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Zing Select Diabetes & Heart MI (HMO C-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Select Diabetes & Heart MI (HMO C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Select Diabetes & Heart MI (HMO C-SNP) in 2026, please refer to our full plan details page.
Zing Select Diabetes & Heart MI (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Southeast Michigan. This plan received an overall rating of 2.5 out of 5 stars in 2026.
It's important to know that Zing Select Diabetes & Heart MI (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Zing Select Diabetes & Heart MI (HMO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Zing Select Diabetes & Heart MI (HMO C-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Zing Select Diabetes & Heart MI (HMO C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4500.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The Zing Select Diabetes & Heart MI (HMO C-SNP) plan features a $0 drug deductible, allowing your prescription coverage to begin immediately. You will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs at standard pharmacies or through standard mail order. Tier 2 generic drugs also have no copay through standard mail order, though standard retail pharmacies charge a copay starting at $5 for a one-month supply. For Tier 3 preferred brand drugs, you will pay a $47 copay for a one-month supply, with standard mail order offering a reduced $94 copay for a three-month supply. Tier 4 non-preferred drugs carry a 25% coinsurance, while Tier 5 specialty drugs require a 33% coinsurance for a one-month supply. This plan offers clear, structured copayments and coinsurance rates to help you easily estimate your annual medication costs.
Additional Benefits
The Zing Select Diabetes & Heart MI (HMO C-SNP) plan offers robust medical coverage with no copays for primary care visits, preventive services, and routine lab work. Specialists require a low copay of up to $20, while emergency room visits carry a $120 copay. For inpatient hospital stays, members pay a daily copay of $285 for the first six days, with no copay thereafter and no coinsurance. This plan also features generous supplemental benefits, including a $2,500 annual allowance for dental care and a $300 annual limit for routine vision exams and eyewear, both with no copays or coinsurance. Members also enjoy a $90 quarterly over-the-counter allowance, up to 28 free one-way transportation trips, and hearing aid coverage up to $750 per ear every three years with no copay. However, please note that cardiac rehabilitation services are not covered under this plan.
Inpatient Hospital See details
Inpatient hospital services are covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no coinsurance, though prior authorization is required and non-Medicare-covered stays or upgrades are not covered. Acute stays require a $285 daily copay for days 1-6 with no copay for days 7 and beyond, while psychiatric stays require a $300 daily copay for days 1-6 with no copay for days 7-90.
Outpatient Services See details
Outpatient services are covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no coinsurance, including a $75 copay for outpatient hospital and observation services and a $50 copay for ambulatory surgical center services. Additionally, outpatient substance abuse sessions and outpatient blood services are covered with no copay and no coinsurance.
Partial Hospitalization See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers partial hospitalization services with a $60 copay and no coinsurance. Prior authorization is required to receive this benefit.
Ambulance and Transportation Services See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers ground ambulance services with a $200 copay and no coinsurance, and air ambulance services with a 20% coinsurance and no copay. Transportation services are partially covered with no copay and no coinsurance for up to 28 one-way trips per year to plan-approved locations, but transportation to any other health-related location is not covered.
Emergency Services See details
Emergency services are partially covered by Zing Select Diabetes & Heart MI (HMO C-SNP), featuring a $120 copay and no coinsurance for emergency room visits (waived if admitted within 24 hours) and a $0 to $25 copay with no coinsurance for urgent care. While worldwide emergency and urgent care are covered with no copay or coinsurance up to a $100,000 maximum, worldwide emergency transportation is not covered.
Primary Care See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers primary care physician visits, mental health sessions, and psychiatric services with no copay and no coinsurance, while specialist visits require a $0 to $20 copay and no coinsurance. Physical, occupational, and speech therapies have a $20 copay and no coinsurance, but chiropractic benefits are not covered in practice because routine and other chiropractic services are excluded.
Preventive Services See details
Preventive services are partially covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no copay and no coinsurance for covered benefits, including annual physical exams, kidney disease education, and diabetes self-management. While supplemental benefits like fitness and home safety devices are covered, several services are not covered, including health education, in-home safety assessments, medical nutrition therapy, weight management, alternative therapies, and counseling.
Hearing Services See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers hearing services with no deductible or coinsurance, featuring a $30 copay for Medicare-covered exams and no copay for routine exams and fitting evaluations. Prescription hearing aids are partially covered with no copay up to $750 per ear every three years, though OTC hearing aids and inner-ear, outer-ear, or over-the-ear prescription models are not covered.
Vision Services See details
Vision services are partially covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no coinsurance and no copay for one routine eye exam and eyewear—including contacts, lenses, and frames—up to a $300 annual limit. Other eye exam services and eyewear upgrades are not covered under this plan.
Dental Services See details
Dental services are partially covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no copay and no coinsurance, up to an annual maximum benefit of $2,500. While many preventive and comprehensive options are included, this plan does not cover other diagnostic dental services, other preventive dental services, maxillofacial prosthetics, implant services, and orthodontics.
Home Infusion bundled Services See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers home infusion bundled services with no copay and no coinsurance, subject to prior authorization. Under this benefit, Medicare Part B chemotherapy, radiation, and other Part B drugs are covered with no copay and coinsurance ranging from no coinsurance to 20%, while Part B insulin requires a $35 copay and coinsurance ranging from no coinsurance to 20%.
Dialysis Services See details
Dialysis Services are covered under the Zing Select Diabetes & Heart MI (HMO C-SNP) plan with no copay and a 20% coinsurance.
Medical Equipment See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers medical equipment, including durable medical equipment, prosthetics, and medical supplies, with no copays and a 20% coinsurance. Diabetic equipment is also covered with no copays, carrying a 0% to 20% coinsurance for supplies and no coinsurance for therapeutic shoes or inserts.
Diagnostic and Radiological Services See details
Zing Select Diabetes & Heart MI (HMO C-SNP) covers diagnostic tests, lab work, and outpatient X-rays with no copay and no coinsurance. Diagnostic radiological services require a copayment starting at $50, therapeutic radiological services carry a 20% coinsurance, and prior authorization is required for these services.
Home Health Services See details
Home Health Services are covered by Zing Select Diabetes & Heart MI (HMO C-SNP) with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac rehabilitation services are not covered under the Zing Select Diabetes & Heart MI (HMO C-SNP) plan. This lack of coverage applies to all related therapy services, including intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD).
Skilled Nursing Facility (SNF) See details
Zing Select Diabetes & Heart MI (HMO C-SNP) partially covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization. There is no copay for days 1 through 20 and a $214 daily copay for days 21 through 100, though additional days beyond the standard Medicare-covered period are not covered.
Other Services See details
Zing Select Diabetes & Heart MI (HMO C-SNP) partially covers other services, providing over-the-counter (OTC) items and a meal benefit with no copay and no coinsurance, while acupuncture is not covered. The OTC benefit includes a $90 allowance every three months for eligible health items, though unused funds do not carry forward.
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1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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