Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Select Dialysis IN (HMO C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Select Dialysis IN (HMO C-SNP) in 2026, please refer to our full plan details page.
Zing Select Dialysis IN (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Central and Northwest IN. This plan received an overall rating of 2.5 out of 5 stars in 2026.
It's important to know that Zing Select Dialysis IN (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Zing Select Dialysis IN (HMO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Zing Select Dialysis IN (HMO C-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Zing Select Dialysis IN (HMO C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4950.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Zing Select Dialysis IN (HMO C-SNP) plan features a $0 drug deductible, allowing your prescription drug coverage to begin immediately. Under this plan, you will pay no copay for Tier 1 preferred generic drugs and Tier 6 select care drugs through standard pharmacies and standard mail order. Tier 2 generic medications are also highly affordable, featuring no copay for standard mail orders and copays starting at just $5 for a one-month supply at standard pharmacies. For higher-tier medications, Tier 3 preferred brands require a $47 copay for a one-month supply at standard pharmacies and mail order. Tier 4 non-preferred drugs have a 25% coinsurance for both standard pharmacy and mail order services. Lastly, Tier 5 specialty drugs require a 33% coinsurance for a one-month supply, ensuring you know exactly what to expect for specialty medication costs.
The Zing Select Dialysis IN (HMO C-SNP) plan offers comprehensive medical coverage with predictable out-of-pocket costs, featuring no copay for primary care, preventive care, and home health services. Specialist visits require a $25 copay, while inpatient hospital stays feature a $350 copay for days one through six and no copay for days seven through ninety. Essential dialysis services are covered with no copay and a 20% coinsurance. For additional wellness needs, the plan provides robust dental, vision, and hearing benefits with no copay, including up to $2,500 annually for dental services and $350 for eyewear. Members also receive up to 30 one-way transportation trips per year to plan-approved locations at no cost. Emergency care is covered with a $130 copay, which is waived if admitted to the hospital within 24 hours.
Zing Select Dialysis IN (HMO C-SNP) inpatient hospital benefits are partially covered with no coinsurance, featuring a $350 copay for days 1 through 6 and no copay for days 7 through 90. Unlimited additional acute days are covered with no copay, while additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Zing Select Dialysis IN (HMO C-SNP) covers outpatient hospital services with a $135 copay and observation services with a $150 copay per stay, both with no coinsurance. Ambulatory surgical center services require a $50 copay and no coinsurance, while outpatient blood services and substance abuse sessions are covered with no copay and no coinsurance.
Zing Select Dialysis IN (HMO C-SNP) covers partial hospitalization services with a $95.00 copay and no coinsurance. Prior authorization is required to receive coverage for this benefit.
Zing Select Dialysis IN (HMO C-SNP) covers ground ambulance services with a $225 copay and no coinsurance, and air ambulance services with a 20% coinsurance and no copay, with prior authorization required. Transportation services are partially covered, offering up to 30 one-way trips per year to plan-approved health-related locations with no copay or coinsurance, while transportation to other health-related locations is not covered.
Zing Select Dialysis IN (HMO C-SNP) covers emergency services with a $130 copay, which is waived if admitted to the hospital within 24 hours, and urgently needed services with copays ranging from no copay to $30, both with no coinsurance. Worldwide emergency and urgent services are partially covered with no copays or coinsurance up to a $100,000 maximum limit, but worldwide emergency transportation is not covered.
Zing Select Dialysis IN (HMO C-SNP) offers primary care, mental health, psychiatric, and podiatry services with no copay and no coinsurance. Specialist visits, therapy services, and opioid treatment require a $25 copay and no coinsurance, while chiropractic services are partially covered with a $15 copay and no coinsurance (routine and other chiropractic services are not covered).
Preventive services are covered by Zing Select Dialysis IN (HMO C-SNP) with no copay and no coinsurance, including annual physical exams, kidney disease education, and select home safety devices. However, this benefit is only partially covered as several sub-services, such as fitness benefits, health education, and medical nutrition therapy, are not covered.
Hearing services are partially covered under Zing Select Dialysis IN (HMO C-SNP), with Medicare-covered exams requiring a $25 copay and no coinsurance, while routine exams and fittings have no copay and no coinsurance. Prescription hearing aids are covered up to $750 per ear every three years with no copay and no coinsurance, but OTC hearing aids and inner ear, outer ear, and over-the-ear prescription devices are not covered.
Vision Services are partially covered by the Zing Select Dialysis IN (HMO C-SNP) plan, featuring no copay, no coinsurance, and no deductible for covered services. Beneficiaries receive one routine eye exam and up to $350 for eyewear annually, though other eye exam services and eyewear upgrades are not covered.
Dental services are partially covered by Zing Select Dialysis IN (HMO C-SNP) with no copay and no coinsurance up to a maximum annual benefit of $2,500. Covered services may require prior authorization, while other diagnostic dental services, other preventive dental services, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Zing Select Dialysis IN (HMO C-SNP) covers home infusion bundled services with no copay, while associated Medicare Part B chemotherapy, radiation, and other drugs carry a 0% to 20% coinsurance. Covered Medicare Part B insulin drugs require a $35 copay and a 0% to 20% coinsurance.
Dialysis services are covered under the Zing Select Dialysis IN (HMO C-SNP) plan with no copay and a 20% coinsurance.
Medical equipment is covered by Zing Select Dialysis IN (HMO C-SNP) with no copays and a 20% coinsurance for durable medical equipment, prosthetics, and medical supplies, subject to prior authorization. Diabetic therapeutic shoes and inserts are covered with no copay and no coinsurance, while diabetic supplies carry a coinsurance between 0% and 20%.
Diagnostic and radiological services are covered by Zing Select Dialysis IN (HMO C-SNP), requiring prior authorization for all services. Diagnostic procedures, tests, and lab services have no copay and no coinsurance, while diagnostic radiological services require a minimum $50 copay, outpatient X-rays have no copay, and therapeutic radiological services require a minimum 20% coinsurance.
Home Health Services are covered by Zing Select Dialysis IN (HMO C-SNP) with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services are technically covered with no copay and no coinsurance under Zing Select Dialysis IN (HMO C-SNP), but in practice, the plan does not cover any sub-services, including intensive cardiac, pulmonary, and SET for PAD.
Skilled Nursing Facility (SNF) services are covered by Zing Select Dialysis IN (HMO C-SNP) with no coinsurance, requiring prior authorization but no prior three-day inpatient hospital stay. There is no copay for days 1 to 20, a $218 copay for days 21 to 100, and any additional days beyond the Medicare-covered limit are not covered.
Zing Select Dialysis IN (HMO C-SNP) partially covers other services, offering a meal benefit for chronic illnesses or qualifying medical conditions with no copay and no coinsurance. Acupuncture and over-the-counter (OTC) items are not covered under this benefit.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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