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HealthPartners Minnesota Senior Health Options (HMO D-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for HealthPartners Minnesota Senior Health Options (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on HealthPartners Minnesota Senior Health Options (HMO D-SNP) in 2026, please refer to our full plan details page.
HealthPartners Minnesota Senior Health Options (HMO D-SNP) is a HMO D-SNP plan offered by HealthPartners, Inc. available for enrollment in 2025 to people living in Minneapolis/St. Paul Metro Area. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that HealthPartners Minnesota Senior Health Options (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
HealthPartners Minnesota Senior Health Options (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about HealthPartners Minnesota Senior Health Options (HMO D-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For HealthPartners Minnesota Senior Health Options (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $38.70. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
We don't have information on the Maximum Out-Of-Pocket cost for this plan. You can call our licensed insurance specialists by clicking "Call to Enroll" below for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for HealthPartners Minnesota Senior Health Options (HMO D-SNP)
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Drug Coverage
The HealthPartners Minnesota Senior Health Options (HMO D-SNP) plan has an annual prescription drug deductible of $615. This deductible represents the amount you must pay out-of-pocket for your covered medications before your plan benefits begin to share the cost. Detailed information regarding specific drug tiers, copayments, and coinsurance is currently unavailable for this plan. For complete details on individual medication costs and coverage levels after the deductible is met, you should consult the plan's comprehensive formulary.
Additional Benefits
The HealthPartners Minnesota Senior Health Options (HMO D-SNP) plan provides comprehensive medical coverage where most services, including outpatient care, primary and specialist visits, and emergency services, require a 20% coinsurance and no copay. Inpatient hospital stays are covered with no coinsurance, though Medicare-defined copayments apply, while skilled nursing facility care and home health services are provided with no copay and no coinsurance. Beneficiaries also receive valuable extra benefits, such as unlimited round-trip rideshare transportation to approved health locations and a $75 quarterly over-the-counter item allowance with no copay or coinsurance. While diagnostic hearing exams and Medicare-covered dental care feature no copay or coinsurance, it is important to note that routine dental, vision, and hearing services are not covered under this plan.
Inpatient Hospital See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) partially covers inpatient acute and psychiatric hospital services with no coinsurance, though Medicare-defined copayments apply and prior authorization is required for acute care. Additional days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers outpatient services with no copays, though a 20% coinsurance applies to outpatient hospital, ambulatory surgical center, outpatient substance abuse, and outpatient blood services. Prior authorization is required for outpatient hospital and ambulatory surgical center services.
Partial Hospitalization See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers partial hospitalization services with no copay and a 20% coinsurance.
Ambulance and Transportation Services See details
Ambulance and transportation services are covered under HealthPartners Minnesota Senior Health Options (HMO D-SNP), with ground and air ambulance services requiring a 20% coinsurance and no copay. Transportation benefits are partially covered, offering unlimited round-trip rideshare services to plan-approved health-related locations with no copay and no coinsurance, while transportation to any health-related location is not covered.
Emergency Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers emergency services and urgently needed services with a 20% coinsurance and no copay, up to a maximum of $150 and $65 per visit respectively. Worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation are not covered.
Primary Care See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers primary care, specialist, therapy, psychiatric, and opioid treatment services with no copay and 20% coinsurance, while telehealth benefits are provided with no copay and no coinsurance. Routine and other chiropractic services are not covered under these benefits.
Preventive Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) partially covers preventive services with no copays, though a 20% coinsurance applies to kidney disease education, glaucoma screenings, and diabetes self-management training, and up to 20% coinsurance for remote access technologies. While fitness and health education are covered, several services are not covered, including annual physical exams, in-home safety assessments, personal emergency response systems, medical nutrition therapy, and weight management programs.
Hearing Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers diagnostic hearing exams with no copay, no coinsurance, and no deductible. However, routine hearing exams, hearing aid evaluations and fittings, prescription hearing aids, and OTC hearing aids are not covered.
Vision Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) provides partial coverage for vision services with no copay, 20% coinsurance, and no deductible. While eyewear upgrades are covered, routine eye exams, contact lenses, and eyeglasses are not covered.
Dental Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) offers partial dental coverage, providing Medicare-covered dental and restorative services with no copay and no coinsurance. However, preventive services such as cleanings, exams, and x-rays, as well as specialized treatments like endodontics, periodontics, and orthodontics, are not covered.
Home Infusion bundled Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers home infusion bundled services with no copay, though prior authorization is required. Medicare Part B chemotherapy, radiation, and other drugs carry no copay and a 0% to 20% coinsurance, while Medicare Part B insulin requires a $35 copay and 0% to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by HealthPartners Minnesota Senior Health Options (HMO D-SNP) with no copay and a 20% coinsurance.
Medical Equipment See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers medical equipment, including durable medical equipment, prosthetics, and diabetic supplies, with no copay and a 20% coinsurance. Prior authorization is required for these benefits, and diabetic supplies are limited to specified manufacturers.
Diagnostic and Radiological Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) partially covers diagnostic and radiological services with a 20% coinsurance and no copayment, though prior authorization is required. While diagnostic procedures, radiological services, and outpatient X-rays are covered, lab services are not covered under this benefit.
Home Health Services See details
Home Health Services are covered by HealthPartners Minnesota Senior Health Options (HMO D-SNP) with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers some cardiac rehabilitation services with no copay, but standard cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered and require a 20% coinsurance.
Skilled Nursing Facility (SNF) See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) covers Skilled Nursing Facility (SNF) services with no copay and no coinsurance, following Original Medicare benefit periods. Prior authorization and a three-day inpatient hospital stay are required prior to admission, and the plan does not cover additional days beyond the standard Medicare-covered limit.
Other Services See details
HealthPartners Minnesota Senior Health Options (HMO D-SNP) partially covers other services, offering over-the-counter (OTC) items with no copay and no coinsurance up to a maximum benefit of $75 every three months. Acupuncture, meal benefits, and nicotine replacement therapy are not covered under this benefit.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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