Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP)

Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in San Bernardino. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) plan features an Enhanced Alternative drug benefit with no prescription drug deductible. During the initial coverage phase, which lasts until total drug costs reach $2,100, you will pay no copay for Tier 1 preferred generic drugs at preferred pharmacies or through standard mail, while standard pharmacies charge a $10 copay. For Tier 2 standard generic drugs, the cost-sharing is 20% coinsurance at preferred pharmacies and standard mail, or 25% coinsurance at standard pharmacies. Tier 3 preferred brand drugs carry a 30% coinsurance, while Tier 4 non-preferred drugs require a 33% coinsurance. Notably, there is no copay for Tier 5 specialty tier drugs across preferred, standard, and standard mail pharmacies. Once your yearly out-of-pocket drug costs reach $2,100, you enter the catastrophic coverage phase and pay nothing for covered Part D prescription drugs.

Additional Benefits

The Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) plan offers comprehensive benefits with many essential services requiring no copay and no coinsurance, including primary care, specialist visits, preventive care, and home health services. For inpatient hospital stays, members pay a $25 daily copay for days 1 through 10 and no copay for days 11 and beyond, with no coinsurance. Outpatient services, diagnostic lab tests, and routine X-rays are also covered with no copay and no coinsurance. This plan features strong supplemental benefits, including dental coverage up to $4,000 annually and routine vision services with a $250 eyewear allowance, both with no copay or coinsurance. Routine hearing exams and hearing aids are covered with no copay, while medical equipment and dialysis services feature coinsurance up to 20% with no copay. Additionally, members benefit from up to 12 one-way transportation trips per year, over-the-counter items, and home meals with no copay and no coinsurance.