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Zing Dual Complete Select MI (HMO D-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Dual Complete Select MI (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Dual Complete Select MI (HMO D-SNP) in 2025, please refer to our full plan details page.
Zing Dual Complete Select MI (HMO D-SNP) is a HMO D-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Southeast Michigan. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Zing Dual Complete Select MI (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Zing Dual Complete Select MI (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Zing Dual Complete Select MI (HMO D-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Zing Dual Complete Select MI (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The Zing Dual Complete Select MI (HMO D-SNP) plan has a deductible of $590. After your deductible is met, you will pay coinsurance for your prescriptions. For drugs in the initial coverage phase, you may pay 0% to 25% coinsurance depending on the drug tier and whether you use a preferred or standard pharmacy. Once your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for Part D covered drugs.
Additional Benefits
The Zing Dual Complete Select MI (HMO D-SNP) plan offers a variety of benefits with varying cost-sharing. Many services, including preventive services, dental, and vision services, have no copay. Outpatient services, primary care, and other services like ambulance, emergency, and medical equipment have a 20% coinsurance. The plan also covers hearing aids, with a maximum benefit, and offers additional perks such as transportation to health-related locations with no copay for a limited number of trips, and an over-the-counter (OTC) allowance. However, some services like cardiac rehabilitation and certain home health services are not covered.
Inpatient Hospital See details
Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, but Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered. Additional Days for Inpatient Hospital-Acute has no copay.
Outpatient Services See details
Outpatient services, including all outpatient hospital services, observation services, ambulatory surgical center services, and outpatient substance abuse services, are covered with a 20% coinsurance. Outpatient blood services are also covered with a 20% coinsurance, and include an enhanced benefit with three pints deductible waived.
Partial Hospitalization See details
Partial Hospitalization is covered, but requires prior authorization. You will pay 20% coinsurance for this benefit.
Ambulance and Transportation Services See details
Ambulance and Transportation Services are covered by the Zing Dual Complete Select MI (HMO D-SNP) plan. Ground and air ambulance services have a 20% coinsurance, while transportation services to a plan-approved health-related location have no copay for up to 36 one-way trips per year, using taxis, rideshares, buses, subways, and medical transport.
Emergency Services See details
Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage have a 20% coinsurance, while Worldwide Emergency Transportation is not covered. Worldwide Emergency Coverage and Worldwide Urgent Coverage have no copay.
Primary Care See details
The Zing Dual Complete Select MI (HMO D-SNP) plan covers primary care services, including primary care physician services, chiropractic services, occupational therapy services, physician specialist services, mental health specialty services, podiatry services, other health care professional services, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services. Primary care physician services, chiropractic services, physician specialist services, physical therapy and speech-language pathology services, and opioid treatment program services have a 20% coinsurance. Individual and group sessions for mental health specialty services and psychiatric services have a 20% coinsurance. Podiatry services have a 20% coinsurance and no copay. Additional telehealth benefits have no copay. Routine chiropractic care is not covered.
Preventive Services See details
Preventive services are covered, but annual physical exams, health education, in-home safety assessments, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, alternative therapies, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, and telemonitoring services are not covered. Personal Emergency Response System (PERS), Weight Management Programs, Remote Access Technologies, Home and Bathroom Safety Devices and Modifications, and Fitness Benefit have no copay. Kidney Disease Education Services, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit have 20% coinsurance. Glaucoma Screening has no copay.
Hearing Services See details
Hearing Services include hearing exams and prescription hearing aids. Hearing exams have a 20% coinsurance for routine hearing exams, and a copay for Medicare-covered benefits and fitting/evaluation for hearing aids. Prescription hearing aids have a maximum benefit of $750 per ear every three years with no copay for all types of prescription hearing aids, but inner ear, outer ear, and over-the-ear hearing aids are not covered.
Vision Services See details
The Zing Dual Complete Select MI (HMO D-SNP) plan covers vision services, including eye exams with 20% coinsurance for routine eye exams, and no copay. Eyewear is also covered, including contact lenses, eyeglasses (lenses and frames), eyeglass lenses, and eyeglass frames, with a combined maximum plan benefit of $250 per year, and no copay. Upgrades are not covered.
Dental Services See details
The Zing Dual Complete Select MI (HMO D-SNP) plan covers dental services, including Medicare and other dental services, with no copay. The plan offers a $1,500 maximum benefit per year. Oral exams are covered with no copay, one visit every six months, and dental X-rays are covered with no copay, one per year. Other covered services, such as Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), and Oral and Maxillofacial Surgery, are covered with no copay. However, Maxillofacial Prosthetics, Implant Services, and Orthodontics are not covered.
Home Infusion bundled Services See details
Home Infusion bundled Services are covered, but require prior authorization. Insulin has a $35 copay and a coinsurance between 0-20%, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0-20%.
Dialysis Services See details
Dialysis Services are covered by the Zing Dual Complete Select MI (HMO D-SNP) plan. The coinsurance for dialysis services is 20%.
Medical Equipment See details
Medical equipment benefits are covered, with 20% coinsurance for Durable Medical Equipment (DME), Medicare-covered Prosthetic Devices, Medicare-covered Medical Supplies, Medicare-covered Diabetic Supplies, and Medicare-covered Diabetic Therapeutic Shoes or Inserts. Durable Medical Equipment for use outside the home is not covered.
Diagnostic and Radiological Services See details
Diagnostic and Radiological Services are covered under the Zing Dual Complete Select MI (HMO D-SNP) plan. Diagnostic procedures, tests, and lab services have no copay and a coinsurance of at most 20%, while diagnostic, therapeutic, and outpatient x-ray services have no copay and a coinsurance of at most 20%.
Home Health Services See details
Home Health Services are covered by the Zing Dual Complete Select MI (HMO D-SNP) with no copay and no coinsurance. However, Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are not covered by the Zing Dual Complete Select MI (HMO D-SNP) plan. This includes Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) services are covered, but require prior authorization. The plan does not cover additional days beyond Medicare-covered SNF stays or non-Medicare-covered SNF stays.
Other Services See details
Other Services include over-the-counter (OTC) items and a meal benefit, with no copay. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered. OTC items have a maximum benefit coverage amount of $122 every three months.
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