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Aetna Medicare Dual Signature Select (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Aetna Medicare Dual Signature Select (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Aetna Medicare Dual Signature Select (HMO D-SNP) in 2025, please refer to our full plan details page.

Aetna Medicare Dual Signature Select (HMO D-SNP) is a HMO D-SNP plan offered by CVS Health Corporation available for enrollment in 2025 to people living in Select HVP Counties in AL. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that Aetna Medicare Dual Signature Select (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Aetna Medicare Dual Signature Select (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Aetna Medicare Dual Signature Select (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Aetna Medicare Dual Signature Select (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $26.20. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $7900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $15.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $25.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Aetna Medicare Dual Signature Select (HMO D-SNP)

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Drug Coverage IconDrug Coverage

The Aetna Medicare Dual Signature Select (HMO D-SNP) plan has a $590 deductible for prescription drugs. After the deductible, you will pay the costs for drugs in each tier until your total drug costs reach $2,000. Once your total drug costs reach $2,000, you enter the catastrophic coverage phase where you will pay nothing for your Part D covered drugs. If you qualify for the low-income subsidy, your monthly premium for Part D will be $26.20.

Additional Benefits IconAdditional Benefits

The Aetna Medicare Dual Signature Select (HMO D-SNP) plan offers a range of benefits with varying costs. You'll find no copay for many services, including primary care visits, routine eye exams, and home health services. The plan also covers inpatient hospital stays with a copay, outpatient services, and offers coverage for dental, hearing, and vision services with both copays and no copays. The plan provides coverage for emergency services, ambulance services, and transportation to health-related locations, each with their own cost structure. In addition, the plan includes benefits like OTC items and meal benefits with no copay, while also covering services such as skilled nursing facilities, dialysis, and medical equipment with varying copays and coinsurance.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you pay a $380 copay for days 1-7, and no copay for days 8-90, with no coinsurance. For Inpatient Hospital Psychiatric, you pay a $678 copay for days 1-3, and no copay for days 4-90, with no coinsurance. Additional days for Inpatient Hospital-Acute are covered with no copay. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient services are covered, including outpatient hospital services with a copay between $0 and $380, observation services with a $380 copay, and ambulatory surgical center (ASC) services with no copay. Outpatient substance abuse services have a 20% coinsurance for individual and group sessions, while outpatient blood services have no copay.

Partial Hospitalization See details

Partial hospitalization is covered by the Aetna Medicare Dual Signature Select (HMO D-SNP) plan, but requires prior authorization. There is an $80 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, including ground and air ambulance services, as well as transportation services to plan-approved health-related locations. Ground ambulance services have a $295 copay, while air ambulance services have 20% coinsurance. Transportation services to plan-approved health-related locations have no copay, and offer up to 24 one-way trips per year via rideshare services, bus/subway, or medical transport. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered under the Aetna Medicare Dual Signature Select (HMO D-SNP) plan. Emergency Services has a $110 copay, Urgently Needed Services has a $25 copay, and Worldwide Emergency Services has no copay for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.

Primary Care See details

The Aetna Medicare Dual Signature Select (HMO D-SNP) plan covers primary care physician services with no copay, chiropractic services with a $10 copay, occupational therapy services with a $15 copay, physician specialist services with a $15 copay, mental health specialty services with a $40 copay for individual and group sessions, podiatry services with a $15 copay, other health care professional services with a copay between $0 and $15, psychiatric services with a $40 copay for individual and group sessions, physical therapy and speech-language pathology services with a $15 copay, additional telehealth benefits with no copay, and opioid treatment program services with a $40 copay. The plan also covers routine chiropractic care with no copay for up to 12 visits per year.

Preventive Services See details

Preventive services include an annual physical exam with no copay, while additional preventive services may have a copay. Kidney disease education services have a 20% coinsurance, and other preventive services include services such as glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit, all with no copay.

Hearing Services See details

Hearing Services include hearing exams with a $15 copay, Routine Hearing Exams with no copay for 1 visit per year, and Fitting/Evaluation for Hearing Aid with no copay for 1 visit per year. Prescription Hearing Aids are covered up to $500 per year, but the plan does not cover Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, or Prescription Hearing Aids - Over the Ear. OTC Hearing Aids are not covered.

Vision Services See details

Vision services include eye exams and eyewear. Eye exams have a copay of $0-$15, while routine eye exams have no copay and are limited to one every year, and other eye exam services also have no copay. Eyewear, including contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades, have no copay and a combined maximum plan benefit of $250 every year.

Dental Services See details

The Aetna Medicare Dual Signature Select (HMO D-SNP) plan covers dental services, including Medicare dental services with a $15 copay, and other dental services up to $2,500 per year. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery are covered with no copay, but some have visit limits and periodicity. Orthodontic services are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, with prior authorization required. Medicare Part B Insulin Drugs have a $35 copay, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the Aetna Medicare Dual Signature Select (HMO D-SNP) plan, but require prior authorization. The coinsurance for these services is 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance and Prosthetics/Medical Supplies with 20% coinsurance, while Diabetic Supplies have no coinsurance, and Diabetic Therapeutic Shoes/Inserts have 20% coinsurance. Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests and Lab Services, which have a copay between $0 and $95, and Lab Services have no copay. Diagnostic Radiological Services have a coinsurance of at most 20%, and Therapeutic Radiological Services have a copay of $45.00. Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Aetna Medicare Dual Signature Select (HMO D-SNP) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but all sub-services are not covered. The plan does not specify any copay or coinsurance information for this benefit.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214. Additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

The Aetna Medicare Dual Signature Select (HMO D-SNP) plan covers Over-the-Counter (OTC) Items with no copay, and a maximum benefit coverage amount of $80.00 every month. This plan also covers Meal Benefits with no copay. Other services, including acupuncture, are not covered.

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