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UHC Dual Complete GA-S1 (PPO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Dual Complete GA-S1 (PPO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Dual Complete GA-S1 (PPO D-SNP) in 2026, please refer to our full plan details page.

UHC Dual Complete GA-S1 (PPO D-SNP) is a PPO D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2026 to people living in Select Counties in Georgia. This plan received an overall rating of 5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete GA-S1 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Dual Complete GA-S1 (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete GA-S1 (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Dual Complete GA-S1 (PPO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $25.40. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.80. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $13900.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $13900.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% - 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Dual Complete GA-S1 (PPO D-SNP)

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Drug Coverage IconDrug Coverage

The UHC Dual Complete GA-S1 (PPO D-SNP) prescription drug plan features an annual drug deductible of $615. Under this plan, Tier 1 preferred generic medications are highly accessible, requiring no copay for 1-month and 3-month supplies at standard pharmacies or via standard mail order. This cost-effective benefit helps members save money on their most common maintenance prescriptions. For Tier 2 generic and Tier 3 preferred brand drugs, members are responsible for a 25% coinsurance at standard pharmacies and mail order services. Additionally, Tier 4 non-preferred drugs and Tier 5 specialty drugs require a 25% coinsurance for a 1-month supply. This clear coinsurance structure helps you easily predict your out-of-pocket medication expenses.

Additional Benefits IconAdditional Benefits

The UHC Dual Complete GA-S1 (PPO D-SNP) plan offers comprehensive medical coverage featuring no copays for primary care, specialist visits, outpatient services, and home health care, with coinsurance typically ranging from zero to 20 percent. Emergency care is available with a 115 dollar copay that is waived upon hospital admission, while inpatient hospital stays require a copayment of 2,125 dollars for acute care with no coinsurance. Additionally, the plan covers ambulance services with 20 percent coinsurance and provides up to 24 one-way trips to plan-approved health-related locations per year with no copay and no coinsurance. For supplemental care, members receive preventive and comprehensive dental services up to a 2,500 dollar annual limit, routine vision exams with a 200 dollar annual allowance for eyewear, and hearing aids up to a 1,500 dollar allowance every two years, all with no copay and no coinsurance. Durable medical equipment, dialysis, and diagnostic x-rays are covered with a 20 percent coinsurance and no copay, while routine laboratory services require no copay and no coinsurance. The plan also includes over-the-counter items and chronic illness meals at no additional copay or coinsurance cost to the member.

Inpatient Hospital See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers inpatient hospital services with no coinsurance, requiring a $2,125 copayment per stay for acute care and a $2,080 copayment per stay for psychiatric care. Prior authorization is required, and while unlimited additional acute care days are covered with no copay, upgrades and non-Medicare-covered stays are not covered.

Outpatient Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers outpatient services with no copays, though prior authorization is required for most services. Covered benefits—including outpatient hospital, ambulatory surgical center, substance abuse, and blood services—feature coinsurance ranging from no coinsurance up to 20%.

Partial Hospitalization See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers partial hospitalization services with a $55.00 copay and no coinsurance. Prior authorization is required for these covered services.

Ambulance and Transportation Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers ground and air ambulance services with a 20% coinsurance and no copay, requiring prior authorization. Transportation services are partially covered, offering up to 24 one-way trips per year to plan-approved health-related locations with no copay or coinsurance, while transportation to any health-related location is not covered.

Emergency Services See details

Emergency services under the UHC Dual Complete GA-S1 (PPO D-SNP) are covered with a $115 copay and no coinsurance, with the copay waived if you are admitted to the hospital within 24 hours. Urgently needed services have a copay of $0 to $40 with no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copay and no coinsurance.

Primary Care See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers primary care, specialist, therapy, mental health, podiatry, and telehealth services with no copays and coinsurance ranging from no coinsurance up to 20%, while chiropractic services are not covered.

Preventive Services See details

Preventive Services are partially covered by UHC Dual Complete GA-S1 (PPO D-SNP), with most benefits like annual physicals, fitness programs, and kidney disease education requiring no copay and no coinsurance. While digital rectal exams and post-welcome visit EKGs require a 20% coinsurance, several services—including health education, personal emergency response systems, and medical nutrition therapy—are not covered.

Hearing Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) partially covers hearing services, providing routine exams with no copay and 20% coinsurance, and prescription or OTC hearing aids with no copay or coinsurance up to a $1,500 allowance every two years. However, fitting and evaluation exams, as well as inner ear, outer ear, and over-the-ear prescription hearing aids, are not covered.

Vision Services See details

Vision services are partially covered by UHC Dual Complete GA-S1 (PPO D-SNP) with no copay and no coinsurance for covered services, which include one routine eye exam and up to $200 annually for contact lenses, eyeglass lenses, and eyeglass frames. Other eye exam services, upgrades, and combined eyeglasses (lenses and frames) are not covered.

Dental Services See details

Dental services are partially covered by UHC Dual Complete GA-S1 (PPO D-SNP), featuring no copay and no coinsurance for preventive and comprehensive care up to a $2,500 annual limit, while Medicare-covered dental has a 20% coinsurance and no copay. Implant services and orthodontics are not covered under this plan.

Home Infusion bundled Services See details

Home infusion bundled services are covered by UHC Dual Complete GA-S1 (PPO D-SNP) with no copay and no coinsurance, although prior authorization is required. Associated Medicare Part B chemotherapy, radiation, and other drugs carry a 0% to 20% coinsurance with no copay, while Medicare Part B insulin has a $35 copay and a 0% to 20% coinsurance.

Dialysis Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers dialysis services with no copay and a 20% coinsurance. Prior authorization is required for these services.

Medical Equipment See details

UHC Dual Complete GA-S1 (PPO D-SNP) covers durable medical equipment, prosthetics, and medical supplies with no copay and a 20% coinsurance. Diabetic supplies are covered with no copay, while diabetic therapeutic shoes and inserts require a 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and radiological services are covered by UHC Dual Complete GA-S1 (PPO D-SNP) with prior authorization, offering lab services and diagnostic radiology with no copay and no coinsurance. Other diagnostic procedures require a copay and 20% coinsurance, while therapeutic radiology and outpatient X-rays are covered with no copay and a 20% coinsurance.

Home Health Services See details

Home health services are covered by UHC Dual Complete GA-S1 (PPO D-SNP) with no copay and no coinsurance, although prior authorization is required.

Cardiac Rehabilitation Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) offers Cardiac Rehabilitation Services with no copay and 20% coinsurance, subject to prior authorization. Although some services are covered, specific sub-services including cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) are not covered.

Skilled Nursing Facility (SNF) See details

UHC Dual Complete GA-S1 (PPO D-SNP) partially covers Skilled Nursing Facility (SNF) services with no copayment and no coinsurance, though prior authorization is required. While the plan allows for admission without a prior three-day inpatient hospital stay, additional days beyond the standard Medicare-covered limit are not covered.

Other Services See details

UHC Dual Complete GA-S1 (PPO D-SNP) partially covers other services, offering over-the-counter items and a chronic illness meal benefit with no copay and no coinsurance. Acupuncture, highly integrated services, and other additional services are not covered, and the meal benefit requires prior authorization.

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