Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted DUAL PLUS Missouri (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted DUAL PLUS Missouri (HMO D-SNP) in 2025, please refer to our full plan details page.
Devoted DUAL PLUS Missouri (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Missouri. The overall rating for this plan is not yet available for 2025.
It's important to know that Devoted DUAL PLUS Missouri (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Devoted DUAL PLUS Missouri (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Devoted DUAL PLUS Missouri (HMO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted DUAL PLUS Missouri (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $42.10. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Devoted DUAL PLUS Missouri (HMO D-SNP) plan has a $590 deductible for prescription drugs. After meeting your deductible, you will pay the costs for your drugs based on the tier and pharmacy you use. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you will pay nothing for your Part D covered drugs. If you qualify for the low-income subsidy, your monthly premium for Part D is $42.10.
The Devoted DUAL PLUS Missouri (HMO D-SNP) plan offers a range of benefits with varying cost-sharing. Many services, like primary care, preventive services, and home health, have no copay. However, hospital stays have a $2000 copay, and other services such as outpatient services, emergency services, and vision services have coinsurance costs. This plan covers hearing aids with a copay, and offers dental and vision coverage with annual maximum benefits. The plan also covers ambulance services with no copay, but has coinsurance for other services like outpatient services, and home infusion services.
Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered with a copay of $2000 per admission or stay. Additional days for Inpatient Hospital-Acute are covered, but Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient Services are covered, with specific coinsurance costs depending on the service. Outpatient Hospital Services and Observation Services have a coinsurance of 35% - 40%, and 35%, respectively. Ambulatory Surgical Center (ASC) Services and Outpatient Substance Abuse Services have a coinsurance between 35% and 40%. Individual and Group Sessions for Outpatient Substance Abuse also have a coinsurance of 35%. Outpatient Blood Services are covered, with a waived three-pint deductible.
Partial Hospitalization is covered by the Devoted DUAL PLUS Missouri (HMO D-SNP) plan, but requires prior authorization. You will pay 35% coinsurance for this benefit.
Ambulance and Transportation Services are covered by the Devoted DUAL PLUS Missouri (HMO D-SNP) plan, with no copay for ambulance services. Ground ambulance services have a coinsurance of 0% - 35%, while air ambulance services have a 35% coinsurance, and transportation services to any health-related location are not covered.
Emergency Services are covered by the Devoted DUAL PLUS Missouri (HMO D-SNP) plan with a $110 copay. Urgently Needed Services have a 35% coinsurance, and Worldwide Emergency Services are covered.
Primary Care Physician Services, Occupational Therapy Services, Physician Specialist Services, Other Health Care Professional, Physical Therapy, Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services are covered with no copay and no coinsurance. Chiropractic Services are partially covered, with Routine Chiropractic Care not covered. Mental Health Specialty Services and Psychiatric Services are partially covered, with individual and group sessions for these services not covered. Podiatry Services are not covered.
The Devoted DUAL PLUS Missouri (HMO D-SNP) plan covers preventive services, including annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, Home and Bathroom Safety Devices and Modifications, kidney disease education services, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following Welcome Visit. However, in-home safety assessments, personal emergency response systems (PERS), medical nutrition therapy (MNT), post-discharge in-home medication reconciliation, readmission prevention, wigs for hair loss related to chemotherapy, therapeutic massage, adult day health services, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.
Hearing services include hearing exams and prescription hearing aids. Hearing exams have a coinsurance of at most 35% for routine hearing exams, and prescription hearing aids have a copay between $399 and $699 for all types of prescription hearing aids, but inner ear, outer ear, and over the ear hearing aids are not covered.
Vision services include coverage for eye exams with a 35% coinsurance, routine eye exams once per year, and eyewear with a combined maximum benefit of $500 per year. Contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.
The Devoted DUAL PLUS Missouri (HMO D-SNP) plan covers a variety of dental services, including oral exams, dental x-rays, and other preventive services, with a maximum benefit of $500 per year. However, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay and 20% coinsurance. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, there is between 0% and 20% coinsurance.
Dialysis Services are covered by the Devoted DUAL PLUS Missouri (HMO D-SNP) plan. There is a 20% coinsurance for these services.
Medical Equipment benefits include Durable Medical Equipment (DME) with no copay and a coinsurance between 0% and 20%, Prosthetics/Medical Supplies with no copay and coinsurance for Medicare-covered items, and Diabetic Equipment. Durable Medical Equipment for use outside the home and Diabetic Therapeutic Shoes/Inserts are not covered.
Diagnostic and Radiological Services are covered, with no copay. Diagnostic Procedures/Tests and Lab Services have a coinsurance of at most 35%, while Diagnostic Radiological Services and Outpatient X-Ray Services have a coinsurance of at least 35%, and Therapeutic Radiological Services have a coinsurance of at least 20%.
Home Health Services are covered with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required for this benefit.
Cardiac Rehabilitation Services are generally covered, but Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered. This plan does not offer any cost savings for Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) services are covered by the Devoted DUAL PLUS Missouri (HMO D-SNP) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214. Additional days beyond Medicare-covered, and non-Medicare-covered stays for SNF are not covered.
The "Other Services" benefit for the Devoted DUAL PLUS Missouri (HMO D-SNP) plan does not cover acupuncture, over-the-counter items, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. Other services are covered, including $0 preventive services.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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