HealthPartners Journey Dash (PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for HealthPartners Journey Dash (PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on HealthPartners Journey Dash (PPO) in 2025, please refer to our full plan details page.

This summary reflects 2025 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

HealthPartners Journey Dash (PPO) is a PPO plan offered by HealthPartners, Inc. available for the 2025 plan year to people living in Metro, Central, and Greater MN Counties. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that HealthPartners Journey Dash (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about HealthPartners Journey Dash (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For HealthPartners Journey Dash (PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $93.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $250.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3000.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $3000.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

This plan has a Maximum Out-Of-Pocket cost of $5150.00 (in-network and out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $5150.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $140.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a copay of $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for HealthPartners Journey Dash (PPO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The HealthPartners Journey Dash (PPO) plan has a $250 deductible for prescription drugs. After the deductible, your cost will vary depending on the drug tier and the pharmacy you use. For example, in the initial coverage phase, you may pay a $10 copay for preferred generic drugs at standard and mail-order pharmacies, or 20% coinsurance for standard generic drugs. Once your total drug costs reach $2,000, you enter the catastrophic coverage phase, where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The HealthPartners Journey Dash (PPO) plan offers comprehensive coverage for inpatient and outpatient services, with varying copays. Emergency and urgent care services have copays, and ambulance services have a $300 copay. The plan also provides coverage for primary care, including specialist visits, with copays ranging from $20 to $30. Preventive services, hearing, vision, and dental services are covered with specific copays or coinsurance, and the dental plan includes a $2,000 annual maximum. The plan also covers home health services with no copay, and skilled nursing facility stays with a copay after the first 20 days. Additional benefits include acupuncture, over-the-counter items, and certain travel services.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with prior authorization required. For Inpatient Hospital-Acute, you'll pay a $250 copay for days 1-5, and no copay for days 6-90; for Inpatient Hospital Psychiatric, you'll pay a $250 copay for days 1-5, and a $6 copay for days 6-90. Additional days for both Inpatient Hospital-Acute and Psychiatric are covered with no copay. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered. Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient services, including all outpatient hospital services, observation services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services, are covered. Outpatient hospital services have a $250 copay, observation services have a $200 copay, and ambulatory surgical center services have a $200 copay; individual and group outpatient substance abuse sessions each have a copay between $30 and $30.

Partial Hospitalization See details

Partial Hospitalization is covered under the HealthPartners Journey Dash (PPO) plan with a $55 copay.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the HealthPartners Journey Dash (PPO) plan. Ground and Air Ambulance Services have a $300 copay, with no coinsurance, while Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services are covered by the HealthPartners Journey Dash (PPO) plan with a $140 copay for emergency services and a $45 copay for urgently needed services. Worldwide Emergency Services have a 20% coinsurance for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.

Primary Care See details

Primary Care Physician Services, Chiropractic Services, Occupational Therapy Services, Physician Specialist Services, Mental Health Specialty Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services are covered. Chiropractic services have a $20 copay, while occupational therapy services have a $30 copay. Physician Specialist Services, Physical Therapy and Speech-Language Pathology Services, and individual sessions for both psychiatric and mental health services have a $30 copay, and group sessions for both have a $15 copay. Additional Telehealth Benefits have a copay between $0 and $30, and Opioid Treatment Program Services have a $30 copay.

Preventive Services See details

Preventive services are covered, including Medicare-covered preventive services and annual physical exams. The plan also covers nutritional/dietary benefits, home-based palliative care, additional sessions of smoking and tobacco cessation counseling, fitness benefits, remote access technologies, kidney disease education services, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit. However, health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss, weight management programs, alternative therapies, therapeutic massage, adult day health services, in-home support services, support for caregivers, enhanced disease management, telemonitoring services, home and bathroom safety devices, and counseling services are not covered.

Hearing Services See details

Hearing Services are covered, including routine hearing exams with a $30 copay, and fitting/evaluation for hearing aids. Prescription hearing aids are covered, but inner ear, outer ear, and over the ear hearing aids are not covered, with a copay between $399 and $899 for all types of prescription hearing aids; OTC hearing aids are not covered.

Vision Services See details

Vision services include eye exams with a $30 copay, and coverage for eyewear, including contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades. Routine eye exams are covered once per year.

Dental Services See details

Dental Services are covered, with a maximum benefit of $2,000 per year for both in-network and out-of-network services. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), and fluoride treatment are covered, but have limits to the number of visits per year. Restorative Services are covered with no limits, while Maxillofacial Prosthetics and Orthodontics are not covered. Periodontics has a coinsurance of 0% - 50%.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. For Medicare Part B Insulin Drugs, there is a $35 copay and the coinsurance ranges from 0% to 20%. For the other drugs, the coinsurance ranges from 0% to 20%.

Dialysis Services See details

Dialysis Services are covered under the HealthPartners Journey Dash (PPO) plan. You will pay a coinsurance of 20% for these services.

Medical Equipment See details

Medical Equipment, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, Diabetic Equipment, and Diabetic Therapeutic Shoes/Inserts, is covered. DME has a 20% coinsurance, while Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance. Durable Medical Equipment for use outside the home and Diabetic Supplies are not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered by the HealthPartners Journey Dash (PPO) plan. Diagnostic Procedures/Tests have a $50 copay, while Lab Services are not covered. Diagnostic Radiological Services have a $125 copay, Therapeutic Radiological Services have a 20% coinsurance, and Outpatient X-Ray Services have a $25 copay.

Home Health Services See details

Home Health Services are covered by the HealthPartners Journey Dash (PPO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the HealthPartners Journey Dash (PPO) plan. Specifically, this includes Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the HealthPartners Journey Dash (PPO) plan, with no copay for days 1-20, and a $214 copay per day for days 21-100. Additional days beyond Medicare-covered for SNF and Non-Medicare-covered stays for SNF are not covered.

Other Services See details

The HealthPartners Journey Dash (PPO) plan covers acupuncture with a $30 copay for up to 20 treatments per year, over-the-counter items with a $50 allowance every three months, meal benefits for chronic illness, US emergency travel logistics, and travel counseling. The plan does not cover Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, or Self-Directed Personal Assistance Services.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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