Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Regence MedAdvantage + Rx Classic (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Regence MedAdvantage + Rx Classic (PPO) in 2026, please refer to our full plan details page.
This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.
Regence MedAdvantage + Rx Classic (PPO) is a PPO plan offered by Regence Bluecross Blueshield of Utah available for the 2026 plan year to people living in Select Counties in Utah. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that Regence MedAdvantage + Rx Classic (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Regence MedAdvantage + Rx Classic (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Regence MedAdvantage + Rx Classic (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $46.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $495.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6200.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $6200.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
This plan has a Maximum Out-Of-Pocket cost of $9550.00 (in-network and out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $9550.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.
The Regence MedAdvantage + Rx Classic (PPO) plan features an annual drug deductible of $495. Tier 1 preferred generic drugs have no copay when filled at a preferred pharmacy or through preferred mail order, while standard pharmacies charge a $3 copay for a one-month supply. Tier 2 generic medications cost as low as a $5 copay for a one-month supply at preferred locations, with options for no copay on three-month preferred mail orders. Brand-name and specialty prescriptions under this plan are covered using coinsurance percentages instead of flat copays. Tier 3 preferred brand drugs require a 19% coinsurance at preferred pharmacies compared to 22% at standard pharmacies, while Tier 4 non-preferred drugs range from 35% to 38% coinsurance. Tier 5 specialty drugs carry a 25% coinsurance for a one-month supply across all pharmacy and mail-order options.
The Regence MedAdvantage + Rx Classic (PPO) plan offers robust medical coverage with no copay for primary care visits, telehealth services, and annual preventive physicals. For specialized care, members pay a $40 copay for specialist visits and outpatient hospital services, while inpatient hospital stays require a $350 daily copay for the first four days followed by no copay for days five through 90. Emergency care is accessible worldwide with a $130 copay, which is waived if you are admitted to the hospital within 48 hours. This plan also features strong supplemental coverage, including no copay for routine vision exams, eyeglass lenses, and preventive dental care up to a $1,250 annual limit. Routine hearing exams and home health services are available with no copay, though prescription hearing aids require a copay ranging from $499 to $999. Additionally, there is no copay or coinsurance for diabetic supplies, while durable medical equipment is covered with no copay and a 30% coinsurance.
Inpatient hospital services are partially covered by Regence MedAdvantage + Rx Classic (PPO) with no coinsurance and a $350 daily copay for days 1 through 4, followed by no copay for days 5 through 90. While unlimited additional acute care days are covered at no copay, additional psychiatric days, non-Medicare-covered stays, and room upgrades are not covered.
Regence MedAdvantage + Rx Classic (PPO) covers outpatient hospital services with a $40 copay and 20% coinsurance, and ambulatory surgical center services with a $40 copay and no coinsurance. Outpatient substance abuse services require a $30 copay and no coinsurance, while outpatient blood services are covered with no copay, no coinsurance, and no deductible.
Regence MedAdvantage + Rx Classic (PPO) covers partial hospitalization services with a $130.00 copay and no coinsurance. Prior authorization is required to receive coverage for this benefit.
Regence MedAdvantage + Rx Classic (PPO) covers ground and air ambulance services with a $300 copay and no coinsurance, though prior authorization is required. Some transportation services are covered, but transportation to plan-approved health-related locations and any health-related locations is not covered.
Regence MedAdvantage + Rx Classic (PPO) covers emergency services with a $130 copay, which is waived if admitted to the hospital within 48 hours, and urgently needed services with a $50 copay, with no coinsurance or deductibles applying to either. Worldwide emergency and urgent care are covered with a $130 copay, while worldwide emergency transportation has a $300 copay, all with no coinsurance.
Regence MedAdvantage + Rx Classic (PPO) covers primary care physician services and select telehealth benefits with no copay and no coinsurance, while specialist visits require a $40 copay and no coinsurance. Physical, occupational, and mental health therapies are covered with copays ranging from $20 to $40 and no coinsurance, whereas chiropractic and podiatry services are not covered.
Preventive services are covered by Regence MedAdvantage + Rx Classic (PPO) with no copay and no coinsurance for annual physicals, kidney disease education, and screenings for glaucoma and diabetes. This benefit is partially covered, as sub-services such as health education, counseling, in-home safety assessments, and weight management programs are not covered.
Regence MedAdvantage + Rx Classic (PPO) offers partially covered hearing services, which include Medicare-covered exams for a $40 copay and routine exams or fittings with no copay and no coinsurance. Prescription hearing aids are covered up to two per year with no coinsurance and a copay of $499 to $999, though OTC, inner ear, outer ear, and over the ear hearing aids are not covered.
Vision services are partially covered by Regence MedAdvantage + Rx Classic (PPO), featuring no copay, no coinsurance, and no deductible for annual routine eye exams, eyeglass lenses, and up to a $100 allowance for frames or contact lenses. Other eye exam services, upgrades, and combined eyeglasses (lenses and frames) are not covered.
Regence MedAdvantage + Rx Classic (PPO) covers Medicare dental services for a $40 copay and no coinsurance, and preventive dental services with no copay or coinsurance up to a $1,250 annual limit. Comprehensive dental services like restorative, endodontics, periodontics, removable prosthodontics, and oral surgery are covered with no copay and 50% coinsurance, while adjunctive general services, maxillofacial prosthetics, implant services, fixed prosthodontics, and orthodontics are not covered.
Regence MedAdvantage + Rx Classic (PPO) covers home infusion bundled services with no copay, though prior authorization is required. Associated Medicare Part B drugs, including chemotherapy and insulin, are covered with a 0% to 20% coinsurance, with insulin specifically featuring a $35 copay.
Regence MedAdvantage + Rx Classic (PPO) covers Dialysis Services with no copay and a 20% coinsurance.
Medical equipment is covered under the Regence MedAdvantage + Rx Classic (PPO) plan, with durable medical equipment requiring no copay and a 30% coinsurance, and prosthetics or medical supplies requiring no copay and a 20% coinsurance. Diabetic supplies and therapeutic shoes are covered with no copay and no coinsurance, though prior authorization is required and manufacturer limitations apply.
Diagnostic and Radiological Services are covered under the Regence MedAdvantage + Rx Classic (PPO) plan, though prior authorization is required. Diagnostic tests have a $5 copay with no coinsurance, lab and diagnostic radiological services have no copay, outpatient X-rays require a $10 copay, and therapeutic radiological services carry a minimum 20% coinsurance.
Regence MedAdvantage + Rx Classic (PPO) covers Home Health Services with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services are covered by Regence MedAdvantage + Rx Classic (PPO) with no coinsurance and copayments varying by service, though some services are covered while standard cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are not covered.
Skilled Nursing Facility (SNF) services are covered by Regence MedAdvantage + Rx Classic (PPO) with no coinsurance and prior authorization, allowing for admission without a prior three-day hospital stay. Patients pay a daily copay of $10 for days 1 through 20, $218 for days 21 through 48, and no copay for days 49 through 100, though additional days beyond day 100 are not covered.
Other Services are partially covered by Regence MedAdvantage + Rx Classic (PPO), which offers over-the-counter (OTC) items with no copay and no coinsurance, but does not cover acupuncture or meal benefits. Covered OTC items are eligible for reimbursement and claims processing, though nicotine replacement therapy is excluded.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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