Regence MedAdvantage + Rx Enhanced (PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Regence MedAdvantage + Rx Enhanced (PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Regence MedAdvantage + Rx Enhanced (PPO) in 2026, please refer to our full plan details page.

This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

Regence MedAdvantage + Rx Enhanced (PPO) is a PPO plan offered by Regence Blueshield available for the 2026 plan year to people living in Select Counties in Washington. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Regence MedAdvantage + Rx Enhanced (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Regence MedAdvantage + Rx Enhanced (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Regence MedAdvantage + Rx Enhanced (PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $214.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $200.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $5900.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $5900.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

This plan has a Maximum Out-Of-Pocket cost of $10100.00 (in-network and out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $10100.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Regence MedAdvantage + Rx Enhanced (PPO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The Regence MedAdvantage + Rx Enhanced (PPO) plan features a $200 annual drug deductible. For Tier 1 preferred generics, you pay no copay when using a preferred pharmacy or preferred mail-order service, while standard pharmacies charge a $3 copay for a one-month supply. Tier 2 generic drugs cost a low $4 copay for a one-month supply at preferred pharmacies, and you can get a three-month supply with no copay through preferred mail order. For higher-tier medications, costs transition to coinsurance percentages. Tier 3 preferred brand-name drugs require a 20% coinsurance at preferred pharmacies and 23% at standard pharmacies. Tier 4 non-preferred drugs carry a 35% to 38% coinsurance, while Tier 5 specialty drugs require a flat 30% coinsurance for a one-month supply regardless of your pharmacy choice.

Additional Benefits IconAdditional Benefits

The Regence MedAdvantage + Rx Enhanced (PPO) plan offers robust coverage for everyday health needs, featuring no copay or coinsurance for primary care visits and routine preventive services. For emergency and urgent care, members pay a flat copay of $130 and $50 respectively with no coinsurance, while inpatient hospital stays require a $390 daily copay for the first six days and no copay thereafter. Specialist visits and outpatient hospital services are also covered with affordable copays ranging from $20 to $40. This plan also includes key supplemental benefits, providing routine vision exams and eyewear with no copay or coinsurance, alongside preventive dental care at no cost up to a $1,500 annual limit. Routine hearing exams have no copay, though prescription hearing aids require a copay between $499 and $999. Durable medical equipment and dialysis services are covered with a standard 20% coinsurance and no copay.

Inpatient Hospital See details

Regence MedAdvantage + Rx Enhanced (PPO) covers inpatient acute and psychiatric hospital stays with no coinsurance, requiring a $390 daily copay for days 1 through 6 and no copay for days 7 through 90. Unlimited additional acute days are covered with no copay, but additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.

Outpatient Services See details

Regence MedAdvantage + Rx Enhanced (PPO) covers outpatient hospital services for a $40 copay and 20% coinsurance, and ambulatory surgical center services for a $40 copay with no coinsurance. Outpatient substance abuse sessions require a $30 copay with no coinsurance, while outpatient blood services are covered with no copay and no coinsurance.

Partial Hospitalization See details

Regence MedAdvantage + Rx Enhanced (PPO) covers partial hospitalization services with a $130.00 copay and no coinsurance. Prior authorization is required to access this benefit.

Ambulance and Transportation Services See details

Regence MedAdvantage + Rx Enhanced (PPO) covers ground and air ambulance services with a $300 copay, no coinsurance, and prior authorization. While some transportation services are covered, transportation to plan-approved or any health-related locations is not covered.

Emergency Services See details

Emergency services are covered by Regence MedAdvantage + Rx Enhanced (PPO) with a $130 copay (waived if admitted to the hospital within 48 hours) and no coinsurance, while urgently needed services require a $50 copay and no coinsurance. Worldwide emergency and urgent services are also covered with a $130 copay, and worldwide emergency transportation is covered with a $300 copay, all featuring no coinsurance.

Primary Care See details

Primary Care benefits under the Regence MedAdvantage + Rx Enhanced (PPO) plan are partially covered, with podiatry services and other chiropractic services not covered. Covered services require no coinsurance, featuring no copay for primary care visits, a $0 to $40 copay for telehealth, and copays ranging from $20 to $40 for specialist, therapy, and mental health sessions.

Preventive Services See details

Regence MedAdvantage + Rx Enhanced (PPO) partially covers preventive services, offering annual physicals, kidney disease education, and select screenings with no copay and no coinsurance. While alternative therapies and therapeutic massages are covered with a $30 copay and no coinsurance, several supplemental services such as health education, weight management, and nutritional benefits are not covered.

Hearing Services See details

Hearing services are covered by Regence MedAdvantage + Rx Enhanced (PPO), offering Medicare-covered exams for a $40 copay and no coinsurance, while routine hearing exams and fitting evaluations have no copay and no coinsurance. Prescription hearing aids are partially covered with a copay ranging from $499 to $999 and no coinsurance for up to two devices per year, though OTC, inner ear, outer ear, and over the ear hearing aids are not covered.

Vision Services See details

Vision services are partially covered by Regence MedAdvantage + Rx Enhanced (PPO) with no copay, no coinsurance, and no deductible for routine eye exams, contact lenses, eyeglass lenses, and eyeglass frames. Other eye exam services, eyeglasses (lenses and frames), and upgrades are not covered.

Dental Services See details

Regence MedAdvantage + Rx Enhanced (PPO) offers partially covered dental services with an annual limit of $1,500, featuring no copay and no coinsurance for preventive care, a $40 copay and no coinsurance for Medicare-covered dental, and no copay with 50% coinsurance for covered comprehensive services. Adjunctive general services, maxillofacial prosthetics, implants, fixed prosthodontics, and orthodontics are not covered.

Home Infusion bundled Services See details

Regence MedAdvantage + Rx Enhanced (PPO) covers home infusion bundled services with no copay, though prior authorization is required. Associated Medicare Part B drugs, including chemotherapy, radiation, and insulin, require no coinsurance to 20% coinsurance, with insulin also carrying a $35 copay.

Dialysis Services See details

Dialysis services are covered by Regence MedAdvantage + Rx Enhanced (PPO) with no copay and a 20% coinsurance.

Medical Equipment See details

Medical equipment is covered by the Regence MedAdvantage + Rx Enhanced (PPO) plan, with durable medical equipment and prosthetics requiring no copay and 20% coinsurance. Diabetic equipment and supplies are also covered with no copay and no coinsurance, though prior authorization is required for these services.

Diagnostic and Radiological Services See details

Regence MedAdvantage + Rx Enhanced (PPO) covers diagnostic services with no coinsurance, featuring a $10 copay for tests and no copay for lab services. Covered radiological services require a $20 copay for outpatient X-rays, a minimum 20% coinsurance for therapeutic radiology, and a $0 minimum copay for diagnostic radiology, with prior authorization required for all services.

Home Health Services See details

Home Health Services are covered under the Regence MedAdvantage + Rx Enhanced (PPO) plan with no copay and no coinsurance, though prior authorization is required.

Cardiac Rehabilitation Services See details

Regence MedAdvantage + Rx Enhanced (PPO) provides cardiac rehabilitation services with no coinsurance, meaning some services are covered, but cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are not covered in practice.

Skilled Nursing Facility (SNF) See details

Regence MedAdvantage + Rx Enhanced (PPO) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring a $10 daily copay for days 1 through 20, a $218 daily copay for days 21 through 47, and no copay for days 48 through 100. Prior authorization is required, a prior three-day hospital stay is not required, and additional days beyond the Medicare-covered limit are not covered.

Other Services See details

Regence MedAdvantage + Rx Enhanced (PPO) partially covers other services, offering acupuncture with a $30.00 copay and no coinsurance for up to 12 treatments per year. Supplemental benefits such as over-the-counter (OTC) items and meal benefits are not covered under this plan.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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