A non-government entity
HealthPartners Freedom Basic WI (Cost)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for HealthPartners Freedom Basic WI (Cost). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on HealthPartners Freedom Basic WI (Cost) in 2026, please refer to our full plan details page.
HealthPartners Freedom Basic WI (Cost) is a Cost plan offered by HealthPartners, Inc. available for enrollment in 2025 to people living in Select Counties in Western WI. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that HealthPartners Freedom Basic WI (Cost) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.
Key Plan Facts
Below are a few key facts and commonly-asked questions about HealthPartners Freedom Basic WI (Cost).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For HealthPartners Freedom Basic WI (Cost), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
Drugs are not covered by this plan, so a prescription drug deductible is not applicable.
Out-of-Pocket Maximums
We don't have information on the Maximum Out-Of-Pocket cost for this plan. You can call our licensed insurance specialists by clicking "Call to Enroll" below for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for HealthPartners Freedom Basic WI (Cost)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
Prescription drugs are not covered by HealthPartners Freedom Basic WI (Cost).
Additional Benefits
The HealthPartners Freedom Basic WI (Cost) plan provides coverage for essential medical services with a mix of copays and coinsurance. Inpatient hospital stays require a $600 copay per stay with no coinsurance, while outpatient services, primary care, and specialist visits feature no copay and a standard 20% coinsurance. Emergency care is covered with a $100 copay, which is waived if you are admitted to the hospital within 24 hours. Preventive services, home health care, and skilled nursing facility stays are fully covered with no copay and no coinsurance. For other needs, the plan offers no copay and 20% coinsurance for Medicare-covered dental services, dialysis, and durable medical equipment. However, routine vision services, routine dental care, and hearing aids are not covered under this plan.
Inpatient Hospital See details
Inpatient hospital services are partially covered by HealthPartners Freedom Basic WI (Cost) with a $600 copay per stay and no coinsurance, including unlimited additional days at no copay for acute and psychiatric stays. Prior authorization is required for acute stays, while upgrades and non-Medicare-covered stays are not covered.
Outpatient Services See details
HealthPartners Freedom Basic WI (Cost) covers outpatient services, including outpatient hospital, ambulatory surgical center, substance abuse, and blood services, with no copay and 20% coinsurance. Prior authorization is required for outpatient hospital and ambulatory surgical center services, and no deductible applies to outpatient blood services.
Partial Hospitalization See details
HealthPartners Freedom Basic WI (Cost) covers partial hospitalization services with no copay and a 20% coinsurance.
Ambulance and Transportation Services See details
HealthPartners Freedom Basic WI (Cost) covers Medicare-approved ground and air ambulance services with a 20% coinsurance and no copay, subject to prior authorization. Transportation services to health-related locations are not covered under this plan.
Emergency Services See details
HealthPartners Freedom Basic WI (Cost) covers emergency services with a $100 copay, which is waived if admitted to the hospital within 24 hours, and no coinsurance. Urgently needed services require a 20% coinsurance up to $65 per visit and no copay, while worldwide emergency, urgent, and transportation services are not covered.
Primary Care See details
HealthPartners Freedom Basic WI (Cost) covers primary care, specialist, occupational and physical therapy, mental health, psychiatric, and opioid treatment services with no copay and a 20% coinsurance. Chiropractic, podiatry, and additional telehealth services are not covered under this plan.
Preventive Services See details
HealthPartners Freedom Basic WI (Cost) provides partial coverage for preventive services, offering Medicare-covered preventive services, kidney disease education, and other preventive services with no copay and no coinsurance. Remote access technologies are covered with no copay and a 0% to 20% coinsurance, but several sub-services—including annual physical exams, fitness benefits, health education, and personal emergency response systems—are not covered.
Hearing Services See details
HealthPartners Freedom Basic WI (Cost) partially covers hearing exams with no copay, no coinsurance, and no deductible, though routine exams and fitting evaluations are not covered. Additionally, some prescription hearing aid services are covered, but prescription hearing aids of any type (including inner ear, outer ear, and over the ear) and over-the-counter hearing aids are not covered.
Vision Services See details
Vision Services are not covered in practice under the HealthPartners Freedom Basic WI (Cost) plan, as routine eye exams, other eye exams, contact lenses, and eyeglasses are all excluded. While the plan technically lists a 20% coinsurance and no copay for eye exams, and no copay or coinsurance for eyewear, no actual sub-services are covered.
Dental Services See details
Dental services are partially covered under the HealthPartners Freedom Basic WI (Cost) plan, which features Medicare-covered dental services with no copay and a 20% coinsurance. Other dental services, including oral exams, cleanings, x-rays, fluoride treatments, restorative services, and orthodontics, are not covered.
Home Infusion bundled Services See details
HealthPartners Freedom Basic WI (Cost) covers Home Infusion bundled services with no copay, requiring prior authorization. Covered Medicare Part B chemotherapy, radiation, and other drugs carry no coinsurance to 20% coinsurance, while Medicare Part B insulin requires a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered under the HealthPartners Freedom Basic WI (Cost) plan with no copay and a 20% coinsurance.
Medical Equipment See details
HealthPartners Freedom Basic WI (Cost) covers medical equipment, including durable medical equipment (DME), prosthetics, medical supplies, and diabetic equipment, with no copay and a 20% coinsurance. Prior authorization is required for these services, and diabetic supplies are limited to specified manufacturers.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are partially covered under the HealthPartners Freedom Basic WI (Cost) plan, requiring prior authorization and no copays. Covered diagnostic services feature no coinsurance, though diagnostic procedures, tests, and lab services are not covered, while covered radiological services (including diagnostic, therapeutic, and outpatient X-rays) require a 20% coinsurance.
Home Health Services See details
Home health services are covered by HealthPartners Freedom Basic WI (Cost) with no copay and no coinsurance. Prior authorization is required before receiving these services.
Cardiac Rehabilitation Services See details
HealthPartners Freedom Basic WI (Cost) covers some Cardiac Rehabilitation Services with no copay, but standard cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are not covered and require a 20% coinsurance.
Skilled Nursing Facility (SNF) See details
HealthPartners Freedom Basic WI (Cost) covers Skilled Nursing Facility (SNF) services with no copay and no coinsurance, though prior authorization and a three-day prior inpatient hospital stay are required. Additional days beyond the standard Medicare-covered limit are not covered.
Other Services See details
HealthPartners Freedom Basic WI (Cost) partially covers other services, offering emergency travel logistics with no copay and no coinsurance, as well as treatment at the scene with no copay and 20% coinsurance. Acupuncture, over-the-counter (OTC) items, and meal benefits are not covered under this plan.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved