Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Anthem Kidney Care (HMO-POS C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Anthem Kidney Care (HMO-POS C-SNP) in 2026, please refer to our full plan details page.
Anthem Kidney Care (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in Select Counties in Virginia. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that Anthem Kidney Care (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Anthem Kidney Care (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Anthem Kidney Care (HMO-POS C-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Anthem Kidney Care (HMO-POS C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $325.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $5900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Anthem Kidney Care (HMO-POS C-SNP) prescription drug plan has an annual drug deductible of $325. You will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs for one, two, or three-month fills at preferred, standard, and standard mail-order pharmacies. Tier 2 generic drugs also have no copay at preferred and standard mail-order pharmacies, while standard retail pharmacies charge a copay of $5 for a one-month supply, $10 for a two-month supply, and $15 for a three-month supply. For brand-name and specialty medications, costs are calculated using coinsurance rather than flat copays. Tier 3 preferred brand and Tier 4 non-preferred drugs require a 25% coinsurance for all supply durations at preferred, standard, and standard mail-order pharmacies. Tier 5 specialty drugs require a 29% coinsurance for a one-month supply at these same pharmacies.
The Anthem Kidney Care (HMO-POS C-SNP) plan offers robust medical coverage with no copay and no coinsurance for primary care visits, dialysis services, preventive care, and home health services. For inpatient hospital stays, members pay a $325 daily copay for days 1 through 5 and no copay for subsequent days, while specialist visits require copays between $15 and $40 with no coinsurance. Emergency care is covered with a $130 copay, and ground or air ambulance services require a $200 copay with no coinsurance. This plan also features valuable supplemental benefits, including dental care up to $1,800 annually and routine vision exams with up to $225 for eyewear, all with no copay and no coinsurance. Additionally, members receive up to $2,000 for prescription hearing aids and a $110 quarterly over-the-counter item allowance with no copay and no coinsurance. Durable medical equipment is covered with no copay and a 0% to 20% coinsurance, while diabetic supplies and therapeutic shoes are fully covered with no copay and no coinsurance.
Inpatient hospital care is covered by Anthem Kidney Care (HMO-POS C-SNP) with no coinsurance, requiring a $325 daily copay for days 1 through 5 and no copay for days 6 and beyond. This benefit requires prior authorization and is partially covered, as upgrades and non-Medicare-covered stays are not covered.
Anthem Kidney Care (HMO-POS C-SNP) covers outpatient services with no coinsurance, featuring no copay for ambulatory surgical center and blood services. Outpatient hospital services have a copay ranging from $0 to $325, observation services carry a $325 copay per stay, and outpatient substance abuse sessions require a $40 copay.
Anthem Kidney Care (HMO-POS C-SNP) covers partial hospitalization services with a $55.00 copay and no coinsurance. Prior authorization is required to receive this covered benefit.
Anthem Kidney Care (HMO-POS C-SNP) covers ambulance services with a $200 copay and no coinsurance for both ground and air transport. Transportation services are partially covered, offering up to 120 one-way trips per year to plan-approved locations with no copay and no coinsurance, while transportation to any other health-related location is not covered.
Anthem Kidney Care (HMO-POS C-SNP) covers emergency services with a $130 copay and no coinsurance, and urgently needed services with a $50 copay and no coinsurance. Worldwide emergency, urgent, and transportation services are also covered with a $130 copay and no coinsurance, up to a maximum plan benefit limit of $100,000.
Anthem Kidney Care (HMO-POS C-SNP) provides primary care and telehealth services with no copay and no coinsurance, while specialists, physical therapy, and mental health services require copays between $15 and $40 with no coinsurance. Routine podiatry is covered up to six times per year with no copay, though chiropractic services are not covered in practice.
Anthem Kidney Care (HMO-POS C-SNP) preventive services are partially covered, offering annual physical exams, kidney disease education, and screenings with no copays and no coinsurance. While memory fitness, remote access, and home safety modifications of up to $500 annually are covered at no cost, other services like health education, personal emergency response systems, weight management, and in-home support are not covered.
Hearing services covered by Anthem Kidney Care (HMO-POS C-SNP) include Medicare-covered exams for a $40 copay and no coinsurance, as well as annual routine exams and fitting evaluations with no copay or coinsurance. Prescription hearing aids are partially covered with no copay or coinsurance up to $2,000 annually, though inner ear, outer ear, and over-the-ear models are not covered. OTC hearing aids are also covered up to $300 annually with no copay or coinsurance, with prior authorization required for hearing benefits.
Vision services are partially covered by Anthem Kidney Care (HMO-POS C-SNP), offering one routine eye exam per year and various eyewear options with no copay and no coinsurance. While eyeglasses, frames, and contact lenses are covered up to a $225 annual limit, other eye exam services and eyewear upgrades are not covered.
Anthem Kidney Care (HMO-POS C-SNP) offers partially covered dental services with no copays and no coinsurance up to a maximum annual benefit of $1,800. While preventive and comprehensive care like cleanings, x-rays, and fillings are covered, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Anthem Kidney Care (HMO-POS C-SNP) covers home infusion bundled services with no copay, though prior authorization is required. Under this benefit, Medicare Part B chemotherapy and other drugs require no copay and 0% to 20% coinsurance, while Part B insulin has a $35 copay and no coinsurance.
Dialysis Services are fully covered by Anthem Kidney Care (HMO-POS C-SNP) with no copay and no coinsurance required for members.
Medical equipment is covered by Anthem Kidney Care (HMO-POS C-SNP) with no copays, featuring a 0% to 20% coinsurance for durable medical equipment and a 20% coinsurance for prosthetics and medical supplies. Diabetic equipment, supplies, and therapeutic shoes are fully covered with no copay and no coinsurance.
Anthem Kidney Care (HMO-POS C-SNP) covers diagnostic and radiological services with prior authorization, offering lab services with no copay or coinsurance and diagnostic tests with a $0 to $90 copay and no coinsurance. Diagnostic radiological services require a minimum $15 copay, outpatient X-rays carry a $15 copay, and therapeutic radiological services incur a 20% coinsurance.
Anthem Kidney Care (HMO-POS C-SNP) covers home health services with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services are covered by Anthem Kidney Care (HMO-POS C-SNP) with no copay and no coinsurance, though prior authorization is required. Some services are covered, but cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are not covered.
Anthem Kidney Care (HMO-POS C-SNP) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization and allowing admission without a prior three-day hospital stay. There is no copay for days 1 through 20, followed by a $218 daily copay for days 21 through 100, with no coverage for additional days beyond the Medicare-covered limit.
Anthem Kidney Care (HMO-POS C-SNP) covers select other services with no copay and no coinsurance, including Medicare Community Resource Support and up to $110 every three months for over-the-counter items. However, acupuncture and meal benefits are not covered under this plan.
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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