Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP)

Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in Los Angeles, Orange. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) plan features an enhanced alternative drug benefit with no prescription drug deductible. During the initial coverage phase, you will enjoy no copay for Tier 1 preferred generic drugs at preferred pharmacies or through standard mail, although standard pharmacies require a $10 copay. Tier 5 specialty drugs are also highly accessible, featuring no copay across preferred, standard, and standard mail pharmacy options. For other medications, Tier 2 standard generics require a 20% to 25% coinsurance, Tier 3 preferred brands require a 30% coinsurance, and Tier 4 non-preferred drugs carry a 33% coinsurance. Once your yearly out-of-pocket drug costs reach $2,100, you enter the catastrophic coverage phase and pay nothing for your covered Part D prescription drugs.

Additional Benefits

The Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) plan offers robust coverage with exceptionally low out-of-pocket costs for core medical services. Members enjoy no copays and no coinsurance for inpatient hospital stays, primary care visits, specialist consultations, and home health services. Additionally, diagnostic services like lab tests and X-rays feature no copays, helping you manage your health without unexpected expenses. This plan also provides comprehensive supplemental benefits, including dental care up to a $4,000 annual limit and routine vision exams with a $250 eyewear allowance at no copay. Hearing exams and prescription hearing aids are covered with no copay up to a $3,000 limit, and members receive up to 48 free one-way trips per year to approved medical locations. For emergency situations, there is a predictable $90 copay for emergency room visits and a $150 copay for ambulance services.