UHC Dual Complete MS-S4 (HMO-POS D-SNP)

UHC Dual Complete MS-S4 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Care Improvement Plus South Central Insurance Co. available for the 2026 plan year to people living in Select Counties in Mississippi. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete MS-S4 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete MS-S4 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete MS-S4 (HMO-POS D-SNP) plan features an annual drug deductible of $615. For Tier 1 preferred generic drugs, members benefit from no copay for 1-month and 3-month supplies at standard pharmacies, as well as for 3-month supplies through standard mail order. This ensures that essential generic medications remain highly affordable. For all other drug tiers, including Tier 2 generics, Tier 3 preferred brands, Tier 4 non-preferred drugs, and Tier 5 specialty drugs, members typically pay a 25% coinsurance. This 25% coinsurance rate applies to standard pharmacy fills and standard mail order options based on the specific tier and supply duration. These clear cost-sharing tiers help you easily project your monthly and yearly prescription expenses.

Additional Benefits

The UHC Dual Complete MS-S4 (HMO-POS D-SNP) offers comprehensive healthcare coverage with many essential medical services requiring no copay. Members enjoy no copays for primary care, specialist visits, outpatient services, skilled nursing, and home health care, though some treatments may carry a coinsurance of up to 20%. Inpatient hospital stays require a $1,735 copay per admission with no coinsurance, while emergency room visits have a $115 copay that is waived if you are admitted within 24 hours. This plan also features valuable supplemental benefits, including dental and vision care with no copays or coinsurance up to annual limits of $2,500 and $250 respectively. Routine hearing exams and hearing aids are covered with no copay, alongside up to 36 free one-way transportation trips per year and covered over-the-counter items. Other services like medical equipment, dialysis, and ambulance transport are covered with no copay and a 20% coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.