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Devoted DUAL Missouri (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted DUAL Missouri (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted DUAL Missouri (HMO D-SNP) in 2025, please refer to our full plan details page.

Devoted DUAL Missouri (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Missouri. The overall rating for this plan is not yet available for 2025.

It's important to know that Devoted DUAL Missouri (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Devoted DUAL Missouri (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted DUAL Missouri (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted DUAL Missouri (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $43.70. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $25.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $140.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted DUAL Missouri (HMO D-SNP)

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Drug Coverage IconDrug Coverage

The Devoted DUAL Missouri (HMO D-SNP) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay the costs for drugs in each tier until your total drug costs reach $2000. If you qualify for the low-income subsidy, your Part D premium will be $43.70. After your yearly out-of-pocket drug costs reach $2000, you pay nothing for Medicare Part D covered drugs.

Additional Benefits IconAdditional Benefits

The Devoted DUAL Missouri (HMO D-SNP) plan offers a range of benefits with varying costs. Inpatient hospital stays have a $290 copay for days 1-6, with no copay for the remainder of the stay, while outpatient services can have copays up to $390. The plan also covers primary care with copays ranging from $0 to $25, preventive services, and services such as hearing, vision, and dental, each with their own copays and coverage limits. Additional benefits include ambulance and emergency services, home health services with no copay, and skilled nursing facility stays, which have a $214 copay for days 21-100. The plan also covers medical equipment and home infusion bundled services with varying coinsurance. However, some services, such as cardiac rehabilitation, certain dental services, and other services like acupuncture and over-the-counter items, are not covered.

Inpatient Hospital See details

Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered. For Inpatient Hospital-Acute, you pay a $290 copay for days 1-6, and no copay for days 7-90. For Inpatient Hospital Psychiatric, you also pay a $290 copay for days 1-6, and no copay for days 7-90. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute and additional days and non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services, including all outpatient hospital services, are covered. Outpatient Hospital Services have a copay between $0 and $390, and Observation Services have a copay of $290. Ambulatory Surgical Center (ASC) Services have no copay, and both Individual and Group Sessions for Outpatient Substance Abuse have a copay of $25. Outpatient Blood Services are covered, with a waived three-pint deductible.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted DUAL Missouri (HMO D-SNP) plan, with a $60 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Devoted DUAL Missouri (HMO D-SNP) plan. Ground ambulance services have a copay between $0 and $290, while air ambulance services have a 20% coinsurance. Transportation services to health-related locations are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted DUAL Missouri (HMO D-SNP) plan. Emergency Services has a $140 copay, and Urgently Needed Services has a copay between $0 and $45; both have no coinsurance. Worldwide Emergency Transportation has a 20% coinsurance and a $290 copay, and Worldwide Emergency Coverage and Worldwide Urgent Coverage each have a $140 copay; all worldwide services have no coinsurance.

Primary Care See details

The Devoted DUAL Missouri (HMO D-SNP) plan covers primary care physician services, chiropractic services with a $20 copay, occupational therapy services with a $25-$50 copay, physician specialist services with a $25 copay, mental health specialty services with a $25 copay, other health care professional services with a $0-$25 copay, psychiatric services with a $25 copay, physical therapy and speech-language pathology services with a $25-$50 copay, additional telehealth benefits with a $0-$25 copay, and opioid treatment program services with a $25 copay. The plan does not cover routine chiropractic care and podiatry services.

Preventive Services See details

The Devoted DUAL Missouri (HMO D-SNP) plan covers a variety of preventive services, including annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices and modifications, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following welcome visits. Some preventive services, such as in-home safety assessments, personal emergency response systems, and counseling services, are not covered.

Hearing Services See details

Hearing Services includes routine hearing exams with a $25 copay, and fitting/evaluation for hearing aids. Prescription hearing aids (all types) are covered with a copay between $399 and $699, but prescription hearing aids for the inner ear, outer ear, and over the ear are not covered, and OTC hearing aids are not covered.

Vision Services See details

Vision Services include routine eye exams with a $25 copay, and eyewear with a combined maximum plan benefit of $500 every year. Contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.

Dental Services See details

Dental services include a $25 copay for Medicare dental services, with other dental services covered up to a $500 annual maximum. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery are covered. Orthodontic services are covered under Diagnostic and Preventive Dental. Maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay and 20% coinsurance, Medicare Part B Chemotherapy/Radiation Drugs with 0-20% coinsurance, and Other Medicare Part B Drugs with 0-20% coinsurance. Prior authorization is required.

Dialysis Services See details

Dialysis Services are covered by the Devoted DUAL Missouri (HMO D-SNP) plan. The coinsurance for dialysis services is between 20% and 20%.

Medical Equipment See details

Medical Equipment is covered, including Durable Medical Equipment (DME) with a coinsurance of 0% to 40%, Prosthetic Devices with a coinsurance of 0% to 20%, and Medical Supplies with a 20% coinsurance. Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services, diagnostic procedures/tests, lab services, and radiological services. Diagnostic procedures/tests have a copay between $0 and $95, while lab services have no copay. Diagnostic Radiological Services have a copay of at most $300, and Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Devoted DUAL Missouri (HMO D-SNP) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the Devoted DUAL Missouri (HMO D-SNP) plan. Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are also not covered.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered under the Devoted DUAL Missouri (HMO D-SNP) plan, with prior authorization required. There is no copay for days 1-20, and a $214 copay for days 21-100.

Other Services See details

Other Services, including acupuncture, over-the-counter items, and meal benefits, are not covered. Additionally, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), and other services are not covered.

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