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Aetna Medicare Signature (PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Aetna Medicare Signature (PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Aetna Medicare Signature (PPO) in 2025, please refer to our full plan details page.

Aetna Medicare Signature (PPO) is a PPO plan offered by CVS Health Corporation available for enrollment in 2025 to people living in Select Counties in GA. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that Aetna Medicare Signature (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Aetna Medicare Signature (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Aetna Medicare Signature (PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $10.00 - $45.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $40.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Aetna Medicare Signature (PPO)

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Drug Coverage IconDrug Coverage

The Aetna Medicare Signature (PPO) plan has an enhanced alternative drug benefit. Before your coverage begins, you must satisfy a $590 deductible. After your deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy you use. For example, preferred generic drugs have no copay at preferred pharmacies and preferred mail order, while standard generic drugs have 24% coinsurance. After your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for your Part D covered drugs.

Additional Benefits IconAdditional Benefits

The Aetna Medicare Signature (PPO) plan offers a wide range of benefits with varying costs. Inpatient hospital stays have copays, while outpatient services have copays that range from $0 to $380. Emergency services and preventive services generally have copays or no copays, and the plan covers vision, dental, and hearing services with copays and limits on coverage. This plan covers a variety of other services, including home health, medical equipment, and diagnostic services with either copays or coinsurance. Ambulance services have copays and coinsurance, while skilled nursing facilities have copays for some days. The plan also includes coverage for home infusion, and dialysis with coinsurance.

Inpatient Hospital See details

Inpatient Hospital benefits for the Aetna Medicare Signature (PPO) plan include coverage for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you'll pay a $380 copay for days 1-7 and no copay for days 8-90. For Inpatient Hospital Psychiatric, you'll pay a $407 copay for days 1-5 and no copay for days 6-90. Additional days for Inpatient Hospital-Acute are covered with no copay, but Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and additional days and non-Medicare covered stays for Inpatient Hospital Psychiatric are also not covered.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, with a copay between $0 and $380, and observation services with a $380 copay. Ambulatory Surgical Center (ASC) Services and Outpatient Blood Services have no copay, while Outpatient Substance Abuse services have a $40 copay for both individual and group sessions.

Partial Hospitalization See details

Partial Hospitalization is covered by the Aetna Medicare Signature (PPO) plan, but requires prior authorization. The plan has an $80 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by Aetna Medicare Signature (PPO), with prior authorization required for all ambulance services. Ground ambulance services have a $295 copay, while air ambulance services have a 20% coinsurance. Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Aetna Medicare Signature (PPO) plan. Emergency Services and Worldwide Emergency Coverage have a $110 copay, Urgently Needed Services has a $40 copay, and Worldwide Emergency Transportation has a $295 copay, with no coinsurance for any service.

Primary Care See details

The Aetna Medicare Signature (PPO) plan covers primary care physician services with no copay, chiropractic services with a $15 copay, occupational therapy services with a $35 copay, and physician specialist services with a copay between $10 and $45. The plan also covers mental health specialty services, psychiatric services and opioid treatment services with a $40 copay. Physical therapy and speech-language pathology services have a $35 copay, and additional telehealth benefits have a 20% coinsurance and a copay between $0 and $45. Routine chiropractic care and podiatry services are not covered.

Preventive Services See details

The Aetna Medicare Signature (PPO) plan covers preventive services, including an annual physical exam with no copay. The plan also covers additional preventive services, such as Health Education, Glaucoma Screening, and Diabetes Self-Management Training, with no copay. Kidney Disease Education Services have a 20% coinsurance.

Hearing Services See details

Hearing Services includes coverage for hearing exams with a $45 copay. Routine hearing exams and fitting/evaluation for hearing aids have no copay. Prescription hearing aids are covered up to a maximum of $500 per year. Prescription hearing aids - inner ear, outer ear, and over the ear, and OTC hearing aids are not covered.

Vision Services See details

Aetna Medicare Signature (PPO) covers vision services, including eye exams with a copay of $0-$45, and eyewear with no copay. Routine eye exams are covered with no copay for one visit per year, while other eye exam services have no copay and are unlimited. Eyewear benefits include a combined maximum of $125 per year for both in-network and out-of-network services, and also includes contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades with no copay.

Dental Services See details

The Aetna Medicare Signature (PPO) plan covers dental services, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery with no copay. This plan has a maximum benefit of $1,000 per year for both in-network and out-of-network services, and orthodontic services are covered under diagnostic and preventive dental services. Maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered under the Aetna Medicare Signature (PPO) plan. The plan covers Medicare Part B Insulin Drugs with a $35 copay, and has a coinsurance between 0% and 20% for both Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs.

Dialysis Services See details

Dialysis Services are covered under the Aetna Medicare Signature (PPO) plan, but require prior authorization. You will pay a 20% coinsurance.

Medical Equipment See details

Medical equipment, including durable medical equipment, prosthetics, medical supplies, and diabetic equipment, is covered. Durable Medical Equipment has a 20% coinsurance and requires authorization, while medical supplies have a 20% coinsurance with no copay. Diabetic supplies have no coinsurance and a copay, while diabetic therapeutic shoes/inserts have a $10 copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including all diagnostic services and radiological services. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services have no copay. Diagnostic Radiological Services have a maximum copay of $300, and Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Aetna Medicare Signature (PPO) plan with no copay and no coinsurance, though Additional Hours of Care and Personal Care Services are not covered. Prior authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by the Aetna Medicare Signature (PPO) plan, but the specific services are not covered, so you will pay the full cost for them. The plan does not provide any details on the copay or coinsurance.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Aetna Medicare Signature (PPO) plan. There is no copay for days 1-20, and a $214 copay for days 21-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other services include coverage for Over-the-Counter (OTC) items and a meal benefit with no copay. Acupuncture and several other services are not covered.

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