A non-government entity
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in State of Arkansas. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $125.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
Drugs are not covered by this plan, so a prescription drug deductible is not applicable.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
Prescription drugs are not covered by AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS).
Additional Benefits
The AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) offers comprehensive healthcare coverage with no copay and no coinsurance for primary care visits, telehealth, and preventive services. For inpatient hospital stays, members pay a $550 daily copay for days 1 through 4, with no copay for days 5 through 90 and no coinsurance. Emergency room visits carry a $130 copay, which is waived upon admission, while outpatient services feature no coinsurance and copays ranging from no copay to $550. This plan also includes valuable supplemental benefits, such as preventive dental services with no copay and a $5,000 annual maximum, as well as routine eye exams and frames with no copay. Routine hearing exams and over-the-counter items are also available with no copay, though prescription hearing aids require a copay between $199 and $1,249. Additionally, skilled nursing facility stays require no copay for the first 20 days, and durable medical equipment is covered with a 20% coinsurance and no copay.
Inpatient Hospital See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) offers partially covered inpatient hospital benefits with a $550 daily copay for days 1 to 4, no copay for days 5 to 90, and no coinsurance. However, non-Medicare-covered stays, hospital upgrades, and additional psychiatric days are not covered.
Outpatient Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) covers outpatient services with no coinsurance and copays ranging from $0 to $550. Daily observation services carry a $550 copay and outpatient substance abuse sessions cost up to $25, while ambulatory surgical center and blood services require no copay.
Partial Hospitalization See details
Partial hospitalization benefits are covered by the AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) plan with a $55 copay and no coinsurance. Prior authorization is required to receive coverage for these services.
Ambulance and Transportation Services See details
Ambulance and transportation services are partially covered by AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS). Ground and air ambulance services require a $290 copay and no coinsurance, while transportation services to plan-approved or any health-related locations are not covered.
Emergency Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) covers emergency services with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require no copay to a $50 copay and no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copay and no coinsurance.
Primary Care See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) covers primary care and telehealth visits with no copay and no coinsurance. Specialist visits, therapy services, and mental health sessions are covered with copays ranging from $0 to $55 and no coinsurance, though chiropractic services are only partially covered as routine chiropractic care is not covered.
Preventive Services See details
Preventive services are partially covered under the AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) plan with no copay and no coinsurance for covered options like annual physicals, fitness benefits, and home safety modifications. Uncovered services include health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, wigs for chemotherapy-related hair loss, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, palliative care, in-home support, caregiver support, additional smoking cessation counseling, enhanced disease management, telemonitoring, remote access technologies, and counseling services.
Hearing Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) partially covers hearing services with no coinsurance, offering one annual routine hearing exam with no copay, though hearing aid fittings and evaluations are not covered. Covered prescription hearing aids carry a copay of $199 to $1,249 (excluding inner ear, outer ear, and over-the-ear types), while over-the-counter hearing aids have a copay of $199 to $829.
Vision Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) partially covers vision services, excluding upgrades and combined eyeglasses (lenses and frames). Covered benefits include annual routine eye exams, contact lenses, and eyeglass frames with no copay and no coinsurance, plus eyeglass lenses with a $0 to $153 copay and no coinsurance, up to a $250 combined limit every two years.
Dental Services See details
Dental services are partially covered by the AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) plan, which offers a $5,000 annual maximum. Preventive services have no copay and no coinsurance, Medicare-covered dental has a 20% coinsurance with no copay, and other covered services require a 50% coinsurance with no copay. Implant services and orthodontics are not covered.
Home Infusion bundled Services See details
Home infusion bundled services are covered by AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS), though prior authorization is required. Medicare Part B insulin drugs carry a $35 copay and no coinsurance to 20% coinsurance, while chemotherapy, radiation, and other Part B drugs feature no copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered under the AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) plan with a 20% coinsurance and no copay. Prior authorization is required to receive these services.
Medical Equipment See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) covers durable medical equipment, prosthetics, medical supplies, and diabetic therapeutic shoes with a 20% coinsurance and no copay. Diabetic supplies are covered with no copay and no coinsurance, and prior authorization is required for these medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) with prior authorization. Lab services require no copay or coinsurance, diagnostic procedures cost a $50 copay with no coinsurance, and outpatient X-rays require a $30 copay. Diagnostic radiological services range from no copay to a $260 copay with no coinsurance, while therapeutic radiological services carry a 20% coinsurance and no copay.
Home Health Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) covers Home Health Services with no copay and no coinsurance. Prior authorization is required to receive these covered services.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are not covered under the AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) plan. There is no plan coverage, copay, or coinsurance for cardiac, intensive cardiac, pulmonary, or SET for PAD rehabilitation services.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) services are partially covered by AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) with no copay for days 1 to 20, a $218 daily copay for days 21 to 100, and no coinsurance. Prior authorization is required, and additional days beyond the Medicare-covered limit are not covered.
Other Services See details
AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) partially covers Other Services, offering Over-the-Counter (OTC) items with no copay and no coinsurance. Acupuncture, meal benefits, and dual-eligible SNP services are not covered under this plan.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved