Zing Select Diabetes & Heart Complete IL (HMO C-SNP)

Zing Select Diabetes & Heart Complete IL (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health of Michigan, Inc. available for the 2026 plan year to people living in Northeast and Northern Illinois. This plan received an overall rating of 2.5 out of 5 stars in 2026.

It's important to know that Zing Select Diabetes & Heart Complete IL (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Zing Select Diabetes & Heart Complete IL (HMO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Zing Select Diabetes & Heart Complete IL (HMO C-SNP) plan features an annual drug deductible of $615. Beneficiaries pay no copay for Tier 1 preferred generic drugs and Tier 6 select care drugs filled at standard pharmacies or through standard mail order. For Tier 2 generic drugs, there is no coinsurance for standard mail order, while standard pharmacy fills require a 25% coinsurance. Tier 3 preferred brand drugs and Tier 4 non-preferred drugs both carry a 25% coinsurance for standard pharmacy and standard mail order options. Tier 5 specialty drugs also require a 25% coinsurance for a one-month supply. Knowing these coinsurance rates and copay exemptions can help you budget for your medication needs with this plan.

Additional Benefits

The Zing Select Diabetes & Heart Complete IL (HMO C-SNP) plan offers comprehensive healthcare coverage with no copays for primary care, inpatient hospital stays, and outpatient hospital services. While many medical, diagnostic, and specialist services require a 20% coinsurance and Medicare-defined deductibles, preventive care and telehealth are fully covered with no copay or coinsurance. Members can also take advantage of valuable supplemental benefits, including dental, vision, and hearing coverage with no copays and generous annual limits like a $2,000 dental benefit. Additionally, the plan provides practical support with no-copay home health services and up to 24 one-way transportation trips per year to plan-approved locations.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.