Anthem I CareMore Kidney Care (HMO-POS C-SNP)

Anthem I CareMore Kidney Care (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2026 to people living in Clark County. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Anthem I CareMore Kidney Care (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Anthem I CareMore Kidney Care (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Anthem I CareMore Kidney Care (HMO-POS C-SNP) plan features a $0 drug deductible, meaning your prescription drug coverage begins immediately. Under this Medicare plan, you will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs at preferred, standard, and standard mail-order pharmacies. Additionally, Tier 2 generic drugs are available with no copay at preferred pharmacies and standard mail order, though standard retail pharmacies charge a $10 copay for a one-month supply. For brand-name and specialty medications, your costs are determined by coinsurance percentages. Tier 3 preferred brand drugs require a 20% coinsurance at preferred pharmacies and standard mail order, or 25% at standard pharmacies. Tier 4 non-preferred drugs carry a 30% coinsurance, while Tier 5 specialty medications require a 33% coinsurance for a one-month supply across all fulfillment methods.

Additional Benefits

The Anthem I CareMore Kidney Care (HMO-POS C-SNP) plan offers comprehensive medical coverage with minimal out-of-pocket costs, featuring no copays or coinsurance for inpatient hospital stays, primary care, specialist visits, and essential dialysis services. Emergency care is available with a $130 copay, which is waived upon hospital admission, while urgently needed care requires no copay. Additionally, the plan covers ambulance services with a $100 copay and provides up to 150 one-way transportation trips per year with no copay or coinsurance. Members also enjoy extensive supplemental benefits, including dental, vision, and hearing services with no copays or coinsurance up to specified annual limits, such as $3,000 for dental and $3,000 for prescription hearing aids. Durable medical equipment features no copay and coinsurance ranging from 0% to 20%, while diabetic supplies and home health services require no copay or coinsurance. The plan further supports daily health with a $300 quarterly allowance for over-the-counter items and no-copay preventive care.