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UHC Dual Complete TX-S4 (HMO-POS D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Dual Complete TX-S4 (HMO-POS D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Dual Complete TX-S4 (HMO-POS D-SNP) in 2025, please refer to our full plan details page.

UHC Dual Complete TX-S4 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Texas. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that UHC Dual Complete TX-S4 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Dual Complete TX-S4 (HMO-POS D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete TX-S4 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Dual Complete TX-S4 (HMO-POS D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $11.20. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.10. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Dual Complete TX-S4 (HMO-POS D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan has a $590 deductible for prescription drugs. After you meet your deductible, you will pay the costs for your drugs based on the tier and pharmacy you use. Once your total drug costs reach $2000, you enter the next coverage phase. If you qualify for the low-income subsidy, you may have a reduced premium.

Additional Benefits IconAdditional Benefits

The UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan offers a variety of benefits, including inpatient and outpatient hospital services, emergency services, and primary care with varying cost-sharing. You'll have no copay for many services such as preventive care, routine hearing exams, vision services, dental services, home health services, and acupuncture. The plan also includes coverage for ambulance services, home infusion, and medical equipment with coinsurance requirements.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, but the plan does not cover Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, nor Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric. For Inpatient Hospital-Acute, the copay for a Medicare-covered stay is $2000 per admission or stay, and for Additional Days, there is no copay for days 91-999. The copay for Inpatient Hospital Psychiatric is $2000 per admission or stay.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services with a coinsurance between 0% and 20%, observation services with 20% coinsurance, ambulatory surgical center services with a coinsurance between 0% and 20%, outpatient substance abuse services with a coinsurance between 0% and 20%, and outpatient blood services with 20% coinsurance. Prior authorization and a doctor referral are required for all of these services.

Partial Hospitalization See details

Partial Hospitalization is covered under this plan, with a $55 copay. Prior authorization and a doctor referral are required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services include coverage for all ambulance services with a 20% coinsurance for ground and air ambulance services. Transportation Services to a plan-approved health-related location are covered with no copay, up to 48 one-way trips per year via taxi or medical transport; transportation to any health-related location is not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services have a $110 copay, while Urgently Needed Services have a copay between $0 and $45; all services have no coinsurance. Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation have no copay.

Primary Care See details

Primary Care services include coverage for Primary Care Physician Services with a coinsurance of 0% - 20%, Chiropractic Services with a 20% coinsurance, and Occupational Therapy Services with a 0% - 20% coinsurance. This plan covers Physician Specialist Services with a coinsurance of 0% - 20%, and Mental Health Specialty Services with a coinsurance of 0% - 20% for individual sessions and 20% for group sessions. Physical Therapy and Speech-Language Pathology Services are covered with a coinsurance of 0% - 20%, and Additional Telehealth Benefits are covered with no copay. Opioid Treatment Program Services are covered with no copay.

Preventive Services See details

Preventive Services include an annual physical exam with no copay, as well as additional services, including Fitness Benefit and Home and Bathroom Safety Devices and Modifications, with no copay. Other services such as Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), and Counseling Services are not covered.

Hearing Services See details

Hearing Services include coverage for hearing exams, prescription hearing aids, and OTC hearing aids. Routine hearing exams have no copay and a 20% coinsurance, while fitting/evaluation for hearing aids is not covered. Prescription Hearing Aids (all types) have no copay, with a maximum benefit of $2500 every year, while Prescription Hearing Aids - Inner Ear, Outer Ear, and Over the Ear are not covered. OTC hearing aids have no copay.

Vision Services See details

Vision services include eye exams, eyewear, contact lenses, eyeglass lenses, and eyeglass frames. There is no copay for eye exams, routine eye exams, eyewear, contact lenses, eyeglass lenses, and eyeglass frames; however, eyeglass lenses and eyeglass frames are limited to one per year. Eyeglasses and upgrades are not covered.

Dental Services See details

The UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan covers dental services, including Medicare dental services with 20% coinsurance and other dental services with a $3,000 annual maximum. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), oral and maxillofacial surgery are covered with no copay, and a limit on the number of visits. However, implant services and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services, including Medicare Part B Insulin Drugs, Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs, are covered with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay, and the coinsurance is between 0% and 20%. For Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance is between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered, but require prior authorization and a doctor's referral. You will pay 20% coinsurance for these services.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance and requires authorization, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services, with a coinsurance, and outpatient lab services with no copay. Diagnostic Procedures/Tests, Diagnostic Radiological Services, Therapeutic Radiological Services, and Outpatient X-Ray Services have a coinsurance of at most 20%.

Home Health Services See details

Home Health Services are covered by the UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover the sub-services: Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services. Prior authorization and a doctor referral are required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan, but additional days beyond Medicare-covered and non-Medicare-covered stays are not covered. A doctor referral and prior authorization are required.

Other Services See details

Under the UHC Dual Complete TX-S4 (HMO-POS D-SNP) plan, acupuncture is covered with no copay for 6 treatments per year, and over-the-counter items are covered with no copay, including nicotine replacement therapy and Naloxone. Meal Benefit, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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