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Zing Select Diabetes & Heart TN-MS (HMO C-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Select Diabetes & Heart TN-MS (HMO C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Select Diabetes & Heart TN-MS (HMO C-SNP) in 2026, please refer to our full plan details page.
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Memphis-Delta, North Mississippi and Nashville. This plan received an overall rating of 2.5 out of 5 stars in 2026.
It's important to know that Zing Select Diabetes & Heart TN-MS (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Zing Select Diabetes & Heart TN-MS (HMO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Zing Select Diabetes & Heart TN-MS (HMO C-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Zing Select Diabetes & Heart TN-MS (HMO C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4500.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The Zing Select Diabetes & Heart TN-MS (HMO C-SNP) plan features a $0 drug deductible, meaning your prescription drug coverage starts right away. Members enjoy no copay for Tier 1 preferred generic and Tier 6 select care drugs through both standard pharmacies and standard mail order. Tier 2 generic drugs also have no copay when filled via standard mail order, or an $8 copay for a one-month supply at standard retail pharmacies. For Tier 3 preferred brand drugs, you will pay a $47 copay for a one-month supply at standard pharmacies or through standard mail order. Higher-tier prescriptions require coinsurance rather than flat copays, with Tier 4 non-preferred drugs carrying a 25% coinsurance and Tier 5 specialty drugs requiring a 33% coinsurance.
Additional Benefits
The Zing Select Diabetes & Heart TN-MS (HMO C-SNP) plan offers comprehensive medical coverage with predictable out-of-pocket costs, including no copay for primary care visits and a low copay range of $0 to $20 for specialists. Emergency care requires a $125 copay, which is waived if you are admitted, while inpatient hospital stays have a $350 daily copay for the first six days and no copay for days seven through 90. Outpatient hospital services are covered with a $125 copay and no coinsurance. Members also benefit from robust supplemental coverage, featuring no copays or coinsurance for routine dental care up to a $2,000 yearly maximum and routine vision exams and eyewear up to a $300 combined annual limit. Routine hearing exams are available with no copay, alongside a hearing aid allowance of up to $750 per ear every three years. Additionally, the plan provides an over-the-counter benefit of up to $90 every three months and covers home health services with no copay or coinsurance.
Inpatient Hospital See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers acute and psychiatric inpatient hospital stays with no coinsurance and a copay of $350 per day for days 1 through 6, with no copay for days 7 through 90. Prior authorization is required, and the benefit is partially covered as upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers outpatient services with no coinsurance, featuring a $125 copay for outpatient hospital services, a $90 copay per stay for observation services, and a $50 copay for ambulatory surgical center visits. Outpatient substance abuse sessions require a $30 copay with no coinsurance, while outpatient blood services are available with no copay and no coinsurance.
Partial Hospitalization See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers partial hospitalization services with a $70.00 copay and no coinsurance. Prior authorization is required for this covered benefit.
Ambulance and Transportation Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers ground ambulance services with a $200 copay and air ambulance services with a 20% coinsurance, with prior authorization required. Transportation services are partially covered with no copay and no coinsurance for up to 30 one-way trips per year to plan-approved locations, though transportation to any health-related location is not covered.
Emergency Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers emergency services with a $125 copay—which is waived if admitted to the hospital within 24 hours—and no coinsurance, alongside urgent care with a $0 to $10 copay and no coinsurance. Worldwide emergency and urgent services are partially covered with no copay or coinsurance up to a $100,000 maximum benefit, but worldwide emergency transportation is not covered.
Primary Care See details
Primary care and specialist services are covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no coinsurance, featuring no copay for primary care visits and a $0 to $20 copay for specialists. Therapy, podiatry, and telehealth services carry copays ranging from $0 to $30 with no coinsurance, while chiropractic benefits are only partially covered because routine and other chiropractic care are not covered.
Preventive Services See details
Preventive services are partially covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no copay and no coinsurance for covered benefits, including annual physical exams and kidney disease education. However, several supplemental preventive services are not covered, including health education, in-home safety assessments, medical nutrition therapy, weight management programs, and therapeutic massage.
Hearing Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers hearing services, including routine annual exams and fitting evaluations with no copay or coinsurance, and Medicare-covered exams for a $30 copay and no coinsurance. Prescription hearing aids are partially covered with no copay or coinsurance up to $750 per ear every three years, though OTC, inner ear, outer ear, and over-the-ear hearing aids are not covered.
Vision Services See details
Vision services are partially covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no copay, no coinsurance, and no deductible for covered services. Members receive one routine eye exam and eyewear, including contacts or eyeglasses, per year up to a $300 combined maximum, but upgrades and other eye exam services are not covered.
Dental Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) partially covers dental services with no copay and no coinsurance up to a $2,000 yearly maximum. Covered benefits include preventive care, restorative services, endodontics, periodontics, prosthodontics, and oral surgery, while other diagnostic dental services, other preventive dental services, maxillofacial prosthetics, implants, and orthodontics are not covered.
Home Infusion bundled Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) covers home infusion bundled services with no copay, though prior authorization and step therapy are required. Under this benefit, Medicare Part B chemotherapy and other drugs have no copay and range from no coinsurance to 20% coinsurance, while Part B insulin is covered with a $35 copay and up to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no copay and a 20% coinsurance.
Medical Equipment See details
Medical equipment is covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no copays, although prior authorization is required. Durable medical equipment, prosthetics, and medical supplies carry a 20% coinsurance, while diabetic supplies range from no coinsurance to 20% coinsurance, and diabetic therapeutic shoes or inserts have no coinsurance.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with prior authorization, featuring no copay or coinsurance for lab services and outpatient X-rays. Diagnostic tests require a $0 to $25 copay with no coinsurance, while diagnostic radiological services require a minimum $50 copay and therapeutic radiological services require a minimum 20% coinsurance.
Home Health Services See details
Home Health Services are covered under the Zing Select Diabetes & Heart TN-MS (HMO C-SNP) plan with no copay and no coinsurance. Prior authorization is required to receive these services.
Cardiac Rehabilitation Services See details
Cardiac rehabilitation services are covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no copay and no coinsurance, though prior authorization is required. While some services are covered, standard cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for peripheral artery disease (PAD) are not covered in practice.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) services are covered by Zing Select Diabetes & Heart TN-MS (HMO C-SNP) with no coinsurance, featuring no copay for days 1 through 20 and a $214 daily copay for days 21 through 100. Prior authorization is required, a prior three-day inpatient hospital stay is not, and additional days beyond the Medicare-covered limit are not covered.
Other Services See details
Zing Select Diabetes & Heart TN-MS (HMO C-SNP) offers partial coverage for other services with no copay and no coinsurance for covered benefits, which include meals and over-the-counter (OTC) items. Eligible members receive up to $90 every three months for OTC items, though acupuncture is not covered under this plan.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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