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AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2026 to people living in State of Arkansas. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $440.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) plan features an annual prescription drug deductible of $440.00. During the initial coverage phase, you will pay an $8.00 copay for Tier 1 preferred generics and a 15% coinsurance for Tier 2 standard generics at standard pharmacies. For Tier 3 preferred brands and Tier 4 non-preferred drugs, you will pay a coinsurance of 42% and 28% respectively at standard pharmacies or through standard mail. Once your yearly out-of-pocket drug costs reach $2,100.00, you will enter the catastrophic coverage phase and pay nothing for covered Part D prescription drugs. Additionally, those who qualify for the low-income subsidy (LIS) can receive reduced costs, including no cost for Part D coverage. To ensure your specific medications are covered, please review the plan's comprehensive formulary.
Additional Benefits
The AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) plan offers accessible medical coverage with no copay for primary care visits, annual physical exams, and home health services. For specialized care, members face predictable copays with no coinsurance, such as a $130 copay for emergency visits and a $495 daily copay for the first few days of inpatient hospital stays. Diagnostic lab work and ambulatory surgical services are also fully covered with no copay or coinsurance. Supplemental benefits include preventive dental, annual vision, and routine hearing exams, all available with no copay. Comprehensive dental services are supported by a high $4,000 annual maximum limit with 20% to 50% coinsurance, and eyewear and hearing aids are covered with varying copays. Durable medical equipment and dialysis services are also covered, requiring a standard 20% coinsurance and no copay.
Inpatient Hospital See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) partially covers inpatient hospital services with no coinsurance, requiring a $495 daily copay for days 1-5 of acute stays and days 1-4 of psychiatric stays, with no copay for remaining covered days. Non-Medicare-covered stays, upgrades for acute care, and additional psychiatric days are not covered.
Outpatient Services See details
Outpatient services are covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) with no coinsurance, featuring no copay for ambulatory surgical center and blood services. Other outpatient services require copays, ranging from $0 to $495 for outpatient hospital services, $495 per day for observation services, and $0 to $25 for outpatient substance abuse sessions.
Partial Hospitalization See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) covers partial hospitalization benefits with a $55.00 copay and no coinsurance. Prior authorization is required for these services.
Ambulance and Transportation Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) covers ground and air ambulance services with a $275 copay and no coinsurance, though prior authorization is required. Transportation services to plan-approved or other health-related locations are not covered under this plan.
Emergency Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) covers emergency services with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require a copay of $0 to $50 with no coinsurance, and worldwide emergency, urgent, and transportation services are covered with no copay.
Primary Care See details
Primary Care benefits under the AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) are covered with no coinsurance, featuring no copay for primary care visits, telehealth, and opioid treatment. Other services like specialist visits, therapy, and mental health care require copays ranging from $0 to $50, though routine chiropractic care is not covered.
Preventive Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) partially covers preventive services, offering key benefits like annual physical exams, kidney disease education, and glaucoma screenings with no copay and no coinsurance. However, several sub-services are not covered, including health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, weight management, alternative therapies, and counseling.
Hearing Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) provides partially covered hearing services, featuring one annual routine hearing exam with no copay or coinsurance, while fitting and evaluation exams are not covered. Eligible members can also receive up to two OTC hearing aids per year for a $199 to $829 copay, and up to two prescription hearing aids per year with a $199 to $1,249 copay, though inner, outer, and over-the-ear prescription models are not covered.
Vision Services See details
Vision services are partially covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS), featuring one routine eye exam per year with no copay or coinsurance. Eyewear is covered up to a $300 limit every two years, with no copay or coinsurance for contact lenses and frames, and a $0 to $153 copay and no coinsurance for lenses, though upgrades and combined eyeglasses (lenses and frames) are not covered.
Dental Services See details
Dental services are partially covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS), featuring an annual maximum benefit of $4,000, though implant services and orthodontics are not covered. Preventive services have no copay or coinsurance, while Medicare dental services require a 20% coinsurance and other covered comprehensive services require a 50% coinsurance, both with no copays.
Home Infusion bundled Services See details
Home Infusion bundled Services are covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) and require prior authorization. Medicare Part B insulin drugs carry a $35 copay and no coinsurance to 20% coinsurance, while chemotherapy, radiation, and other Part B drugs have no copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) with a 20% coinsurance and no copayment. Prior authorization is required to receive these services.
Medical Equipment See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) covers medical equipment, including durable medical equipment, prosthetics, and diabetic shoes, with a 20% coinsurance and no copay. Diabetic supplies are covered with no copay and no coinsurance, and prior authorization is required for most medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) with prior authorization required. Diagnostic tests require a $55 copay, outpatient X-rays require a $30 copay, and diagnostic radiology copays range from no copay to $260, all with no coinsurance. Lab services feature no copay or coinsurance, while therapeutic radiology requires 20% coinsurance with no copay.
Home Health Services See details
Home Health Services are covered under the AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) plan with no copay and no coinsurance. Prior authorization is required to receive this benefit.
Cardiac Rehabilitation Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) does not cover Cardiac Rehabilitation Services, including intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) covers Skilled Nursing Facility (SNF) services with no copay for days 1 to 20 and a $218 daily copay for days 21 to 100, with no coinsurance. Prior authorization is required for these services, and additional days beyond the standard Medicare-covered limit are not covered.
Other Services See details
AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) partially covers other services, offering over-the-counter (OTC) items and meal benefits with no copay and no coinsurance. Acupuncture and Dual Eligible SNPs with Highly Integrated Services are not covered, and the meal benefit requires prior authorization.
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