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Zing Select Dialysis MI (HMO C-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Select Dialysis MI (HMO C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Select Dialysis MI (HMO C-SNP) in 2026, please refer to our full plan details page.
Zing Select Dialysis MI (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Southeast Michigan. This plan received an overall rating of 2.5 out of 5 stars in 2026.
It's important to know that Zing Select Dialysis MI (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Zing Select Dialysis MI (HMO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Zing Select Dialysis MI (HMO C-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Zing Select Dialysis MI (HMO C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $5445.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The Zing Select Dialysis MI (HMO C-SNP) Medicare plan features a $0 drug deductible, allowing your prescription coverage to begin immediately. Beneficiaries will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs at standard pharmacies and through standard mail order. Tier 2 generic medications are also highly affordable, with no copay for standard mail order and standard pharmacy copays starting at just $5. Tier 3 preferred brand drugs require a $47 copay for a 1-month supply at both standard pharmacies and mail order, with mail order offering a capped $94 copay for a 3-month supply. Higher-tier prescriptions require coinsurance, with Tier 4 non-preferred drugs at 25% coinsurance and Tier 5 specialty drugs at 33% coinsurance. This plan provides a clear cost structure to help you manage your medication expenses efficiently.
Additional Benefits
The Zing Select Dialysis MI (HMO C-SNP) plan offers comprehensive medical coverage featuring no copay for primary care visits, preventive services, and home health care. Specialist visits require a affordable $25 copay, while inpatient hospital stays cost a $250 daily copay for the first six days followed by no copay for days 7 through 90. Dialysis services are covered with a 20% coinsurance and no copay, and emergency room visits carry a $125 copay which is waived if you are admitted. This plan also provides robust supplemental benefits, including routine dental care with no copay up to a $2,500 annual limit, alongside routine vision and hearing exams with no copay. For additional peace of mind, members can access up to 30 one-way transportation trips per year and skilled nursing facility stays with no copay for the first 20 days. Durable medical equipment and diagnostic lab tests are also highly accessible, featuring no copays and low coinsurance options.
Inpatient Hospital See details
Inpatient hospital services are covered by Zing Select Dialysis MI (HMO C-SNP) with no coinsurance, requiring a $250 copay per day for days 1 through 6 and no copay for days 7 through 90 for both acute and psychiatric stays. Unlimited additional acute hospital days are covered with no copay, but additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
Outpatient services covered by Zing Select Dialysis MI (HMO C-SNP) feature no coinsurance, with outpatient hospital services requiring a $115 copay and observation services costing a $100 copay per stay. Ambulatory surgical center services require a $50 copay with no coinsurance, while outpatient substance abuse and blood services are available with no copays and no coinsurance.
Partial Hospitalization See details
Zing Select Dialysis MI (HMO C-SNP) covers partial hospitalization benefits with a $70.00 copay and no coinsurance. Prior authorization is required to access these services under the plan.
Ambulance and Transportation Services See details
Zing Select Dialysis MI (HMO C-SNP) covers ground ambulance services with a $225 copay (no coinsurance) and air ambulance services with a 20% coinsurance (no copay). Transportation services are partially covered with no copay or coinsurance for up to 30 one-way trips per year to plan-approved locations, though transportation to any health-related location is not covered.
Emergency Services See details
Zing Select Dialysis MI (HMO C-SNP) covers emergency services with a $125 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours, and urgently needed services with between no copay and a $15 copay and no coinsurance. Worldwide emergency and urgent services are partially covered up to a $100,000 maximum with no copay and no coinsurance, though worldwide emergency transportation is not covered.
Primary Care See details
Primary care benefits under the Zing Select Dialysis MI (HMO C-SNP) plan feature no copay and no coinsurance for primary care physician, mental health, psychiatric, and podiatry services. Specialist visits require a $25 copay, physical, occupational, and speech therapies require a $20 copay, and chiropractic care is partially covered with a $15 copay (routine and other chiropractic services are not covered), all with no coinsurance.
Preventive Services See details
Preventive services are partially covered by Zing Select Dialysis MI (HMO C-SNP) with no copay and no coinsurance for covered care, which includes annual physical exams, kidney disease education, and select home safety devices. Several supplemental benefits are not covered under this plan, such as fitness benefits, health education, weight management, and alternative therapies.
Hearing Services See details
Zing Select Dialysis MI (HMO C-SNP) covers hearing services with no coinsurance, requiring a $30 copay for Medicare-covered exams and no copay for routine annual exams and fitting evaluations. Hearing aids are partially covered with no copay up to $750 per ear every three years, though OTC hearing aids, inner ear, outer ear, and over-the-ear prescription hearing aids are not covered.
Vision Services See details
Vision services are partially covered by Zing Select Dialysis MI (HMO C-SNP), featuring routine eye exams and eyewear with no copay and no coinsurance. Covered eyewear includes eyeglasses and contact lenses up to a $350 annual maximum, but other eye exam services and eyewear upgrades are not covered.
Dental Services See details
Zing Select Dialysis MI (HMO C-SNP) provides partially covered dental services with no copays and no coinsurance up to a $2,500 yearly maximum, though prior authorization is required for select services. While preventive, restorative, and surgical care are covered, other diagnostic services, other preventive services, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services See details
Zing Select Dialysis MI (HMO C-SNP) covers Home Infusion bundled Services with no copay, though prior authorization is required. Medicare Part B chemotherapy, radiation, and other drugs require between no coinsurance and 20% coinsurance, while Part B insulin is covered with a $35 copay and between no coinsurance and 20% coinsurance.
Dialysis Services See details
Dialysis services are covered by Zing Select Dialysis MI (HMO C-SNP) with no copay and a 20% coinsurance.
Medical Equipment See details
Zing Select Dialysis MI (HMO C-SNP) covers medical equipment, including durable medical equipment (DME), prosthetics, and diabetic equipment, with no copays. Coinsurance is 20% for DME, prosthetics, and medical supplies, while diabetic therapeutic shoes and inserts have no coinsurance, and diabetic supplies carry a coinsurance ranging from 0% to 20%.
Diagnostic and Radiological Services See details
Zing Select Dialysis MI (HMO C-SNP) covers diagnostic tests and lab services with no copays and no coinsurance, though prior authorization is required. Outpatient X-rays feature no copay, while diagnostic radiological services require a minimum $50 copay and therapeutic radiological services require a minimum 20% coinsurance.
Home Health Services See details
Zing Select Dialysis MI (HMO C-SNP) covers home health services with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered with no copay and no coinsurance under the Zing Select Dialysis MI (HMO C-SNP) plan, but in practice, only some services are covered as cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation are not covered.
Skilled Nursing Facility (SNF) See details
Zing Select Dialysis MI (HMO C-SNP) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring no copay for days 1 to 20 and a $218 copay for days 21 to 100. Prior authorization is required, and while a prior three-day hospital stay is not needed, coverage is not provided for additional days beyond the Medicare-covered 100-day limit.
Other Services See details
Zing Select Dialysis MI (HMO C-SNP) partially covers other services, offering a meal benefit for chronic illnesses or qualifying medical conditions with no copay and no coinsurance. Acupuncture, over-the-counter (OTC) items, and other supplemental services are not covered under this benefit.
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