Get help from a licensed insurance agent 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week.

UHC Nursing Home Plan NY-F002 (PPO I-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Nursing Home Plan NY-F002 (PPO I-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Nursing Home Plan NY-F002 (PPO I-SNP) in 2025, please refer to our full plan details page.

UHC Nursing Home Plan NY-F002 (PPO I-SNP) is a PPO I-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in New York. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that UHC Nursing Home Plan NY-F002 (PPO I-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Nursing Home Plan NY-F002 (PPO I-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Nursing Home Plan NY-F002 (PPO I-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Nursing Home Plan NY-F002 (PPO I-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $35.80. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $15.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $4200.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $4200.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $50.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $40.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Nursing Home Plan NY-F002 (PPO I-SNP)

Phone Icon

Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The UHC Nursing Home Plan NY-F002 (PPO I-SNP) has a $590 deductible for prescription drugs. During the initial coverage phase, you'll pay the cost-sharing amounts for your specific drugs, but the exact amounts are not listed in this summary. Once your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for covered Part D drugs. If you qualify for the low-income subsidy (LIS), your monthly premium will be $35.80.

Additional Benefits IconAdditional Benefits

The UHC Nursing Home Plan NY-F002 (PPO I-SNP) offers a range of benefits with varying costs. Inpatient hospital stays have a $1,500 copay, while outpatient services often involve coinsurance. Emergency services have a $50 copay, and primary care visits have no copay. Preventive services include an annual physical exam with no copay. Hearing services offer no copay for routine exams, and vision services include eye exams and eyewear with a combined annual benefit of $200. Dental services have no copay for many services, with a maximum annual benefit of $1750.

Inpatient Hospital See details

Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, both of which require prior authorization and have a copay of $1,500 for a Medicare-covered stay. Additional days and non-Medicare-covered stays for both Inpatient Hospital-Acute and Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for Outpatient Hospital Services with a coinsurance of 0% - 20%, Observation Services with a 20% coinsurance, Ambulatory Surgical Center (ASC) Services with a coinsurance between 0% and 20%, Outpatient Substance Abuse Services with a coinsurance between 0% and 20% for both individual and group sessions, and Outpatient Blood Services with a coinsurance of 0% - 20%. Additionally, three pints of blood are covered under this plan.

Partial Hospitalization See details

Partial Hospitalization is covered by the UHC Nursing Home Plan NY-F002 (PPO I-SNP) with no copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered under the UHC Nursing Home Plan NY-F002 (PPO I-SNP). Ground and air ambulance services have a 20% coinsurance, and transportation services to a plan-approved health-related location are covered with no copay for up to 18 one-way trips per year, while transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services are covered under the UHC Nursing Home Plan NY-F002 (PPO I-SNP) with a $50 copay, but no coinsurance. Urgently Needed Services are covered with a copay between $0 and $40, and no coinsurance, while Worldwide Emergency Services are not covered.

Primary Care See details

The UHC Nursing Home Plan NY-F002 (PPO I-SNP) plan covers primary care physician services with no copay. Chiropractic services are covered with a coinsurance of 0% to 20%, but routine care is not covered.

Occupational therapy services are covered with no coinsurance but may have a copay. Physician specialist services, mental health specialty services (individual and group sessions), and psychiatric services (individual and group sessions) are covered with a coinsurance of 0% to 20%.

Podiatry services are covered with a coinsurance of 0% to 20% and may have a copay, with routine foot care covered. Other health care professional services and opioid treatment program services are covered and may have a copay.

Physical therapy and speech-language pathology services are covered with no copay and no coinsurance. Additional telehealth benefits and are available with no copay.

Preventive Services See details

Preventive Services are covered, including an annual physical exam with no copay. Other preventive services are covered, but Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Fitness Benefit, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), and Counseling Services are not covered. Glaucoma Screening and EKG following Welcome Visit have a 0-20% coinsurance, and Diabetes Self-Management Training, and Barium Enemas have no copay. Barium Enemas and Digital Rectal Exams have no copay, and Glaucoma Screening, and Digital Rectal Exams have a 0-20% coinsurance.

Hearing Services See details

Hearing Services include hearing exams and prescription hearing aids, with routine hearing exams covered with no copay and up to 20% coinsurance, and OTC hearing aids covered with no copay. Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered.

Vision Services See details

Vision services include coverage for eye exams, with a coinsurance of 0% to 20%, and eyewear. Eyewear includes coverage for contact lenses, eyeglass lenses, and eyeglass frames, with a combined maximum benefit of $200 per year.

Dental Services See details

The UHC Nursing Home Plan NY-F002 (PPO I-SNP) plan covers various dental services, including oral exams, x-rays, and cleanings, with no copay. Other services like fillings, root canals, and oral surgery also have no copay, but require prior authorization. This plan has a maximum annual benefit of $1750 for in and out-of-network services.

Home Infusion bundled Services See details

Home Infusion bundled Services, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs, are covered. For Medicare Part B Insulin Drugs, there is a $35 copay and coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance is between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered by the UHC Nursing Home Plan NY-F002 (PPO I-SNP) and require prior authorization. You may have to pay a coinsurance between 0% and 20%.

Medical Equipment See details

The UHC Nursing Home Plan NY-F002 (PPO I-SNP) plan covers Durable Medical Equipment (DME) with a 20% coinsurance, Prosthetic Devices with a 0-20% coinsurance, and Medical Supplies with a 20% coinsurance. Diabetic Equipment is covered with a 20% coinsurance for Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts; Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including Diagnostic Procedures/Tests, Diagnostic Radiological Services, and Therapeutic Radiological Services, are covered by the UHC Nursing Home Plan NY-F002 (PPO I-SNP) with a coinsurance of at most 20%. Lab Services and Outpatient X-Ray Services are covered with no copay.

Home Health Services See details

Home Health Services are covered with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the UHC Nursing Home Plan NY-F002 (PPO I-SNP). This includes Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the UHC Nursing Home Plan NY-F002 (PPO I-SNP) with prior authorization required, and there is no copay for days 1-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services includes coverage for over-the-counter items with no copay, but acupuncture, meal benefits, dual eligible SNPs with highly integrated services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, private duty nursing services, case management, institution for mental disease services for individuals 65 or older, services in an intermediate care facility for individuals with intellectual disabilities, tobacco cessation counseling for pregnant women, freestanding birth center services, respiratory care services, family planning services, nursing home services, home and community based services, personal care services, and self-directed personal assistance services are not covered.

Contact us phone logo

Get Personalized Help from a licensed insurance agent

1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Decorative blobs in the footerMedicareAdvantageRX logo*/

SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M

MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.

This is a promotional communication.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period

We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare has neither approved nor endorsed any information on this site.

Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week

© 2023 Dog Media Solutions LLC. All rights reserved