UHC Complete Care NY-33 (HMO-POS C-SNP)

UHC Complete Care NY-33 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Unitedhealthcare of New York, Inc. available for the 2026 plan year to people living in Select Counties in New York. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Complete Care NY-33 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care NY-33 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Complete Care NY-33 (HMO-POS C-SNP) prescription drug plan features an annual drug deductible of $440. For Tier 1 preferred generic drugs, members benefit from no copay for a 1-month or 3-month supply at standard pharmacies and through mail order. Tier 2 generic medications require a $12 copay for a 1-month standard pharmacy supply, but members can enjoy no copay for a 3-month supply filled via preferred mail order. For higher-tier medications, cost sharing transitions from copays to coinsurance. Tier 3 preferred brand drugs require a 19% coinsurance for both 1-month and 3-month supplies across standard pharmacies and mail-order options. Tier 4 non-preferred drugs carry a 42% coinsurance, while Tier 5 specialty tier drugs require a 28% coinsurance for a 1-month supply.

Additional Benefits

The UHC Complete Care NY-33 (HMO-POS C-SNP) plan offers robust medical coverage featuring no copay and no coinsurance for primary care visits, telehealth, annual physicals, and home health services. For specialized medical needs, members pay copays ranging from $0 to $35 for specialists, while inpatient hospital stays require a $450 daily copay for the first five days and no copay for days six through ninety. Emergency room visits carry a $130 copay, which is waived upon admission, while urgent care services range from no copay up to $50. This plan also includes key supplemental benefits, providing routine dental, vision, and hearing exams with no copay or coinsurance, alongside a $250 eyewear allowance every two years. For diagnostic services, members benefit from no copay on lab tests and diagnostic radiology, though standard X-rays require a $25 copay. Durable medical equipment, dialysis services, and Medicare Part B drugs generally feature a 20% coinsurance with no copay, though Part B insulin is capped at a $35 copay.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.