Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Humana Gold Plus Giveback H4141-022 (HMO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Humana Gold Plus Giveback H4141-022 (HMO) in 2026, please refer to our full plan details page.
This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.
Humana Gold Plus Giveback H4141-022 (HMO) is a HMO plan offered by Humana Employers Health Plan of Georgia, Inc. available for the 2026 plan year to people living in Select counties in Georgia. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that Humana Gold Plus Giveback H4141-022 (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Humana Gold Plus Giveback H4141-022 (HMO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Humana Gold Plus Giveback H4141-022 (HMO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $135.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
Health deductible: information not available.
This plan has a $450.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9250.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $9250.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.
The Humana Gold Plus Giveback H4141-022 (HMO) prescription drug plan features an annual drug deductible of $450. For Tier 1 (Preferred Generic) and Tier 2 (Generic) drugs, there is no copay for a 1-month or 3-month supply at standard pharmacies and through preferred mail order. Standard mail-order deliveries for these generic tiers require a copay ranging from $10 to $20 for a 1-month supply. Tier 3 (Preferred Brand) medications cost a $47 copay for a 1-month supply, with a reduced 3-month copay of $131 when filled through preferred mail order. More expensive medications require coinsurance instead of copays, with Tier 4 (Non-Preferred) drugs requiring 43% coinsurance and Tier 5 (Specialty) drugs requiring 27% coinsurance. This Medicare Advantage plan provides cost-effective options for generic prescriptions while utilizing coinsurance for higher-tier medications.
The Humana Gold Plus Giveback H4141-022 (HMO) offers comprehensive medical coverage with clear, predictable cost-sharing. Members enjoy no copay for primary care visits, preventive screenings, and home health services, while specialist visits require a $40 copay. Inpatient hospital stays have a $375 daily copay for the first seven days and no copay thereafter, while outpatient hospital services feature no coinsurance and a copay ranging from $0 to $450. This plan also includes key supplemental benefits, such as routine dental and vision exams with no copay, plus a $150 annual allowance for contacts or eyeglasses. Diagnostic lab work and X-rays are covered with no copay, while durable medical equipment and diabetic supplies carry a 10% to 20% coinsurance with no copay. Emergency services are available for a $115 copay, which is waived if you are admitted to the hospital within 24 hours.
Humana Gold Plus Giveback H4141-022 (HMO) covers inpatient acute hospital stays with no coinsurance and a $375 daily copay for days 1 to 7, with no copay for days 8 and beyond. Inpatient psychiatric care is also covered with no coinsurance, featuring a $375 daily copay for days 1 to 5 and no copay for days 6 to 90, though prior authorization is required and non-Medicare-covered stays are not covered.
Humana Gold Plus Giveback H4141-022 (HMO) covers outpatient services with no coinsurance, featuring a $0 to $450 copay for outpatient hospital services and a $375 copay per stay for observation services. Ambulatory surgical center and outpatient blood services are covered with no copay and no coinsurance, while outpatient substance abuse sessions require a $35 copay and no coinsurance.
Humana Gold Plus Giveback H4141-022 (HMO) covers partial hospitalization services with a $35.00 copay and no coinsurance. Prior authorization is required for this covered benefit.
Ambulance services are covered by Humana Gold Plus Giveback H4141-022 (HMO) with a $335 copay and no coinsurance for ground and air transport, though prior authorization is required. While some transportation services are covered, transportation to plan-approved or any other health-related locations is not covered.
Emergency services are covered by Humana Gold Plus Giveback H4141-022 (HMO) with a $115 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require a $40 copay with no coinsurance, and worldwide emergency, urgent, and transportation services are covered with a $115 copay and no coinsurance.
Humana Gold Plus Giveback H4141-022 (HMO) offers primary care physician services with no copay and no coinsurance, and specialist visits with a $40 copay and no coinsurance. Additional covered services include physical and occupational therapy for a $25 copay, psychiatric and mental health services for a $35 copay, and telehealth for a $0 to $40 copay, all with no coinsurance. Podiatry is not covered, and chiropractic care is only partially covered as routine chiropractic services are excluded.
Preventive services are partially covered under the Humana Gold Plus Giveback H4141-022 (HMO) plan, featuring no copay and no coinsurance for annual physical exams, kidney disease education, and select screenings. Uncovered sub-services include health education, fitness benefits, PERS, in-home safety assessments, medical nutrition therapy, medication reconciliation, re-admission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, palliative care, in-home support, caregiver support, smoking cessation, disease management, telemonitoring, remote access, home modifications, and counseling.
Humana Gold Plus Giveback H4141-022 (HMO) partially covers hearing services, offering Medicare-covered exams for a $40 copay and no coinsurance, while routine exams and fitting evaluations have no copay and no coinsurance. Covered prescription hearing aids require a copay of $699 to $999 with no coinsurance for up to two aids per year, but OTC hearing aids as well as inner ear, outer ear, and over-the-ear prescription hearing aids are not covered.
Humana Gold Plus Giveback H4141-022 (HMO) offers partially covered vision services with no copay and no coinsurance, though prior authorization is required. Covered benefits include one routine eye exam and one pair of contact lenses or eyeglasses (lenses and frames) per year up to a $150 maximum, while other eye exams, separate eyeglass lenses, separate eyeglass frames, and upgrades are not covered.
Humana Gold Plus Giveback H4141-022 (HMO) dental services are partially covered, offering Medicare-covered dental care for a $40 copay and no coinsurance, and preventive services like exams and cleanings with no copay and no coinsurance. While many restorative and surgical dental services are covered, this plan does not cover fluoride treatments, maxillofacial prosthetics, implant services, and orthodontics.
Humana Gold Plus Giveback H4141-022 (HMO) covers home infusion bundled services with no copay, though prior authorization is required. Covered Medicare Part B chemotherapy and other drugs have a 0% to 20% coinsurance, while Part B insulin requires a $35 copay and 0% to 20% coinsurance.
Dialysis services are covered by Humana Gold Plus Giveback H4141-022 (HMO) with no copay and a 20% coinsurance. Prior authorization is required to receive these covered services.
Medical equipment covered by Humana Gold Plus Giveback H4141-022 (HMO) includes durable medical equipment (DME) at a 19% coinsurance with no copay, and prosthetics and medical supplies at a 20% coinsurance with no copay. Diabetic supplies are covered with a 10% to 20% coinsurance and no copay, while diabetic therapeutic shoes and inserts require a $10 copay.
Humana Gold Plus Giveback H4141-022 (HMO) covers diagnostic and radiological services under prior authorization, offering diagnostic lab services and outpatient X-rays with no copay. Diagnostic procedures and tests have no coinsurance and copays ranging from $0 to $120, while therapeutic radiological services require a minimum 20% coinsurance and a $40 copay.
Humana Gold Plus Giveback H4141-022 (HMO) covers Home Health Services with no copay and no coinsurance, though prior authorization is required.
Cardiac rehabilitation services are not covered under the Humana Gold Plus Giveback H4141-022 (HMO) plan. This exclusion applies to all related sub-services, including standard cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) rehabilitation.
Skilled Nursing Facility (SNF) services are covered by Humana Gold Plus Giveback H4141-022 (HMO) with no coinsurance, requiring no copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required, a prior three-day inpatient hospital stay is not required, and additional days beyond the standard Medicare-covered limit are not covered.
Humana Gold Plus Giveback H4141-022 (HMO) partially covers other services, offering acupuncture for a $40.00 copay and no coinsurance for up to 20 treatments per year, and a meal benefit with no copay and no coinsurance. Over-the-counter (OTC) items are not covered under this benefit.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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