A non-government entity
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Indiana. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $520.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
The AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) plan features an annual drug deductible of $520. For Tier 1 preferred generic and Tier 2 generic medications, you will pay no copay for a 1-month or 3-month supply at a standard pharmacy, or for a 3-month supply through standard mail order. For higher-tier drugs, your costs are determined by coinsurance during the initial coverage phase. Tier 3 preferred brands require a 21% coinsurance, Tier 4 non-preferred drugs carry a 42% coinsurance, and Tier 5 specialty drugs have a 27% coinsurance.
Additional Benefits
The AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) plan offers comprehensive health coverage featuring no copays for primary care visits, annual physicals, routine hearing and vision exams, and home health care. For specialized medical needs, the plan requires a $0 to $55 copay for specialist visits, a $130 copay for emergency services, and a $150 copay for ambulance transport. Inpatient hospital stays require a $525 daily copay for the first four days, followed by no copay for days five through ninety. Additionally, the plan provides valuable dental and vision benefits, including up to a $4,000 annual limit for dental care with no copay for preventive services and a $300 eyewear allowance every two years. Prescription hearing aids carry copays ranging from $199 to $1,249, while diagnostic lab services and diabetic supplies are covered with no copay. Durable medical equipment, prosthetics, and dialysis services require no copay but are subject to a 20% coinsurance.
Inpatient Hospital See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) covers inpatient acute and psychiatric hospital stays with no coinsurance, requiring a $525 daily copay for days 1 to 4 and no copay for days 5 to 90. This benefit is partially covered, as unlimited additional acute care days are covered with no copay, but additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) covers outpatient services with no coinsurance, featuring a $0 to $525 copay for outpatient hospital services and a $525 daily copay for observation services. Ambulatory surgical center and outpatient blood services are covered with no copay and no coinsurance, while outpatient substance abuse sessions require no coinsurance and copays ranging from $0 to $25.
Partial Hospitalization See details
Partial hospitalization is covered under the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with a $55.00 copay and no coinsurance. Prior authorization is required to receive these services.
Ambulance and Transportation Services See details
Ambulance services are covered by the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) plan with a $150 copay and no coinsurance for both ground and air transport, requiring prior authorization. Transportation services to plan-approved or other health-related locations are not covered.
Emergency Services See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) covers emergency services with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require a copay ranging from $0 to $50 with no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copays and no coinsurance.
Primary Care See details
Primary Care benefits for the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) feature no copay and no coinsurance for primary care and telehealth visits, while specialist visits cost a $0 to $55 copay with no coinsurance. Physical, occupational, and speech therapies require a $10 copay with no coinsurance, mental health and psychiatric individual sessions range from a $0 to $25 copay with no coinsurance, and chiropractic services are not covered.
Preventive Services See details
Preventive services are partially covered by AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with no copay and no coinsurance for covered services like annual physicals, fitness benefits, and kidney disease education. Uncovered sub-services include health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, re-admission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, home-based palliative care, in-home support, caregiver support, additional smoking cessation, enhanced disease management, telemonitoring, remote access technologies, home/bathroom safety modifications, and counseling.
Hearing Services See details
Hearing services are partially covered by AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with no deductibles or coinsurance, including one routine hearing exam annually with no copay. Prescription hearing aids carry a $199.00 to $1,249.00 copay and OTC hearing aids have a $199.00 to $829.00 copay (both limited to two per year), but hearing aid fittings, evaluations, and inner, outer, or over-the-ear prescription models are not covered.
Vision Services See details
Vision services are partially covered by AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS), offering one routine eye exam per year with no copay or coinsurance, though other eye exams are not covered. Covered eyewear features no coinsurance and a $300 combined limit every two years, with no copay for frames and contact lenses and a $0 to $153 copay for eyeglass lenses, while upgrades and bundled eyeglasses are not covered.
Dental Services See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) provides partially covered dental services up to a $4,000 annual maximum, offering preventive care with no copay and no coinsurance, and comprehensive care with no copay and 50% coinsurance. Medicare-covered dental services are available with no copay and 20% coinsurance, though orthodontic and implant services are not covered.
Home Infusion bundled Services See details
Home infusion bundled services are covered by AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with no copay and no coinsurance, though prior authorization and step therapy are required. Associated Part B drugs like chemotherapy require no copay and no coinsurance to 20% coinsurance, while insulin requires a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) covers dialysis services with no copay and a 20% coinsurance. Prior authorization is required for these covered services.
Medical Equipment See details
Medical equipment covered by the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) plan, including durable medical equipment (DME), prosthetics, and medical supplies, features no copay and 20% coinsurance. Diabetic supplies are covered with no copay, while diabetic therapeutic shoes and inserts require a 20% coinsurance, with prior authorization needed for these benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with no coinsurance, though prior authorization is required. Lab services and diagnostic radiology have no copay, while diagnostic procedures and outpatient X-rays require a $5 copay, and therapeutic radiology services have a copay starting at $30.
Home Health Services See details
Home health services are covered under the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered under the AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) plan with no copay, no coinsurance, and prior authorization required. While some services are covered, standard cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for peripheral artery disease (PAD) services are not covered.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization but no prior three-day hospital stay. Patients pay no copay for days 1 through 20 and a $218 daily copay for days 21 through 100, though additional days beyond the standard Medicare limit are not covered.
Other Services See details
AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) partially covers other services, offering a chronic illness meal benefit with no copay and no coinsurance, subject to prior authorization. Acupuncture, over-the-counter (OTC) items, and other miscellaneous services are not covered under this plan.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved