Zing Select Diabetes & Heart IN (HMO C-SNP)

Zing Select Diabetes & Heart IN (HMO C-SNP) is a HMO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Central and Northwest IN. This plan received an overall rating of 2.5 out of 5 stars in 2026.

It's important to know that Zing Select Diabetes & Heart IN (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Zing Select Diabetes & Heart IN (HMO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Zing Select Diabetes & Heart IN (HMO C-SNP) plan features a $0 drug deductible, meaning your prescription drug coverage starts right away. You will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs at standard pharmacies or through standard mail order. Tier 2 generic drugs also feature no copay when ordered through standard mail order, or a standard pharmacy copay starting at $8 for a one-month supply. For Tier 3 preferred brand drugs, the plan charges a $47 copay for a one-month supply, with standard mail order offering a three-month supply for a $94 copay. Tier 4 non-preferred drugs carry a 25% coinsurance for both standard pharmacy and mail-order options. Tier 5 specialty drugs require a 33% coinsurance for a one-month supply through standard pharmacy or standard mail order.

Additional Benefits

The Zing Select Diabetes & Heart IN (HMO C-SNP) plan offers robust coverage for essential medical needs with predictable out-of-pocket costs. Primary care, mental health visits, and preventive services are available with no copay and no coinsurance, while specialist visits require a copay of up to $30. For hospital stays, members pay a $350 daily copay for the first six days of inpatient care and no copay for subsequent days, alongside low copays for outpatient and emergency services. This plan also features valuable supplemental benefits to support overall well-being, including dental, vision, and hearing care with no copays or coinsurance up to specified limits. Members benefit from routine eye exams, dental cleanings, and over-the-counter items with no copay, as well as up to 24 one-way transportation trips per year. Additionally, home health services are covered with no copay, while durable medical equipment and dialysis services generally carry a 20 percent coinsurance.