UHC Dual Complete MI-Y1 (HMO D-SNP)

UHC Dual Complete MI-Y1 (HMO D-SNP) is a HMO D-SNP plan offered by Unitedhealthcare Community Plan, Inc. available for the 2026 plan year to people living in Select Counties in Michigan. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete MI-Y1 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete MI-Y1 (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete MI-Y1 (HMO D-SNP) plan features an annual drug deductible of $615. Under this plan, Tier 1 preferred generic drugs are fully covered with no copay for 1-month and 3-month supplies at standard pharmacies, as well as 3-month mail orders. This ensures that your most common maintenance medications are highly affordable. For Tier 2 generic, Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, you will pay a consistent 25% coinsurance. This 25% coinsurance rate applies to 1-month and 3-month supplies at standard pharmacies and standard mail order services, depending on the specific tier. This straightforward cost-sharing structure helps you easily plan for your monthly prescription drug expenses.

Additional Benefits

The UHC Dual Complete MI-Y1 (HMO D-SNP) plan offers comprehensive medical coverage with many services featuring no copay, though coinsurance and prior authorization often apply. For primary care, specialist visits, outpatient services, and home health care, you will pay no copay, though select services may carry up to a 20% coinsurance. Inpatient hospital stays require a $2,045 copayment per stay with no coinsurance, while emergency room visits have a $115 copay that is waived if you are admitted. You can also access key supplemental benefits, including vision exams with a $200 annual eyewear allowance and routine hearing exams with a $2,500 hearing aid allowance every two years, both featuring no copay. Additionally, the plan covers up to 84 one-way transportation trips, Medicare-covered dental care, and durable medical equipment with no copay, although a 20% coinsurance applies to dental and equipment. Over-the-counter items, home health, and skilled nursing facility stays are also covered with no copay or coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.