UHC Dual Complete TX-Q3 (HMO-POS D-SNP)

UHC Dual Complete TX-Q3 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Unitedhealthcare Community Plan of Texas, L.l.c. available for the 2026 plan year to people living in Harris County. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that UHC Dual Complete TX-Q3 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete TX-Q3 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete TX-Q3 (HMO-POS D-SNP) prescription drug plan has an annual drug deductible of $503. Fortunately, members enjoy no copay for Tier 1 preferred generic and Tier 2 generic drugs filled at standard pharmacies or through standard mail order. This makes essential generic medications highly affordable for policyholders. For higher-tier medications, including Tier 3 preferred brands, Tier 4 non-preferred drugs, and Tier 5 specialty drugs, members will pay a 25% coinsurance. This 25% coinsurance rate applies to standard pharmacy fills as well as standard mail order options. Knowing these copay and coinsurance details helps you accurately budget for your monthly prescription expenses.

Additional Benefits

The UHC Dual Complete TX-Q3 (HMO-POS D-SNP) plan offers comprehensive medical coverage, featuring no copays for primary care, telehealth, and preventative services, though some specialist and outpatient services require up to 20% coinsurance. Inpatient hospital stays require a copay of $2,200 for acute care and $2,080 for psychiatric care, but feature no coinsurance. Additionally, home health care and skilled nursing facilities are covered with no copayments, while emergency room visits require a $115 copay that is waived upon admission. This plan also includes valuable supplemental benefits, such as dental and vision coverage with no copays, including up to $1,500 annually for dental care and a $250 annual allowance for eyewear. Members also benefit from hearing coverage with no copay for routine exams and up to $1,500 every two years for prescription hearing aids. Finally, the plan provides up to 24 free one-way transportation trips per year and select over-the-counter items with no copay or coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.