UHC Dual Choice DC-Y2 (PPO D-SNP)

UHC Dual Choice DC-Y2 (PPO D-SNP) is a PPO D-SNP plan offered by Care Improvement Plus South Central Insurance Co. available for the 2026 plan year to people living in Washington, DC. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that UHC Dual Choice DC-Y2 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Choice DC-Y2 (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Choice DC-Y2 (PPO D-SNP) prescription drug plan features an annual drug deductible of $615. Members enjoy no copay for Tier 1 preferred generic drugs for both one-month and three-month supplies at standard pharmacies, as well as three-month supplies filled through standard mail order. This makes starting and maintaining common medications highly affordable. For Tier 2 generic, Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, the plan requires a 25% coinsurance for filled prescriptions. This 25% coinsurance applies to standard pharmacy and standard mail order options for both one-month and three-month supplies, depending on the specific tier. Understanding these tier structures helps you accurately budget for your monthly and yearly healthcare costs.

Additional Benefits

The UHC Dual Choice DC-Y2 (PPO D-SNP) plan offers comprehensive coverage for core medical services, featuring no copays for primary care, specialist visits, outpatient services, and home health care, though coinsurance up to 20% may apply to some treatments. Inpatient hospital stays require a copay of $2,230 per admission for acute stays and $2,080 for psychiatric stays, with no coinsurance. Emergency care is covered with a $115 copay that is waived upon admission, while urgent care and worldwide emergency services have low to no copays. For additional care, this plan provides annual physicals, skilled nursing facility stays, and over-the-counter items with no copay and no coinsurance. Medicare-covered dental, dialysis, and durable medical equipment are covered with no copay and a 20% coinsurance. However, routine vision care, routine dental services, and hearing aids are not covered under this plan.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.