Wellcare Dual Liberty (HMO-POS D-SNP)

Wellcare Dual Liberty (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select Counties in Louisiana. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $500. Under this plan, Tier 1 preferred generic drugs require an $18.00 copay for a one-month supply at preferred pharmacies, while Tier 2 generic drugs start at a $19.00 copay. Both Tier 1 and Tier 2 drugs feature no copay for a three-month supply when using preferred mail order, and Tier 6 select care drugs have no copay across all pharmacy and mail order options. Brand-name and specialty medications under this plan require coinsurance instead of flat copayments. Tier 3 preferred brand drugs carry a 20% coinsurance, while Tier 4 non-preferred drugs require a 32% coinsurance. Tier 5 specialty drugs are covered with a 25% coinsurance for a one-month supply at both preferred and standard pharmacies.

Additional Benefits

The Wellcare Dual Liberty (HMO-POS D-SNP) plan provides robust medical coverage with no copay and a 20% coinsurance for primary care, outpatient hospital services, and diagnostic tests. For inpatient hospital stays, members pay a $1,720 copay per stay with no coinsurance, while emergency care carries a $115 copay. Skilled nursing facility care is also covered with no coinsurance and no copay for days 1 through 20 and 71 through 100. In addition to medical care, the plan features comprehensive dental coverage with no copay or coinsurance up to a $4,000 annual maximum. Members also benefit from a $400 annual eyewear allowance, hearing aid coverage up to $750 per ear, and 24 one-way transportation trips per year to plan-approved locations with no copay or coinsurance. Home health care, annual physicals, and fitness programs are also fully covered with no copay or coinsurance.