rehabilitation.
Skilled Nursing Facility (SNF) See details
Humana USAA Honor Giveback (PPO) partially covers Skilled Nursing Facility (SNF) services, requiring a $10 daily copay for days 1 through 20 and a $218 daily copay for days 21 through 100, with no coinsurance. Prior authorization is required, and additional days beyond the Medicare-covered limit are not covered.
Other Services See details
Humana USAA Honor Giveback (PPO) covers other services, including acupuncture with a $55 copay and no coinsurance, as well as over-the-counter items and meal benefits with no copay and no coinsurance. Dual Eligible SNPs with Highly Integrated Services are not covered under this plan.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved