Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted CHOICE GIVEBACK Hawaii (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted CHOICE GIVEBACK Hawaii (PPO) in 2025, please refer to our full plan details page.
Devoted CHOICE GIVEBACK Hawaii (PPO) is a PPO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Maui and Hawaii Counties. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Devoted CHOICE GIVEBACK Hawaii (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Devoted CHOICE GIVEBACK Hawaii (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted CHOICE GIVEBACK Hawaii (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $122.70. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $10000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance for your prescriptions depending on the drug tier and the pharmacy you use. For instance, you'll pay a $5 copay for preferred generic drugs at a standard or mail order pharmacy. For standard generic, preferred brand, and non-preferred drugs, you will pay 25% coinsurance. Once your total yearly drug costs reach $2000, you will enter the catastrophic coverage phase where you will pay nothing for your prescriptions.
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan offers a range of benefits with varying costs. Inpatient hospital stays have a copay, but outpatient services can have copays up to $475. Emergency services have a $110 copay, and primary care visits range from no copay to a $55 copay. Preventive services are covered, and hearing and vision benefits include exams and coverage for hearing aids and eyewear. Dental services are covered up to an annual maximum, and home health services have no copay. The plan also includes coverage for medical equipment, diagnostic services, and dialysis, with varying copays and coinsurance for specific services.
Inpatient Hospital benefits, including Acute and Psychiatric, are covered. For days 1-4, there is a $375 copay, and for days 5-90, there is no copay.
Outpatient Services include coverage for all outpatient hospital services, observation services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services. Outpatient hospital services have a copay between $0 and $475, and observation services have a $375 copay, while ambulatory surgical center services have no copay. Individual and group sessions for outpatient substance abuse services have a copay of $45.
Partial Hospitalization is covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan, with a $70 copay. Prior authorization is required.
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan covers ambulance services, including ground and air ambulance. Ground ambulance services have a copay of $0-$350, while air ambulance services have a 20% coinsurance. Transportation services to health-related locations are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan. Emergency Services have a $110 copay, while Urgently Needed Services have a copay between $0 and $45. Worldwide Emergency Coverage and Worldwide Urgent Coverage have a $110 copay, while Worldwide Emergency Transportation has a $350 copay and 20% coinsurance.
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan covers Primary Care Physician Services, Chiropractic Services with a $15 copay, Occupational Therapy Services with a $0-$35 copay, Physician Specialist Services with a $55 copay, Mental Health Specialty Services with a $45 copay for individual and group sessions, Other Health Care Professional services with a $0-$55 copay, Psychiatric Services with a $45 copay for individual and group sessions, Physical Therapy and Speech-Language Pathology Services with a $0-$50 copay, Additional Telehealth Benefits with a $0-$55 copay, and Opioid Treatment Program Services with a $45 copay. Routine Chiropractic Care is not covered, and Podiatry Services are not covered.
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan covers preventive services, including annual physical exams, and additional preventive services like health education, weight management programs, alternative therapies, therapeutic massage, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit. However, in-home safety assessments, personal emergency response systems (PERS), medical nutrition therapy (MNT), post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, adult day health services, home-based palliative care, in-home support services, support for caregivers, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.
Hearing exams are covered with a $55 copay. Routine hearing exams are covered once per year, and fitting/evaluation for hearing aids are covered with no limit.
Prescription hearing aids are partially covered, with a copay between $599 and $899 for all types of prescription hearing aids, up to 2 per year; however, prescription hearing aids for the inner, outer, and over the ear are not covered. OTC hearing aids are not covered.
Devoted CHOICE GIVEBACK Hawaii (PPO) covers vision services, including eye exams with a $20 copay. Eyewear is covered with a combined maximum benefit of $250 every year for both in-network and out-of-network services.
The Devoted CHOICE GIVEBACK Hawaii (PPO) plan covers dental services with a $250 annual maximum, including oral exams, dental X-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery. Medicare dental services have a $55 copay, and orthodontic services are covered under diagnostic and preventive dental. Maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, with prior authorization required. Medicare Part B Insulin Drugs have a $35 copay and 20% coinsurance. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have 0-20% coinsurance.
Dialysis Services are covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan. You will pay 20% coinsurance.
Medical Equipment is covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan, but Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered. For Durable Medical Equipment, there is a 15% coinsurance and no copay. For Prosthetic Devices, there is between 0% to 15% coinsurance, and for Medical Supplies there is a 15% coinsurance.
Diagnostic and Radiological Services are covered, with varying costs depending on the specific service. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services have no copay. Diagnostic Radiological Services have a copay of up to $300, and Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are not covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan. Although the plan covers Cardiac Rehabilitation Services, none of the sub-services are covered.
Skilled Nursing Facility (SNF) services are covered by the Devoted CHOICE GIVEBACK Hawaii (PPO) plan, but require prior authorization. For days 1-20 and 61-100, there is no copay, while days 21-60 have a $170 copay. Additional days beyond Medicare-covered and non-Medicare-covered SNF stays are not covered.
Other Services include acupuncture and other services, but over-the-counter items, meal benefits, and other services are not covered. Acupuncture is covered with no copay or coinsurance, and other services include $0 preventive services.
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
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