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Platinum Blue Complete Plan with Rx (Cost)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Platinum Blue Complete Plan with Rx (Cost). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Platinum Blue Complete Plan with Rx (Cost) in 2026, please refer to our full plan details page.

Platinum Blue Complete Plan with Rx (Cost) is a Cost plan offered by Aware Integrated, Inc. available for enrollment in 2025 to people living in 21 County Region. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Platinum Blue Complete Plan with Rx (Cost) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Platinum Blue Complete Plan with Rx (Cost).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Platinum Blue Complete Plan with Rx (Cost), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $362.60. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3000.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Platinum Blue Complete Plan with Rx (Cost)

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Drug Coverage IconDrug Coverage

The Platinum Blue Complete Plan with Rx (Cost) features an annual drug deductible of $615 before coverage begins for higher-tier medications. For Tier 1 preferred generics and Tier 2 generics, members enjoy no copay for one-, two-, or three-month supplies filled at standard pharmacies or through preferred mail order. Standard mail-order fills for these generic tiers require a low copay of $5 for a one-month supply or $10 for a two- or three-month supply. For brand-name and specialty medications, costs transition to coinsurance percentages. Tier 3 preferred brands require a 22% coinsurance across standard pharmacies and mail-order options, while Tier 4 non-preferred drugs carry a 44% to 46% coinsurance depending on your pharmacy choice. Specialty drugs in Tier 5 are covered with a 25% coinsurance for a one-month supply.

Additional Benefits IconAdditional Benefits

The Platinum Blue Complete Plan with Rx (Cost) offers robust medical coverage with no copays or coinsurance for primary care, specialist visits, and preventive services. For hospital care, members pay a $200 copay per admission for inpatient services, while outpatient services feature no coinsurance and copays ranging from no copay to $50. Emergency care is covered with a $50 copay, which is waived upon hospital admission, while urgently needed services require no copay. This plan also provides valuable routine benefits, including dental coverage up to a $1,000 annual maximum and routine vision exams with no copays. Hearing care features no copays for routine exams and fitting evaluations, with prescription hearing aids requiring a copay between $499 and $799. Additionally, members receive a $50 quarterly allowance for over-the-counter items and skilled nursing facility care with no copay for the first 20 days.

Inpatient Hospital See details

Platinum Blue Complete Plan with Rx (Cost) partially covers inpatient hospital services, featuring a $200 copay per admission and no coinsurance for both acute and psychiatric stays. Unlimited additional days are covered for acute stays, but upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.

Outpatient Services See details

Platinum Blue Complete Plan with Rx (Cost) covers outpatient hospital services with no coinsurance and copays ranging from $0 to $50, while ambulatory surgical center and blood services have no copay and no coinsurance. Outpatient substance abuse services are not covered in practice because individual and group sessions are excluded, but observation services are covered with a $50 copay per stay and no coinsurance.

Partial Hospitalization See details

Platinum Blue Complete Plan with Rx (Cost) covers partial hospitalization services with no copay and no coinsurance.

Ambulance and Transportation Services See details

Platinum Blue Complete Plan with Rx (Cost) covers ground and air ambulance services with a $200 copay and no coinsurance. While some transportation services are covered, transportation to plan-approved health-related locations and any other health-related locations is not covered.

Emergency Services See details

Emergency services under the Platinum Blue Complete Plan with Rx (Cost) are covered with a $50 copay and no coinsurance, with the copay waived if you are admitted to the hospital within 24 hours. Urgently needed services require no copay or coinsurance, while worldwide emergency services are partially covered with a $50 copay and no coinsurance for emergency care and transportation, though worldwide urgent care is not covered.

Primary Care See details

Platinum Blue Complete Plan with Rx (Cost) covers primary care, specialist, physical therapy, occupational therapy, and opioid treatment services with no copay and no coinsurance. Podiatry and additional telehealth are not covered, and while some chiropractic, mental health, and psychiatric services are covered, their routine, individual, and group sub-services are not covered.

Preventive Services See details

Preventive Services are covered by the Platinum Blue Complete Plan with Rx (Cost) with no copay and no coinsurance, including annual physicals, kidney disease education, glaucoma screenings, and diabetes training. However, the benefit is only partially covered, as in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, re-admission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional benefits, home-based palliative care, in-home support, caregiver support, smoking cessation, enhanced disease management, telemonitoring, home safety devices, and counseling are not covered.

Hearing Services See details

Platinum Blue Complete Plan with Rx (Cost) provides partially covered hearing services, featuring routine exams and fitting evaluations with no copay and no coinsurance. Up to two prescription hearing aids are covered per year with no coinsurance and a copay between $499 and $799, though OTC hearing aids and inner ear, outer ear, or over-the-ear prescription models are not covered.

Vision Services See details

Platinum Blue Complete Plan with Rx (Cost) offers partially covered vision services, including one annual routine eye exam with no copay, no coinsurance, and no deductible. Eyewear is covered up to a $150 annual maximum with no copay and 20% coinsurance for contact lenses, though upgrades and other eye exam services are not covered.

Dental Services See details

Platinum Blue Complete Plan with Rx (Cost) partially covers dental services with no copay and no coinsurance up to a $1,000 annual maximum. Covered benefits include exams, cleanings, x-rays, fluoride, and periodontics, while restorative, endodontic, prosthetic, implant, and orthodontic services are not covered.

Home Infusion bundled Services See details

Platinum Blue Complete Plan with Rx (Cost) covers home infusion bundled services with no copay, though prior authorization is required. Associated Medicare Part B chemotherapy and other drugs require a 0% to 20% coinsurance, while Medicare Part B insulin is covered with a $0 to $35 copay and no coinsurance.

Dialysis Services See details

Dialysis services are covered under the Platinum Blue Complete Plan with Rx (Cost) with no copay and a 20% coinsurance.

Medical Equipment See details

Platinum Blue Complete Plan with Rx (Cost) partially covers medical equipment with no copays, though diabetic supplies are not covered. Covered durable medical equipment requires prior authorization with a 20% to 40% coinsurance, while medical supplies, prosthetic devices, and diabetic therapeutic shoes or inserts carry a 20% coinsurance.

Diagnostic and Radiological Services See details

Platinum Blue Complete Plan with Rx (Cost) covers some diagnostic and radiological services with no copay and no coinsurance. However, diagnostic procedures and tests, lab services, diagnostic radiological services, therapeutic radiological services, and outpatient x-ray services are not covered.

Home Health Services See details

Platinum Blue Complete Plan with Rx (Cost) covers home health services with no copay and no coinsurance.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered under the Platinum Blue Complete Plan with Rx (Cost), as standard Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and SET for PAD Services are all excluded from coverage.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Platinum Blue Complete Plan with Rx (Cost) with no coinsurance, featuring no copay for days 1 through 20 and a $109 daily copay for days 21 through 100. A prior three-day inpatient hospital stay is required for admission, and additional days beyond the standard 100 days are not covered.

Other Services See details

Platinum Blue Complete Plan with Rx (Cost) partially covers other services with no copay and no coinsurance, including up to 12 acupuncture treatments per year, additional telehealth, and a $50 quarterly allowance for over-the-counter items. Meal benefits are not covered under this plan.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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