Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Aetna Medicare Signature (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Aetna Medicare Signature (PPO) in 2025, please refer to our full plan details page.
Aetna Medicare Signature (PPO) is a PPO plan offered by CVS Health Corporation available for enrollment in 2025 to people living in Select Counties in GA. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that Aetna Medicare Signature (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Aetna Medicare Signature (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Aetna Medicare Signature (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Aetna Medicare Signature (PPO) plan has an enhanced alternative drug benefit. Before your coverage begins, you must satisfy a $590 deductible. After your deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy you use. For example, preferred generic drugs have no copay at preferred pharmacies and preferred mail order, while standard generic drugs have 24% coinsurance. After your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for your Part D covered drugs.
The Aetna Medicare Signature (PPO) plan offers a wide range of benefits with varying costs. Inpatient hospital stays have copays, while outpatient services have copays that range from $0 to $380. Emergency services and preventive services generally have copays or no copays, and the plan covers vision, dental, and hearing services with copays and limits on coverage. This plan covers a variety of other services, including home health, medical equipment, and diagnostic services with either copays or coinsurance. Ambulance services have copays and coinsurance, while skilled nursing facilities have copays for some days. The plan also includes coverage for home infusion, and dialysis with coinsurance.
Inpatient Hospital benefits for the Aetna Medicare Signature (PPO) plan include coverage for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you'll pay a $380 copay for days 1-7 and no copay for days 8-90. For Inpatient Hospital Psychiatric, you'll pay a $407 copay for days 1-5 and no copay for days 6-90. Additional days for Inpatient Hospital-Acute are covered with no copay, but Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and additional days and non-Medicare covered stays for Inpatient Hospital Psychiatric are also not covered.
Outpatient Services include coverage for all outpatient hospital services, with a copay between $0 and $380, and observation services with a $380 copay. Ambulatory Surgical Center (ASC) Services and Outpatient Blood Services have no copay, while Outpatient Substance Abuse services have a $40 copay for both individual and group sessions.
Partial Hospitalization is covered by the Aetna Medicare Signature (PPO) plan, but requires prior authorization. The plan has an $80 copay for this benefit.
Ambulance and Transportation Services are covered by Aetna Medicare Signature (PPO), with prior authorization required for all ambulance services. Ground ambulance services have a $295 copay, while air ambulance services have a 20% coinsurance. Transportation Services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Aetna Medicare Signature (PPO) plan. Emergency Services and Worldwide Emergency Coverage have a $110 copay, Urgently Needed Services has a $40 copay, and Worldwide Emergency Transportation has a $295 copay, with no coinsurance for any service.
The Aetna Medicare Signature (PPO) plan covers primary care physician services with no copay, chiropractic services with a $15 copay, occupational therapy services with a $35 copay, and physician specialist services with a copay between $10 and $45. The plan also covers mental health specialty services, psychiatric services and opioid treatment services with a $40 copay. Physical therapy and speech-language pathology services have a $35 copay, and additional telehealth benefits have a 20% coinsurance and a copay between $0 and $45. Routine chiropractic care and podiatry services are not covered.
The Aetna Medicare Signature (PPO) plan covers preventive services, including an annual physical exam with no copay. The plan also covers additional preventive services, such as Health Education, Glaucoma Screening, and Diabetes Self-Management Training, with no copay. Kidney Disease Education Services have a 20% coinsurance.
Hearing Services includes coverage for hearing exams with a $45 copay. Routine hearing exams and fitting/evaluation for hearing aids have no copay. Prescription hearing aids are covered up to a maximum of $500 per year. Prescription hearing aids - inner ear, outer ear, and over the ear, and OTC hearing aids are not covered.
Aetna Medicare Signature (PPO) covers vision services, including eye exams with a copay of $0-$45, and eyewear with no copay. Routine eye exams are covered with no copay for one visit per year, while other eye exam services have no copay and are unlimited. Eyewear benefits include a combined maximum of $125 per year for both in-network and out-of-network services, and also includes contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades with no copay.
The Aetna Medicare Signature (PPO) plan covers dental services, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery with no copay. This plan has a maximum benefit of $1,000 per year for both in-network and out-of-network services, and orthodontic services are covered under diagnostic and preventive dental services. Maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered under the Aetna Medicare Signature (PPO) plan. The plan covers Medicare Part B Insulin Drugs with a $35 copay, and has a coinsurance between 0% and 20% for both Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs.
Dialysis Services are covered under the Aetna Medicare Signature (PPO) plan, but require prior authorization. You will pay a 20% coinsurance.
Medical equipment, including durable medical equipment, prosthetics, medical supplies, and diabetic equipment, is covered. Durable Medical Equipment has a 20% coinsurance and requires authorization, while medical supplies have a 20% coinsurance with no copay. Diabetic supplies have no coinsurance and a copay, while diabetic therapeutic shoes/inserts have a $10 copay.
Diagnostic and Radiological Services are covered, including all diagnostic services and radiological services. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services have no copay. Diagnostic Radiological Services have a maximum copay of $300, and Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Aetna Medicare Signature (PPO) plan with no copay and no coinsurance, though Additional Hours of Care and Personal Care Services are not covered. Prior authorization is required for this benefit.
Cardiac Rehabilitation Services are covered by the Aetna Medicare Signature (PPO) plan, but the specific services are not covered, so you will pay the full cost for them. The plan does not provide any details on the copay or coinsurance.
Skilled Nursing Facility (SNF) services are covered by the Aetna Medicare Signature (PPO) plan. There is no copay for days 1-20, and a $214 copay for days 21-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.
Other services include coverage for Over-the-Counter (OTC) items and a meal benefit with no copay. Acupuncture and several other services are not covered.
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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