UHC Dual Complete VA-Y3 (HMO-POS D-SNP)

UHC Dual Complete VA-Y3 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Unitedhealthcare of the Mid-Atlantic, Inc. available for the 2026 plan year to people living in Select Counties in Virginia. CMS star rating not available for 2026.

It's important to know that UHC Dual Complete VA-Y3 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete VA-Y3 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete VA-Y3 (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic drugs, members benefit from no copay for 1-month and 3-month supplies at standard pharmacies, or through a 3-month standard mail order. For Tier 2 generic, Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, members are responsible for a 25% coinsurance. This 25% coinsurance applies to standard pharmacy and standard mail order services for eligible 1-month and 3-month supply fills.

Additional Benefits

The UHC Dual Complete VA-Y3 (HMO-POS D-SNP) plan offers comprehensive medical coverage with many essential services featuring no copay. Primary care visits, specialist consultations, home health services, and skilled nursing facility care require no copay, though some specialist and diagnostic services may carry up to a 20% coinsurance. For acute medical needs, inpatient hospital stays require a $1910 copayment per admission, while emergency room visits carry a $115 copay that is waived upon admission. This plan also includes valuable supplemental benefits designed to lower your everyday healthcare costs. Dental care features a $2,500 annual maximum for preventive and comprehensive services with no copay, and routine vision exams and eyewear are covered with no copay up to a $200 annual limit. Additionally, members benefit from prescription hearing aid coverage up to $2,500 every two years, up to 36 one-way transportation trips with no copay, and over-the-counter items with no copay.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.