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Devoted CORE Missouri (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted CORE Missouri (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted CORE Missouri (HMO) in 2025, please refer to our full plan details page.

Devoted CORE Missouri (HMO) is a HMO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Southwest Missouri. The overall rating for this plan is not yet available for 2025.

It's important to know that Devoted CORE Missouri (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted CORE Missouri (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted CORE Missouri (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $140.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted CORE Missouri (HMO)

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Drug Coverage IconDrug Coverage

The Devoted CORE Missouri (HMO) plan has an enhanced alternative drug benefit. The plan has a $590 deductible. During the initial coverage phase, after you pay the deductible, you'll pay a copay or coinsurance depending on the drug tier and pharmacy. For example, you will pay a $10 copay for preferred generic drugs at a standard pharmacy. After your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Devoted CORE Missouri (HMO) plan provides coverage for a wide range of services. Inpatient hospital stays have a $300 copay for days 1-6, and no copay for days 7-90. Outpatient services, primary care, preventive services, hearing, vision, and dental services are also covered, with varying copays or no copays. Additional benefits include ambulance services, with copays and coinsurance, and emergency services with a $140 copay. The plan also covers home infusion, dialysis, medical equipment, diagnostic and radiological services, home health services, cardiac rehabilitation services, and skilled nursing facility stays, with different copays, coinsurance, and prior authorization requirements.

Inpatient Hospital See details

The Devoted CORE Missouri (HMO) plan covers inpatient hospital services, including acute and psychiatric care. For days 1-6, there is a $300 copay, and for days 7-90, there is no copay.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, observation services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services. Outpatient Hospital Services have a copay between $0 and $400, Observation Services have a $300 copay, Ambulatory Surgical Center Services have no copay, and both Individual and Group Sessions for Outpatient Substance Abuse have a copay of $30.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted CORE Missouri (HMO) plan with a $60 copay, and requires prior authorization.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered under the Devoted CORE Missouri (HMO) plan. Ground ambulance services have a copay between $0 and $290, while air ambulance services have a 20% coinsurance; transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted CORE Missouri (HMO) plan. Emergency Services has a $140 copay, and Worldwide Emergency Transportation has a $290 copay and 20% coinsurance; other services have a $0-$45 or $140 copay, with no coinsurance.

Primary Care See details

Primary Care Physician Services, Chiropractic Services, Occupational Therapy Services, Physician Specialist Services, Mental Health Specialty Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services are covered. Chiropractic Services have a $20 copay, Occupational Therapy Services have a $30-50 copay, Physician Specialist Services have a $30 copay, Individual and Group Sessions for Mental Health Specialty Services have a $30 copay, Other Health Care Professional has a $0-30 copay, Individual and Group Sessions for Psychiatric Services have a $30 copay, Physical Therapy and Speech-Language Pathology Services have a $30-50 copay, Additional Telehealth Benefits have a $0-30 copay, and Opioid Treatment Program Services have a $30 copay. Routine Chiropractic Care is not covered, and Podiatry Services are not covered.

Preventive Services See details

The Devoted CORE Missouri (HMO) plan covers preventive services, including Medicare-covered services, annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit. However, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, therapeutic massage, adult day health services, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.

Hearing Services See details

Hearing Services include hearing exams with a $30 copay, and Routine Hearing Exams are covered once per year; Fitting/Evaluation for Hearing Aid is also covered. Prescription Hearing Aids (all types) are covered with a copay between $399 and $699 per year, but Prescription Hearing Aids - Inner Ear, Outer Ear, and Over the Ear are not covered, and OTC Hearing Aids are also not covered.

Vision Services See details

Vision Services include coverage for eye exams with a $30 copay, as well as coverage for eyewear with a combined maximum benefit of $1000 every year. Contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.

Dental Services See details

Devoted CORE Missouri (HMO) covers dental services, including oral exams, dental x-rays, and other diagnostic dental services with no copay, as well as prophylaxis (cleaning), fluoride treatment, and other preventive dental services. The plan also covers restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery. However, maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay and 20% coinsurance. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance ranges from 0% to 20%.

Dialysis Services See details

Dialysis Services are covered by the Devoted CORE Missouri (HMO) plan with a coinsurance between 20% and 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with a coinsurance between 0% and 30%, Prosthetic Devices with a coinsurance between 0% and 20%, and Medical Supplies with a 20% coinsurance, but Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts are not covered. Durable Medical Equipment for use outside the home is also not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests with a copay between $0 and $95, Lab Services with no copay, Diagnostic Radiological Services with a copay up to $300, Therapeutic Radiological Services with 20% coinsurance, and Outpatient X-Ray Services with no copay. All services require prior authorization.

Home Health Services See details

Home Health Services are covered by the Devoted CORE Missouri (HMO) plan with no copay and no coinsurance, but require authorization. Additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are generally covered, but specific services like Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered. There is a copay for some cardiac and pulmonary rehabilitation services, but the exact amount is not specified.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Devoted CORE Missouri (HMO) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214.

Other Services See details

Other Services, including acupuncture, over-the-counter items, meal benefits, dual eligible SNPs with highly integrated services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, private duty nursing services, case management, Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered. Other Services includes $0 preventive services.

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