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ConnectiCare Choice Plan 2 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for ConnectiCare Choice Plan 2 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on ConnectiCare Choice Plan 2 (HMO-POS) in 2026, please refer to our full plan details page.
ConnectiCare Choice Plan 2 (HMO-POS) is a HMO-POS plan offered by Molina Healthcare, Inc. available for enrollment in 2025 to people living in State of Connecticut. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that ConnectiCare Choice Plan 2 (HMO-POS) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.
Key Plan Facts
Below are a few key facts and commonly-asked questions about ConnectiCare Choice Plan 2 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For ConnectiCare Choice Plan 2 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
Drugs are not covered by this plan, so a prescription drug deductible is not applicable.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6000.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for ConnectiCare Choice Plan 2 (HMO-POS)
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Drug Coverage
Prescription drugs are not covered by ConnectiCare Choice Plan 2 (HMO-POS).
Additional Benefits
The ConnectiCare Choice Plan 2 (HMO-POS) offers affordable medical coverage, featuring no copay for primary care visits and a low $10 copay for specialist visits. If you require hospital care, inpatient stays have no coinsurance and a $295 daily copay for the first six days, while emergency room visits carry a $100 copay that is waived upon admission. Outpatient services and diagnostic tests are also highly accessible, with many services featuring no copay or low copays and no coinsurance. This plan also includes valuable supplemental benefits, such as routine hearing and vision exams for a $10 copay, alongside a $550 annual eyewear allowance and hearing aids with no copay. Dental care includes preventive services with no copay, while comprehensive dental is subject to a deductible and 20% to 50% coinsurance up to a $3,000 yearly limit. Additionally, members benefit from skilled nursing facility care with no copay for the first 20 days and over-the-counter items covered with no copay.
Inpatient Hospital See details
ConnectiCare Choice Plan 2 (HMO-POS) inpatient hospital benefits are partially covered with no coinsurance, requiring a $295 daily copay for days 1 to 6 of acute stays (with no copay for days 7 and beyond) and a $2,290 copay per psychiatric stay. Non-Medicare-covered stays, upgrades, and additional psychiatric days are not covered.
Outpatient Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers outpatient services with no coinsurance, featuring a $0 to $200 copay for outpatient hospital services and a $200 copay per stay for observation services. Outpatient substance abuse sessions require a $10 copay, while ambulatory surgical center and outpatient blood services have no copay and no coinsurance.
Partial Hospitalization See details
Partial hospitalization is covered by ConnectiCare Choice Plan 2 (HMO-POS) with a $55.00 copay and no coinsurance. Prior authorization is required to receive these services.
Ambulance and Transportation Services See details
ConnectiCare Choice Plan 2 (HMO-POS) partially covers ambulance and transportation services, though transportation to plan-approved or any other health-related locations is not covered. Covered ground ambulance services require a $50 copay and no coinsurance, while air ambulance services require a 20% coinsurance and no copay, with prior authorization required for all ambulance services.
Emergency Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers emergency services with a $100 copay and no coinsurance, which is waived if you are admitted to the hospital within one day. Urgently needed services require a $10 copay and no coinsurance, while worldwide emergency, urgent, and transportation services are covered up to a $50,000 limit with a $100 copay and no coinsurance per service.
Primary Care See details
ConnectiCare Choice Plan 2 (HMO-POS) covers primary care physician services with no copay and no coinsurance, while specialist, therapy, psychiatric, and opioid treatment services require a $10 copay and no coinsurance. Chiropractic services are partially covered with a $15 copay and no coinsurance, excluding routine and other chiropractic services, whereas telehealth services have a $0 to $15 copay with no coinsurance, and podiatry services are not covered.
Preventive Services See details
Preventive services are covered by ConnectiCare Choice Plan 2 (HMO-POS) with no copay and no coinsurance for annual physical exams, kidney disease education, and diabetes self-management. Additional preventive services are partially covered, excluding in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, chemotherapy wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, palliative care, in-home support, caregiver support, additional smoking cessation, telemonitoring, home safety devices, and counseling.
Hearing Services See details
Hearing services are partially covered by ConnectiCare Choice Plan 2 (HMO-POS), featuring a $10 copay and no coinsurance for routine hearing exams and fitting evaluations. Prescription and OTC hearing aids are covered with no copay and no coinsurance, though inner ear, outer ear, and over the ear prescription hearing aids are not covered.
Vision Services See details
Vision services are partially covered by ConnectiCare Choice Plan 2 (HMO-POS), providing one annual routine eye exam for a $10 copay and no coinsurance, while other eye exam services are not covered. Eyewear is covered with no copay and no coinsurance up to a $550 annual maximum for contacts and eyeglasses, though eyewear upgrades are not covered.
Dental Services See details
ConnectiCare Choice Plan 2 (HMO-POS) partially covers dental services, offering preventive care with no copay and no coinsurance, and Medicare-covered dental with a $10 copay and no coinsurance. Comprehensive dental services require a deductible, feature no copay, and have a 20% to 50% coinsurance up to a $3,000 annual maximum, but implants, orthodontics, fixed prosthodontics, and maxillofacial prosthetics are not covered.
Home Infusion bundled Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers home infusion bundled services with no copay, though prior authorization is required. Medicare Part B drugs associated with these services, including chemotherapy and other drugs, carry no coinsurance to 20% coinsurance, while covered insulin requires a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers dialysis services with no copay and a 20% coinsurance.
Medical Equipment See details
Medical equipment is partially covered by ConnectiCare Choice Plan 2 (HMO-POS), with durable medical equipment (DME) requiring no copay and between no coinsurance and 20% coinsurance. Other services, including prosthetic devices, medical supplies, diabetic supplies, and diabetic therapeutic shoes or inserts, are not covered.
Diagnostic and Radiological Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers diagnostic services with no coinsurance, featuring a $25 copay for tests and no copay for lab services. Radiological services require prior authorization and include no copay for diagnostic radiology, a $15 copay plus coinsurance for X-rays, and a minimum 20% coinsurance for therapeutic radiology.
Home Health Services See details
ConnectiCare Choice Plan 2 (HMO-POS) covers Home Health Services with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered by ConnectiCare Choice Plan 2 (HMO-POS) with no coinsurance, and although some services are covered, cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and SET for PAD services are not covered. Prior authorization is required, and copays for these services range from $10 to $50.
Skilled Nursing Facility (SNF) See details
ConnectiCare Choice Plan 2 (HMO-POS) covers Skilled Nursing Facility (SNF) care with no coinsurance, featuring no copay for days 1 through 20 and a $214 daily copay for days 21 through 100. Prior authorization is required, a prior three-day hospital stay is not needed for admission, and additional days beyond the standard Medicare-covered limit are not covered.
Other Services See details
Other services are partially covered by ConnectiCare Choice Plan 2 (HMO-POS), which offers over-the-counter (OTC) items with no copay and no coinsurance. Acupuncture, meal benefits, and other miscellaneous services are not covered under this plan.
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