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Aetna Medicare Dual Signature Choice (PPO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Aetna Medicare Dual Signature Choice (PPO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Aetna Medicare Dual Signature Choice (PPO D-SNP) in 2025, please refer to our full plan details page.

Aetna Medicare Dual Signature Choice (PPO D-SNP) is a PPO D-SNP plan offered by CVS Health Corporation available for enrollment in 2025 to people living in Select Counties in Augusta, Macon and Savannah. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that Aetna Medicare Dual Signature Choice (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Aetna Medicare Dual Signature Choice (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Aetna Medicare Dual Signature Choice (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Aetna Medicare Dual Signature Choice (PPO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $24.10. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Aetna Medicare Dual Signature Choice (PPO D-SNP)

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Drug Coverage IconDrug Coverage

The Aetna Medicare Dual Signature Choice (PPO D-SNP) plan has a $590 deductible for prescription drugs. After you meet your deductible, you will pay the costs for your drugs based on the drug tier. This plan's premium may be reduced if you qualify for the low-income subsidy (LIS). After your yearly out-of-pocket drug costs reach $2000, you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Aetna Medicare Dual Signature Choice (PPO D-SNP) plan offers a range of benefits with varying cost-sharing. Inpatient hospital stays have a $1,804 copay per admission, while emergency services have a $110 copay and urgent care services have a $45 copay. Many services have no copay or coinsurance, including preventive services, routine hearing and eye exams, and many dental services. The plan also provides coverage for outpatient services, ambulance, and transportation, with some services requiring coinsurance. Other benefits include home health services with no copay, and coverage for home infusion bundled services. This plan also offers additional benefits such as over-the-counter items with a maximum benefit, but does not cover some services, such as cardiac rehabilitation.

Inpatient Hospital See details

Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered with prior authorization. For Medicare-covered stays, there is a $1,804 copay per admission or stay. Additional days for Inpatient Hospital-Acute are covered with no copay per day, while Non-Medicare-covered Stay for Inpatient Hospital-Acute, Upgrades for Inpatient Hospital-Acute, Additional Days for Inpatient Hospital Psychiatric, and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for Outpatient Hospital Services with a coinsurance between 0% and 20%, Observation Services with 20% coinsurance, Ambulatory Surgical Center (ASC) Services with a coinsurance between 0% and 20%, Individual and Group Sessions for Outpatient Substance Abuse each with 20% coinsurance, and Outpatient Blood Services with 20% coinsurance.

Partial Hospitalization See details

Partial Hospitalization is covered, but requires prior authorization. You will pay 20% coinsurance for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services include coverage for ground and air ambulance services, each with a 20% coinsurance, and transportation services to plan-approved health-related locations with no copay for up to 36 one-way trips per year, using rideshare, bus/subway, or medical transport. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan. Emergency Services have a $110 copay, Urgently Needed Services have a $45 copay, and Worldwide Emergency Services have a $0 copay for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.

Primary Care See details

The Aetna Medicare Dual Signature Choice (PPO D-SNP) plan covers primary care services with a 20% coinsurance. Chiropractic services are covered with a 20% coinsurance, and routine chiropractic care has no copay.

Preventive Services See details

Preventive services include an annual physical exam with no copay, and additional preventive services with no copay for Health Education, Additional Sessions of Smoking and Tobacco Cessation Counseling, and Fitness Benefit. Kidney Disease Education Services, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit have a 20% coinsurance.

Hearing Services See details

Hearing exams, fitting/evaluation for hearing aids, and prescription hearing aids (all types) are covered under the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan. Routine hearing exams and fitting/evaluation for hearing aids have no copay and no coinsurance, and prescription hearing aids have a maximum benefit of $1250 per ear every year with no copay. OTC hearing aids, and prescription hearing aids for the inner, outer, and over the ear, are not covered.

Vision Services See details

Vision services include eye exams and eyewear. Eye exams have a 20% coinsurance, with routine eye exams and other eye exam services having no copay. Eyewear has a 20% coinsurance, with contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades having no copay, with a combined maximum plan benefit of $250 every year.

Dental Services See details

The Aetna Medicare Dual Signature Choice (PPO D-SNP) plan covers dental services with a 20% coinsurance for Medicare Dental Services and a $2,500 maximum benefit per year for other dental services. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable), prosthodontics (fixed), and oral and maxillofacial surgery are covered with no copay. However, maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs are also covered with a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan. You will pay a 20% coinsurance for these services; prior authorization is required.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance, Prosthetics/Medical Supplies with 20% coinsurance, and Diabetic Equipment, including Diabetic Supplies with no coinsurance and Diabetic Therapeutic Shoes/Inserts with 20% coinsurance. Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered by the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan. Diagnostic Procedures/Tests and Lab Services have no copay and a coinsurance of at most 20%, while Therapeutic Radiological Services and Outpatient X-Ray Services have a coinsurance of at most 20%.

Home Health Services See details

Home Health Services are covered by the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the Aetna Medicare Dual Signature Choice (PPO D-SNP) plan. The plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, and require prior authorization. The plan covers SNF services with the same cost-sharing as Original Medicare, but does not cover additional days beyond Medicare-covered for SNF, or non-Medicare-covered SNF stays.

Other Services See details

Other Services include acupuncture, over-the-counter items, meal benefits, and other services with no copay. Acupuncture has a limit of 20 treatments per year, and over-the-counter items have a maximum benefit of $165 per month. The plan does not cover Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services.

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