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Anthem Kidney Care (HMO-POS C-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Anthem Kidney Care (HMO-POS C-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Anthem Kidney Care (HMO-POS C-SNP) in 2025, please refer to our full plan details page.

Anthem Kidney Care (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in Select Counties in Virginia. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Anthem Kidney Care (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Anthem Kidney Care (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Anthem Kidney Care (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Anthem Kidney Care (HMO-POS C-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $325.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $5900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $40.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $50.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Anthem Kidney Care (HMO-POS C-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Anthem Kidney Care (HMO-POS C-SNP) plan has a $325 deductible for prescription drugs. Once you meet your deductible, you will pay varying copays and coinsurance amounts depending on the drug tier and pharmacy. For example, preferred generic drugs have no copay at preferred and mail-order pharmacies, while standard generic drugs have 20-25% coinsurance. The plan also offers a catastrophic coverage phase where you pay nothing for Part D covered drugs once your yearly out-of-pocket drug costs reach $2000. However, you may still pay for excluded drugs covered under any enhanced benefit. If you qualify for the low-income subsidy, you will pay $0 for your drugs.

Additional Benefits IconAdditional Benefits

The Anthem Kidney Care (HMO-POS C-SNP) plan offers a range of benefits with varying costs. It covers inpatient hospital stays with a copay, as well as outpatient services with copays that vary depending on the service. The plan also provides coverage for emergency services, primary care, preventive services, hearing, vision, and dental services with different cost-sharing structures, including copays and coinsurance. Additional benefits include transportation services, home infusion, dialysis, and medical equipment, often with no copay. The plan also covers skilled nursing facility stays, but requires prior authorization and has a copay for some days. However, some services like cardiac rehabilitation and additional hours of care are not covered.

Inpatient Hospital See details

Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered. For Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, you pay a $325 copay for days 1-5, and no copay for days 6-90. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include outpatient hospital services with a copay between $0 and $325, observation services with a $325 copay, ambulatory surgical center services with no copay, outpatient substance abuse services with a $40 copay for both individual and group sessions, and outpatient blood services with no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the Anthem Kidney Care (HMO-POS C-SNP) plan, but requires prior authorization. The copay for this benefit is $55.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with a $200 copay for both ground and air ambulance services, and no coinsurance. Transportation Services to a plan-approved health-related location are covered with no copay and no coinsurance, up to 120 one-way trips per year. Transportation Services to any health-related location is not covered.

Emergency Services See details

Emergency Services, including Urgently Needed Services and Worldwide Emergency Services, are covered under the Anthem Kidney Care (HMO-POS C-SNP) plan. Emergency Services and Worldwide Emergency Coverage, Urgent Coverage, and Transportation have a $125 copay, and Urgently Needed Services have a $50 copay. The maximum plan benefit for Worldwide Emergency Services is $100,000.

Primary Care See details

The Anthem Kidney Care (HMO-POS C-SNP) plan covers primary care physician services with no copay. Chiropractic services have a $20 copay, and routine care is not covered. Occupational therapy services have a $40 copay. Physician specialist services have a copay between $0 and $40. Mental health specialty services have a $40 copay for individual and group sessions. Podiatry services have a copay between $0 and $40, with routine foot care covered. Other health care professional services have a copay between $0 and $20. Psychiatric services have a $40 copay for individual and group sessions. Physical therapy and speech-language pathology services have a $40 copay. Additional telehealth benefits have no copay. Finally, Opioid Treatment Program Services have a $40 copay.

Preventive Services See details

Preventive services include an annual physical exam with no copay, as well as additional preventive services like fitness benefits, remote access technologies, and home and bathroom safety devices and modifications. The plan covers kidney disease education services and other preventive services, including Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, all with no copay. Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, and Enhanced Disease Management are not covered.

Hearing Services See details

Hearing Services include hearing exams with a $40 copay, routine hearing exams with no copay, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered up to $2000 per year, and OTC hearing aids are covered with no copay, up to $300 per year. Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered.

Vision Services See details

The Anthem Kidney Care (HMO-POS C-SNP) plan covers vision services, including eye exams with a copay of $0-$40, and eyewear with no copay. Routine eye exams are covered with no copay, and eyewear has a combined maximum benefit of $225 every year.

Dental Services See details

Dental Services are covered with a maximum benefit of $1800 per year. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatments, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, oral and maxillofacial surgery, and orthodontics all have no copay.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs are covered with coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the Anthem Kidney Care (HMO-POS C-SNP) plan. There is no copay for Dialysis Services.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has no copay and a 0-20% coinsurance, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Medical Supplies have no copay, but the coinsurance is 20% for Medical Supplies and 20% for Prosthetic Devices. Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts have no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests with a copay between $0 and $90, and Lab Services with no copay. Diagnostic Radiological Services have a copay between $15 and $325, while Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have a $15 copay.

Home Health Services See details

Home Health Services are covered by the Anthem Kidney Care (HMO-POS C-SNP) plan with no copay and no coinsurance, but Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the Anthem Kidney Care (HMO-POS C-SNP) plan. Prior authorization is required for this benefit.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Anthem Kidney Care (HMO-POS C-SNP) plan, but require prior authorization. There is no copay for days 1-20, and a $214 copay for days 21-100. Additional days beyond Medicare-covered for SNF and Non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services include over-the-counter items with no copay, and other services that are not covered. Acupuncture, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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