Anthem I CareMore Lung Care 2 (HMO-POS C-SNP)

Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in San Bernardino. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Anthem I CareMore Lung Care 2 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) plan features an Enhanced Alternative drug benefit with no prescription drug deductible. During the initial coverage phase, you will enjoy no copay for Tier 1 preferred generic drugs at preferred pharmacies or standard mail, as well as no copay for Tier 5 specialty drugs. Other tiers utilize coinsurance, ranging from twenty percent for standard generics up to thirty-three percent for non-preferred drugs. Once your yearly out-of-pocket drug costs reach two thousand one hundred dollars, you enter the catastrophic coverage phase and pay nothing for covered Part D prescriptions. Additionally, individuals who qualify for the low-income subsidy can reduce their Part D premium to zero dollars. This plan offers structured prescription drug coverage designed to help manage and lower your medication expenses.

Additional Benefits

The Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) plan offers comprehensive medical coverage featuring no copay and no coinsurance for primary care, specialist visits, and preventive services. Inpatient hospital stays require a low $25 daily copay for the first ten days and no copay thereafter, while most outpatient, diagnostic, and home health services are available with no copay or coinsurance. Emergency care carries a $90 copay, which is waived if you are admitted, and ambulance services require a $150 copay. This plan also features robust supplemental benefits, including dental coverage up to a $4,000 annual limit and vision services with a $275 annual eyewear allowance, both with no copay or coinsurance. Routine hearing exams, fitting evaluations, and over-the-counter hearing aids are also covered with no copay, and members can access up to 10 one-way transportation trips per year to plan-approved locations. While durable medical equipment and dialysis require up to a 20% coinsurance, diabetic supplies and other over-the-counter items are provided with no copay and no coinsurance.