A non-government entity
Zing Select Care MI (HMO)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Zing Select Care MI (HMO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Zing Select Care MI (HMO) in 2026, please refer to our full plan details page.
Zing Select Care MI (HMO) is a HMO plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Southeast Michigan. This plan received an overall rating of 2.5 out of 5 stars in 2026.
It's important to know that Zing Select Care MI (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about Zing Select Care MI (HMO).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For Zing Select Care MI (HMO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for Zing Select Care MI (HMO)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
The Zing Select Care MI (HMO) plan features a $0 drug deductible, meaning your prescription coverage begins immediately. For Tier 1 preferred generic drugs, you will pay no copay for one-month, two-month, or three-month supplies at standard pharmacies and through standard mail order. Tier 2 generic drugs also feature no copay when filled through standard mail order, while standard pharmacy fills range from a $5 copay for a one-month supply to a $15 copay for a three-month supply. Tier 3 preferred brand drugs require a $47 copay for a one-month supply at standard pharmacies and mail order, though you can save on three-month mail orders with a $94 copay. Tier 4 non-preferred drugs require a 25% coinsurance for all supply lengths at standard pharmacies and mail order. Lastly, Tier 5 specialty drugs carry a 33% coinsurance for a one-month supply.
Additional Benefits
The Zing Select Care MI (HMO) plan offers robust medical coverage with no copay and no coinsurance for primary care visits, routine preventive services, and home health care. Specialist visits require a low $25 copay, while emergency room services have a $125 copay which is waived if you are admitted. For hospital stays, members pay a $300 daily copay for the first six days of inpatient care and no copay for days 7 through 90, with no coinsurance required. This plan also features excellent supplemental benefits, including comprehensive dental coverage up to a $2,000 annual limit and routine vision exams with a $250 annual eyewear allowance, both with no copays or coinsurance. Routine hearing exams are also covered with no copay, alongside a $120 quarterly allowance for over-the-counter items. For medical equipment and dialysis services, members can expect a standard 20% coinsurance with no copay.
Inpatient Hospital See details
Zing Select Care MI (HMO) covers inpatient hospital acute and psychiatric services with no coinsurance, requiring a $300 daily copay for days 1 through 6 and no copay for days 7 through 90. Unlimited additional acute days are covered with no copay, but additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
Outpatient services are covered by Zing Select Care MI (HMO) with no coinsurance, featuring a $150 copay for outpatient hospital services and a $90 copay per stay for observation services. Ambulatory surgical center services require a $100 copay with no coinsurance, while outpatient substance abuse sessions and blood services are provided with no copay and no coinsurance.
Partial Hospitalization See details
Partial hospitalization services are covered under the Zing Select Care MI (HMO) plan with a $60.00 copay and no coinsurance. Prior authorization is required to access this benefit.
Ambulance and Transportation Services See details
Zing Select Care MI (HMO) covers ambulance services with a $200 copay and no coinsurance for ground transport, and a 20% coinsurance with no copay for air transport, with prior authorization required. Transportation services are partially covered, offering up to 12 one-way trips per year to plan-approved health-related locations with no copay or coinsurance, while transportation to any health-related location is not covered.
Emergency Services See details
Zing Select Care MI (HMO) covers emergency services with a $125 copay (waived if admitted to the hospital within 24 hours) and no coinsurance, and urgently needed services with no copay to a $10 copay and no coinsurance. Worldwide emergency and urgent care are partially covered up to a $50,000 maximum benefit with no copays or coinsurance, though worldwide emergency transportation is not covered.
Primary Care See details
Primary care benefits under the Zing Select Care MI (HMO) plan feature no copays and no coinsurance for primary care physician visits, mental health specialty services, and psychiatric services. Specialist visits require a $25 copay and no coinsurance, therapy services have a $20 copay and no coinsurance, and routine podiatry is covered for up to four visits per year with a $20 to $30 copay and no coinsurance, though routine and other chiropractic services are not covered.
Preventive Services See details
Zing Select Care MI (HMO) covers preventive services, including annual physicals, kidney disease education, and glaucoma screenings, with no copay and no coinsurance. Additional preventive benefits are partially covered, offering memory fitness, remote access technologies, and in-home support with no copay and no coinsurance, though services like health education, personal emergency response systems, and nutritional therapy are not covered.
Hearing Services See details
Zing Select Care MI (HMO) covers hearing services with no coinsurance, offering routine hearing exams and fitting evaluations with no copay, while Medicare-covered exams require a $35 copay. Prescription hearing aids are partially covered up to $750 per ear every three years with no copay, but OTC hearing aids and inner ear, outer ear, or over-the-ear prescription hearing aids are not covered.
Vision Services See details
Zing Select Care MI (HMO) vision services are partially covered with no deductible, offering one routine eye exam per year with no copay and no coinsurance, while other eye exams require a $35 copay and no coinsurance. Annual eyewear is covered with no copay and no coinsurance up to a $250 maximum, but upgrades and other eye exam services are not covered.
Dental Services See details
Zing Select Care MI (HMO) features partially covered dental services with no copay and no coinsurance up to a $2,000 annual maximum. Covered benefits include cleanings, exams, x-rays, fluoride, restorative care, endodontics, periodontics, prosthodontics, and oral surgery, while other diagnostic or preventive services, maxillofacial prosthetics, implants, and orthodontics are not covered.
Home Infusion bundled Services See details
Zing Select Care MI (HMO) covers home infusion bundled services with no copay, subject to prior authorization. Covered Medicare Part B chemotherapy, radiation, and other drugs require no coinsurance to 20% coinsurance, while Part B insulin drugs have a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered under the Zing Select Care MI (HMO) plan with no copay and a 20% coinsurance.
Medical Equipment See details
Zing Select Care MI (HMO) covers medical equipment, including durable medical equipment, prosthetics, and diabetic supplies, with no copay and a 20% coinsurance, though diabetic supplies range from no coinsurance to 20% coinsurance. Prior authorization is required for these benefits, and certain items are limited to preferred vendors and specified manufacturers.
Diagnostic and Radiological Services See details
Diagnostic and Radiological Services are covered by Zing Select Care MI (HMO), with prior authorization required for all services. Diagnostic tests and procedures have no coinsurance and a copay of $0 to $25, lab services and outpatient X-rays have no copay, while diagnostic radiological services require a minimum $50 copay and therapeutic radiology has a minimum 20% coinsurance.
Home Health Services See details
Home Health Services are covered under Zing Select Care MI (HMO) with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered under the Zing Select Care MI (HMO) plan with no copay and no coinsurance, although prior authorization is required. In practice, some services are covered but cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are not covered.
Skilled Nursing Facility (SNF) See details
Zing Select Care MI (HMO) covers skilled nursing facility (SNF) services with no coinsurance and does not require a prior three-day hospital stay, though prior authorization is required. There is no copay for days 1 through 20, while days 21 through 100 require a $214 daily copay, and additional days beyond the standard 100 days are not covered.
Other Services See details
Other services are partially covered by Zing Select Care MI (HMO), which includes over-the-counter items with a $120 quarterly limit and a meal benefit for chronic illnesses, both featuring no copay and no coinsurance. Acupuncture and other additional services are not covered under this benefit.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved