Wellcare Dual Liberty (HMO-POS D-SNP)

Wellcare Dual Liberty (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select Counties in Louisiana. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $500. For Tier 1 preferred generic and Tier 2 generic medications, one-month copays start at $18 and $19 respectively at preferred pharmacies, while three-month supplies filled through preferred mail order have no copay. Tier 6 select care drugs offer the most savings with no copay for any supply duration at standard or preferred pharmacies and mail order. Brand-name and specialty medications under this plan are subject to coinsurance rather than flat copays. Tier 3 preferred brands require a 20% coinsurance, and Tier 4 non-preferred drugs carry a 32% coinsurance. Tier 5 specialty drugs are covered at a 25% coinsurance for a one-month supply at both preferred and standard pharmacies.

Additional Benefits

The Wellcare Dual Liberty (HMO-POS D-SNP) plan offers comprehensive medical coverage, with many services requiring no copay and a 20% coinsurance, including primary care, outpatient hospital visits, and diagnostic tests. Inpatient hospital stays require a $1,680 copay per admission with no coinsurance, while emergency room visits carry a $115 copay. Additionally, skilled nursing facility stays feature no copay for days 1 to 20, and home health services are fully covered with no copay and no coinsurance. This plan also provides valuable supplemental benefits, including preventive dental care and routine eyewear with no copay and no coinsurance up to annual maximum limits. Members can also access routine chiropractic care, over-the-counter items, and up to 24 one-way transportation trips per year with no copay and no coinsurance. Prescription hearing aids are covered with no copay or coinsurance up to $750 per ear annually, helping to keep your health-related expenses predictable.