Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Dual Complete VA-Q001 (HMO-POS D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Dual Complete VA-Q001 (HMO-POS D-SNP) in 2025, please refer to our full plan details page.
UHC Dual Complete VA-Q001 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Virginia. The overall rating for this plan is not yet available for 2025.
It's important to know that UHC Dual Complete VA-Q001 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Dual Complete VA-Q001 (HMO-POS D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about UHC Dual Complete VA-Q001 (HMO-POS D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For UHC Dual Complete VA-Q001 (HMO-POS D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $30.70. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.40. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan has a $590.00 deductible for prescription drugs. After the deductible is met, you will pay the cost sharing amounts for your prescriptions depending on the drug tier and pharmacy. Once your total drug costs reach $2,000.00, you will enter the next coverage phase. If you qualify for the low-income subsidy, your monthly premium for Part D drugs will be $30.70. After your yearly out-of-pocket drug costs reach $2,000.00, you pay nothing for Medicare Part D covered drugs.
The UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan offers a wide array of benefits with varying cost-sharing. Inpatient hospital stays have a $1510 copay per admission, while outpatient services often have coinsurance between 0% and 20%. Emergency services have a $110 copay, and primary care services have a coinsurance of 0% to 20%. Preventive services such as a yearly physical exam have no copay. The plan also covers hearing, vision, and dental services, with no copays for routine hearing exams, eye exams, and many dental services, though some services may have coinsurance. Home health services, and many other services, also have no copay.
Inpatient Hospital benefits include Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. Inpatient Hospital-Acute has a copay of $1510 per admission or stay, and Additional Days for Inpatient Hospital-Acute has no copay for days 91-999; Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute are not covered. Inpatient Hospital Psychiatric has a copay of $1510 per admission or stay; Additional Days for Inpatient Hospital Psychiatric and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient Services, including all outpatient hospital services, are covered. Outpatient hospital services have a coinsurance of 0% to 20%, while observation services have a 20% coinsurance. Ambulatory Surgical Center (ASC) Services and Outpatient Substance Abuse Services are covered with a coinsurance between 0% and 20% for individual sessions and a 20% coinsurance for group sessions. Outpatient Blood Services are covered with a 20% coinsurance.
Partial Hospitalization is covered, but requires prior authorization. The copay for this benefit is $55.
Ambulance and Transportation Services are covered, including ground and air ambulance services with a 20% coinsurance, and transportation services to a plan-approved health-related location with no copay for up to 36 one-way trips per year. Transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan. Emergency Services have a $110 copay, while Urgently Needed Services have a copay between $0 and $45, and Worldwide Emergency Services have no copay for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.
The UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan covers primary care services with a coinsurance of 0% to 20%. Chiropractic, occupational therapy, physician specialist, mental health specialty, podiatry, other health care professional, psychiatric, physical therapy, speech-language pathology, and opioid treatment program services are also covered, with varying coinsurance. Additional telehealth benefits have no copay.
Preventive Services include coverage for a yearly physical exam with no copay, while Additional Preventive Services may have a copay. Other preventive services include coverage for Glaucoma Screenings, Diabetes Self-Management Training, and Barium Enemas, with no copay, and Digital Rectal Exams and EKG following Welcome Visit with 20% coinsurance.
Hearing Services include routine hearing exams with no copay and at most 20% coinsurance, prescription hearing aids with no copay and a maximum benefit of $1500 per year, and OTC hearing aids with no copay. Fitting/evaluation for hearing aids, and prescription hearing aids - inner ear, outer ear, and over the ear are not covered.
Vision services include eye exams and eyewear benefits. Eye exams have no copay, and routine eye exams are covered annually with no copay. Eyewear includes contact lenses, eyeglass lenses, and eyeglass frames with no copay, while eyeglass frames and lenses are covered annually; however, eyeglass frames and upgrades are not covered.
The UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan covers Medicare and other dental services with a 20% coinsurance. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, and oral and maxillofacial surgery are covered with no copay, but some services have limits on the number of visits and periodicity. Orthodontic and implant services are not covered.
Home Infusion bundled Services are covered by the UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan, with prior authorization required. Insulin has a $35 copay, and Medicare Part B drugs including insulin, chemotherapy, radiation, and other Medicare Part B drugs have between 0% to 20% coinsurance.
Dialysis Services are covered by the UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan. The coinsurance for Dialysis Services is between 20% and 20%.
Medical Equipment is covered, including Durable Medical Equipment (DME) with 20% coinsurance, Prosthetic Devices with 20% coinsurance, and Medical Supplies with 20% coinsurance. Diabetic Supplies have no copay, while Diabetic Therapeutic Shoes/Inserts have 20% coinsurance; Durable Medical Equipment for use outside the home is not covered.
Diagnostic and Radiological Services are covered, with prior authorization required. Diagnostic Procedures/Tests have a coinsurance of at most 20%, while Lab Services have no copay. Diagnostic Radiological Services have a coinsurance of at most 20% and Therapeutic Radiological Services and Outpatient X-Ray Services have a coinsurance of at most 20%.
Home Health Services are covered by the UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are covered, but the plan does not cover Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services. Prior authorization is required for this benefit, and coinsurance may apply.
Skilled Nursing Facility (SNF) services are covered, but additional days beyond Medicare-covered and non-Medicare-covered stays are not covered. Prior authorization is required, and the plan charges the Medicare-defined cost share for tier 1.
The UHC Dual Complete VA-Q001 (HMO-POS D-SNP) plan covers over-the-counter items and meal benefits. Over-the-counter items have no copay, while meal benefits also have no copay and require prior authorization. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, and many other services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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